Transaction Limits for Maybank Savings Account & Maybank ATM/ Debit Cards
| Description | Type of Maybank ATM/Debit card | |||||
| Super Valas | Maybank Savings Account, Woman One, TabunganKu, Pro, MyArafah and GPN | MAKSI Savings Account & U Savings Account | Premier Wealth | Superkidz Savings Account | Simpel Savings Account | |
| Cash withdrawal per day | IDR10,000,000 (only at ATM Maybank Indonesia) | IDR10,000,000 | IDR10,000,000 | IDR10,000,000 | IDR10,000,000 | IDR10,000,000 |
| Transfer via ATM per day* | ||||||
| a. Transfer between Maybank account (with different debit card) | IDR50,000,000 | IDR50,000,000 | IDR50,000,000 | IDR100,000,000 | IDR5,000,000 | IDR10,000,000 |
| via Maybank2u Internet Banking/App. (1 user ID) | IDR100,000,000 | IDR100,000,000 | IDR100,000,000 | IDR100,000,000 | Unavailable |
IDR100,000,000 |
| b. Interbank transfer** | ||||||
| ATM | Unavailable |
IDR25,000,000 | IDR25,000,000 | IDR25,000,000 | IDR5,000,000 | IDR5,000,000 |
| SMS + Banking | Unavailable |
IDR25,000,000 | IDR25,000,000 | IDR25,000,000 | IDR5,000,000 | IDR5,000,000 |
| Debit card purchasing per day | ||||||
| use PIN | IDR10,000,000 | IDR10,000,000 | IDR30,000,000 | IDR50,000,000 | IDR1,000,000 | IDR1,000,000 |
| a. Purchasing limit/ day | IDR5,000,000 | IDR5,000,000 | IDR10,000,000 | IDR25,000,000 | IDR1,000,000 | Unavailable |
| b. Number of transaction / day | 3x transactions | 3x transactions | 7x transactions | 7x transactions | 4x transactions | |
| c. Purchasing limit/ transaction | IDR2,000,000 | IDR2,000,000 | IDR10,000,000 | IDR50,000,000 | IDR250,000 | |
The transaction limits of Maybank ATM/Debit Card & Savings Account in the table above apply to Sharia product types.
*) Fund transfer limit per day is accumulation of interbank transfer and within Maybank account transfer (with different debit card).
**) Maximum amount for interbank transfer is IDR 25 mio.
TRANSACTION FEE AT DOMESTIC ATM NETWORK
Maybank ATM/ Debit Card Savings Account, Pro, TabunganKu, Woman One, SuperKidz, SimPel, MyArafah, Super Valas, GPN
| Maybank ATM/ Debit Card Savings Account, Pro, TabunganKu, Woman One, SuperKidz, SimPel, MyArafah, GPN | Maybank ATM | PRIMA ATM | ATM BERSAMA | ATM ALTO |
| Balance before transaction < IDR10 mio | ||||
| Cash withdrawal | Free | IDR7,500 | IDR7,500 | IDR7,500 |
| Balance Inquiry | Free | IDR4,000 | IDR4,000 | IDR4,000 |
| Fund transfer to other Maybank account | Free | IDR7,500 | IDR7,500 | IDR7,500 |
| Interbank transfer* | IDR7,500 | IDR7,500 | IDR7,500 | IDR7,500 |
| Transfer (BI-FAST)* | IDR2,500 |
Unavailable |
Unavailable |
Unavailable |
| Balance before transaction >IDR10 mio | ||||
| Cash withdrawal | Free | IDR7,500 | IDR7,500 | IDR7,500 |
| Balance Inquiry | Free | IDR4,000 | IDR4,000 | IDR4,000 |
| Fund transfer to other Maybank account | Free | IDR7,500 | IDR7,500 | IDR7,500 |
| Interbank transfer | Free | IDR7,500 | IDR7,500 | IDR7,500 |
| Transfer (BI-FAST) | Free |
Unavailable |
Unavailable |
Unavailable |
| Declined transaction (insufficient balance, wrong PIN number, over limit) | Free | IDR2,500 | IDR3,000 | IDR3,000 |
*) BI-FAST transaction fee will be effective 7th July 2023. Minimum amount of account balance before transaction + non-withdrawal minimum balance which is based on terms of each product.
Maybank Kartu ATM/ Debit MAKSI/MAKSI iB
| MAKSI ATM/ Debit Card | Maybank ATM | PRIMA ATM | ATM BERSAMA | ATM ALTO |
| Balance before transaction < IDR25 mio | ||||
| Cash withdrawal* | Free | |||
| Balance Inquiry | Free | IDR4,000 | IDR4,000 | IDR4,000 |
| Fund transfer to other Maybank account | Free | IDR7,500 | IDR7,500 | IDR7,500 |
| Interbank transfer*** | IDR7,500 | IDR7,500 | IDR7,500 | IDR7,500 |
| Transfer (BI-FAST)*** | IDR2,500 |
Unavailable |
Unavailable |
Unavailable |
| Balance before transaction > IDR25 mio | ||||
| Cash withdrawal* | Free | |||
| Balance Inquiry | Free | Free** | Free** | Free** |
| Fund transfer to other Maybank account | Free | Free** | Free** | Free** |
| Interbank transfer*** | Free | Free** | Free** | Free** |
| Transfer (BI-FAST)*** | Free |
Unavailable |
Unavailable |
Unavailable |
| Declined transaction fee through ATM | ||||
| Declined transaction (insufficient balance, wrong PIN number, over limit) | Free | IDR 2,500 | IDR 3,000 | IDR 3,000 |
*) Effective March 1st, 2021, free cash withdrawals max. 30x per month. Next transaction will be charged of IDR7,500 automatically.
**) Maximum 15x transactions per month (accumulation of balance inquiry & transfer transaction)
***) BI-FAST transaction fee will be effective 7th July 2023. Minimum amount of account balance before transaction + non-withdrawal minimum balance which is based on terms of each product.
| ATM/Debit Card U & U iB | ATM Maybank | ATM PRIMA | ATM BERSAMA | ATM ALTO | ||||
| Balance before transaction < IDR500,000 | ||||||||
| Cash withdrawal | IDR7,500 | IDR7,500 | IDR7,500 | IDR7,500 | ||||
| Balance inquiry | Free | IDR4,000 | IDR4,000 | IDR4,000 | ||||
| Fund transfer to other Maybank account | Free | IDR7,500 | IDR7,500 | IDR7,500 | ||||
| Interbank transfer* | IDR7,500 | IDR7,500 | IDR7,500 | IDR7,500 | ||||
| Transfer (BI-FAST)* | IDR2,500 | Unavailable | Unavailable | Unavailable | ||||
| Balance before transaction ≥ IDR500,000 | ||||||||
| Cash withdrawal | Free | Free** | Free** | Free** | ||||
| Balance inquiry | Free | IDR4,000 | IDR4,000 | IDR4,000 | ||||
| Fund transfer to other Maybank account | Free | IDR7,500 | IDR7,500 | IDR7,500 | ||||
| Interbank transfer | IDR7,500 | IDR7,500 | IDR7,500 | IDR7,500 | ||||
| Transfer (BI-FAST)* | IDR2,500 | Unavailable | Unavailable | Unavailable | ||||
| Declined transaction fee through ATM | ||||||||
| Declined transaction (insufficient balance, wrong PIN number, over limit) | Free | IDR 2,500 | IDR 3,000 | IDR 3,000 | ||||
*) BI-FAST transaction service is effective on 7 July 2023. Minimum amount of account balance before transaction + non-withdrawal minimum balance is based on terms of each product.
**) Free cash withdrawals max. 30x per month. Next transaction will be charged of IDR7,500 automatically.
| Maybank Premier Wealth ATM/ Debit Card | Maybank ATM | PRIMA ATM | ATM BERSAMA | ATM ALTO |
| Cash withdrawal | Free | Free | Free | Free |
| Balance Inquiry | ||||
| Fund transfer to other Maybank account | ||||
| Interbank transfer | ||||
| Declined transaction (insufficient balance, wrong PIN number, over limit) |
Transaction Fee at Overseas ATM Network
Maybank ATM/ Debit Card from Reguler, U, MAKSI, Premier Wealth, Woman One, SuperKidz, SimPel, Pro, Super Valas and MyArafah Savings Account.
| Transaction* | Mastercard® ATM Network | MEPS ATM Network** | Maybank Regional*** |
| Cash withdrawal**** | IDR26,000/ USD2,5/ SGD4,25 | IDR16,000 | Free |
| Balance inquiry | IDR4,000/ USD0,35/ SGD0,60 |
Unavailable |
Unavailable |
| Declined transaction (insufficient balance, wrong PIN number, over limit) | IDR4,000/ USD0,35/ SGD0,60 | Free | Unavailable |
*) Convertion rate will be borne by customer.
**) Transactions on the MEPS network are currently not possible.
***) Transactions on Maybank Regional networks such as Singapore, Philippines, Cambodia, Brunei Darusallam are currently cannot be used, specifically for Maybank Malaysia will be processed through the Mastercard® network and fees will be applied according to the terms of transactions on the Mastercard® network
****) Effective March 1, 2021, specifically for Maybank MyArafah Savings Account, free cash withdrawals in Saudi Arabia max. 2x per month. Next transaction will be automatically charged according to applicable regulations.
Maybank/Maybank iB Saving Account Rate
| Descriptions | Maybank U Savings Account/ Maybank U iB Savings Account | Maybank Savings Account/Maybank iB Savings Account |
Maybank MAKSI Savings Account/Maybank MAKSI iB Savings Account |
Maybank Pro Savings Account/Maybank Pro iB Savings Account | Maybank Woman One Saving Account/Maybank Woman One iB Savings Account | Maybank SuperKidz Savings Account / Maybank SuperKidz iB Savings Account | Maybank SimPel Savings Account / Maybank SimPel iB Savings Account |
Maybank TabunganKu Savings Account / Maybank TabunganKu iB Savings Account | Maybank Super Valas Savings Account / Maybank Super Valas iB Savings Account | Maybank MyArafah Savings Account | RTJH | Maybank MyWadiah Savings Account |
| Initial deposito | Free | IDR500,000 | IDR200,000 | IDR25,000 | IDR2,500,000 | IDR100,000 | IDR5,000/IDR1,000 |
IDR20,000 |
-USD/SGD/ |
IDR100,000/ USD10 | IDR25,000,000 | IDR50,000/ USD20 |
| Minimum deposits | Free | IDR50,000 | IDR50,000 | IDR50,000 | IDR50,000 | IDR50,000 | IDR1,000 | IDR10,000 | -USD/SGD/ EUR/AUD5 - CNH Free - JPY Free |
- | Free | IDR50,000/ USD5 |
| Minimum balance | IDR500,000 | IDR10,000,000 | IDR20,000 |
IDR50,000,000 | IDR2,000,000 | IDR20,000 | IDR5,000 | IDR20,000 |
-USD/SGD/ |
IDR100,000/ USD10 | Free | IDR50,000/ USD5 |
| Minimum balance cannot be withdrawn | IDR50,000 | IDR50,000 | IDR20,000 | IDR100,000 | IDR50,000 | IDR20,000 | IDR5,000 | IDR20,000 |
-USD/SGD/ |
IDR100,000/ USD10 | Free | IDR50,000/ USD5 |
| Monthly administration fee | Free | Balance ≤ IDR10,000,000 : IDR20,000 | IDR15,000 | IDR15,000 | Free | Free | Free | Free | - USD Free of charge if average monthly balance ≥ USD500, if average balance < USD500 charged USD1 |
Free | Free | Free |
| Balance > IDR10,000,000: IDR15,000 | -EUR1 - SGD1,5 - AUD Free - CNH7.5 - JPY Free |
|||||||||||
| Fall Below Fee | IDR5,000 | Free | Free | IDR100,000 | IDR15,000 | Free | Free | Free | USD/SGD/EUR2/ : 2 -AUD0 Free - CNH25 - JPY500 |
Free | Free | Free |
| Closing Account Fee | IDR50,000 | IDR50,000 | IDR20,000 | IDR100,000 | IDR50,000 | IDR20,000 | IDR5,000/IDR1,000 |
IDR20,000 | -USD/SGD/ EUR/AUD10; -CNH100 -JPY5,000 |
IDR100,000/ USD10 | Free | IDR50,000/ USD5 |
| Dormant fee | IDR50,000 | IDR50,000 | IDR50,000 | IDR50,000 | IDR50,000 | Free | IDR1,000 | IDR2,000 | -USD/SGD/ EUR/AUD1 -CNH7.5 - JYP Free |
Free | Free | IDR50,000/ USD5 |
Tariffs and Fees for Maybank ATM/Debit Card
| Maybank Regular ATM/Debit Card/GPN | Maybank Premier ATM/Debit Card | Maybank U or U iB ATM/Debit Card | Maybank Gold ATM/Debit Card | Maybank Woman One/Woman One iB ATM/Debit Card | Maybank SuperKidz/SuperKidz iB ATM/Debit Card | Maybank SimPel/SimPel iB ATM/Debit Card | Maybank MyArafah ATM/Debit Card | |
| Debit card fee for new Maybank Savings Account opening | Free & required to have min balance IDR100,000 | Free & required to have min balance IDR100,000 | Free & required to have min balance IDR100,000 | Free & required to have min balance IDR100,000 | Free & required to have min balance IDR100,000 | Free & required to have min balance IDR100,000 | Free & required to have min balance IDR100,000 | Free & required to have min balance IDR100,000 |
| Replacement card fee due to stolen/broken lost at ATM machine or Maybank ATM or other causes | IDR20,000 | Free | IDR20,000 | IDR20,000 | IDR20,000 | IDR20,000 | IDR20,000 | IDR20,000 |
| Expired card fee replacement | Free | Free | Free | Free | Free | Free | Free | Free |
| Administration fee | Free | Free | Free | Free | Free | Free | Free | Free |
Note:
- Specifically for the card fee from opening Maybank Payroll/Payroll iB Savings Account, there is no requirement for a minimum balance of IDR100,000.
- Customer will be charged IDR20,000 for Maybank ATM/Debit Card requests via M2U ID App, the fee will be credited with no later than one month. Request are made through Maybank branch offices or Maybank Customer Care at 1500611 or +622178869811 (from overseas) or via email at customercare@maybank.co.id (Monday - Friday 08:00 - 20:00 WIB and Saturday - Sunday 08:00 – 17:00 WIB)
PURCHASE USING EDC (GPN & Mastercard®)
| Description | Transactions using EDC GPN/NPG (National Payment Gateway) | Transactions using EDC Mastercard® |
|---|---|---|
| Maybank ATM/Debit Card Silver, MyArafah, Gold, Woman One, U, Superkidz & SimPel | Maybank ATM/Debit Card Silver, MyArafah, Gold, Woman One, U, Superkidz & SimPel | |
|
free of charge *) |
free of charge *) |
| Failed connection/failed Transactions in EDC (passed user verification) |
free of charge *) |
free of charge *) |
*) Charges fee from merchant to the Customer is the discretion of each merchant. If there is a foreign exchange difference, it will be borne by the Customer.
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