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Maybank Global Access Signature Savings Account

All your financial needs are fulfilled in one account with access to 13 currencies.

Enjoy the privilege of holding 13 currency options in a single account, offering you full flexibility to save and transact anytime, anywhere  designed to support your financial needs and lifestyle. Tailored to meet your business, investment, education, and international travel needs, this account provides convenience and confidence in every financial step.

Features & Benefit

Available in 13 currencies

Available in 13 currencies

IDR, USD, SGD, AUD, GBP, EUR, JPY, CAD, HKD, NZD, CNY, CHF, MYR.

No currency conversion needed

No currency conversion needed

Cash withdrawal and purchase transactions overseas will automatically be debited in the relevant foreign currency according to the country’s currency. Please ensure that your foreign currency account is linked to your Maybank World Premier ATM/Debit Card.

Free transfer fees

Free transfer fees

Unlimited BI-FAST transfers via M2U ID App (mobile banking) by maintaining an average balance of IDR500,000 in the previous month.

Free administrative costs

Free monthly admin fee

Monthly administrative fees are waived by maintaining a minimum daily balance of IDR 50 million in Indonesian Rupiah.

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Free transaction fees at other bank ATMs

Free transaction fees at other bank ATMs

Free cash withdrawals, balance enquiry and transfers fees at any ATM.

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Free transaction fees via M2U ID

Free transaction fees via M2U ID App & M2U ID Web

Perform transaction free of charge via M2U ID App (mobile banking) and M2U ID Web (internet banking).

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Sharia Principles

Sharia Principles

Available in Shariah principle with Mudharabah Mutlaqah & Wadiah contract.

If the daily balance in Indonesian Rupiah falls below IDR 50 million, a below-minimum balance fee of IDR 100,000 per month will be charged under the following conditions:

  • If the balance in the Indonesian Rupiah account is insufficient, the fee will be debited from the available foreign currency balances based on the applicable priority order.
  • If the balance in one foreign currency is insufficient, the system will debit balances from multiple foreign currencies until the total fee amount is fulfilled.

Free Transactions at Other Banks’ ATMs

Enjoy unlimited free transactions anywhere with the Maybank World Premier ATM/Debit Card.

Transaction Type Balance Before Transaction
< IDR500,000 ≥IDR500,000
Transactions at Other Domestic Banks’ ATMs* Fees apply Free of charge (unlimited)
Overseas ATM Cash Withdrawal Transactions Free of charge (unlimited)

*) Applicable to cash withdrawals, balance inquiries, and online transfer transactions.

For more information on interbank ATM transaction fees: CLICK HERE

  • Enjoy unlimited free transactions through M2U ID App & M2U ID Web with the following conditions:
    Transaction Type Balance Before Transaction
    < IDR500,000 ≥IDR500,000
    BI-FAST Transfer via M2U ID App Fees apply Free of Charge
    Unlimited
    Online Transfer* via M2U
    E-Wallet Top-Up via M2U
    Bill Payments via M2U
    Purchases via M2U

    *Excluding RTGS & SKNBI transactions.

    For more information on M2U ID App & M2U ID Web fees and transaction limits: CLICK HERE

  • Savings average balance: Includes average balance of all savings accounts (including foreign currency), installment savings, and including non-Global Access savings accounts. Maybank Current Accounts and Maybank Time Deposits are excluded.
  • Free transaction quota covers a combined total of online transfers, e-wallet top ups, bill payments, and purchases.
  • Free payments, purchases, and e-wallet top ups are applicable to the following billers:
    List of Billers Free Transaction Mechanism
    Telkomsel Digital Lifestyle, Telkomsel Data Package, Telkomsel Prepaid, Indosat Data Package, XL Data Package, Axis Data Package, Shopeepay, DANA, abd PBB DKI Jakarta Transaction fees are automatically waived by system.
    PAM Jaya, Centrin, MNC Vision/Indovision/Top TV/Okevision, First Media, PLN Postpaid, Indosat Ooredo Postpaid, Telkomsel (HALO) Postpaid, XL Postpaid, Telkom, PLN Prepaid, Gopay, OVO, E-Money Mandiri Transaction fees will be charged upfront and subsequently refunded in the following month.

Interest/Ratio/Yield Indication Information

Interest/Ratio/Yield Indication Rate of Return
Limit and Fee

Enjoy up to 20% cashback, max. IDR500,000 from every transaction.

Activate a Goal Saver/Goal Saver iB account to claim your cashback.

Period 1 April – 30 June 2026

More Detail

 

Enjoy up to 20% cashback, max. IDR500,000 from every transaction.

Use your Maybank World Premier ATM/Debit Card, QR Pay, or pay bills (mobile top-up, electricity, water, telephone, internet & cable TV) via M2U ID App/Web and maintain a minimum monthly average balance of IDR10 million to enjoy 20% cashback up to IDR500,000.

Period 1 April – 30 June 2026

Term & Conditions:

  • Customers are required to open a Goal Saver/Goal Saver iB account to eligible in this program.
  • Cashback is applicable for transactions where the source of funds is Maybank Global Access Signature Savings Account (valid for both Regular or Sharia accounts) for transaction as below:
    1. Maybank World Premier ATM/Debit Card (purchases at merchants/EDC)
    2. Maybank QR Pay
    3. Bill payments via M2U ID App (mobile banking) or M2U ID Web (internet banking), including mobile top-ups, electricity, telephone, internet, cable TV, and water bills.
  • The maximum total cashback is IDR500,000 per month, with calculations based on the following table:
    Monthly Average Balance Cashback (%) Maximum Cashback per Month
    Maybank World Premier Debit Card /QR Pay Transaction Bill Payment via M2U ID Transaction
    ≥ IDR10 Million 20% IDR200.000,- IDR50.000,-
    ≥ IDR500 Million 20% IDR250.000,- IDR250.000,-
  • Monthly average balance calculations exclude any funds blocked/held due to program participation.
  • Cashback will be credited to the Goal Saver/Goal Saver iB Account no later than the last business day of the following month.
  • Cashback will only be disbursed to active Goal Saver/Goal Saver iB Account. If the account is inactive at the time of fulfillment, the cashback will be forfeited.
  • For Customers holding multiple Maybank Savings Accounts with Smart Spending benefits (such as Maybank U or Payroll Savings Account), the maximum cashback awarded will be the highest single benefit amount (not an accumulation of benefits from all products).

    Example:
    Customer A has Maybank Global Access Signature Savings Account with a cashback benefit of up to IDR500,000 and a Maybank Payroll Savings Account with a cashback benefit of up to IDR150,000. In this case, the maximum cashback Customer A is eligible to receive is IDR500,000.

Maybank World Premier ATM/Debit Card

Enjoy a more optimal and exclusive transaction experience as a Maybank Premier Customer with the Maybank World Premier ATM/Debit Card.

More Info

Product Summary Information

Maybank Global Access Signature Conventional
Maybank Global Access Signature Shariah
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  • Maybank Global Access Signature Savings Account

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PT Bank Maybank Indonesia Tbk is a Bank licensed and supervised by OJK & Bank Indonesia and LPS. PT Bank Maybank Indonesia Tbk is a guarantee participant in the LPS. The maximum deposit guarantee value per Customer per bank is IDR2 billion. To find out the applicable LPS interest rates, please CLICK HERE

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