Term & Conditions:

• Valid for visitors of the Halal Indo Expo 2026 event who are Indonesian Citizens (WNI), individuals aged min. 17 years old, and do not yet hold any products at Maybank.

How to participate:

1. Open a Maybank Global Access iB Savings Account via M2U ID App and enter referral code "SY3021"
   Guide info CLICK HERE
   Maybank Global Access iB Savings Account info CLICK HERE
2. Make an initial deposit of min. IDR1 million into Maybank Global Access iB Savings Account.
3. Activate a Goal Saver iB account on the same day Maybank Global Access iB Savings Account is opened, with a monthly deposit of IDR100,000 and a 3-month tenor.

Once the Customer completes the terms & conditions above, present proof of the Maybank Savings Account opening, fund top-up, and Goal Saver iB account activation on M2U ID App to Maybank staff at the booth. Customer will immediately receive the IDR2,5 million Umrah discount voucher & the IDR25,000 Indomaret shopping voucher at Maybank Syariah Booth.

Prize Terms:

• Indomaret Shopping Voucher:
  
  • IDR25,00 Indomaret voucher is valid for the first 30 Customers who participate in the program.
  • Shopping voucher can be used directly at the nearest Indomaret store.
• Umrah discount voucher worth IDR2,5 million
  
  • Umrah discount voucher can only be redeemed by the following travel partners:
    • Khazzanah Tour & Travel.
    • Iskandaria Tour & Travel.
    • Khalifa Asia Tour & Travel.
    • Dwins Tour & Travel.
    • SS Tour & Travel.
  • Redemption is valid at the latest until 28 February 2027 after the voucher is received.
  • Umrah discount voucher cannot be exchanged for cash or substituted with other types of rewards.
  • Umrah discount voucher is valid for only one Umrah package.
  • The Hajj & Umrah travel partners are active and officially appointed partners of Maybank Indonesia. The partner operates in Umrah and Special Hajj travel services and is licensed under the Ministry of Religious Affairs.
  • If a Customer has any complaints regarding the Umrah services, they may contact the designated Person in Charge (PIC) of the respective travel partners:
    • Khazzanah Tour & Travel: Yadin (0858-9210-0300)
    • Iskandaria Tour & Travel: Alfi (0859-2197-8062)
    • Khalifa Asia Tour & Travel: Muhammad Reza (0895-0279-9336)
    • Dwins Tour & Travel: Indra (0852-7171-9929)
    • SS Tour & Travel: Yuni (0812-8182-3318)
  • Any increase in package price will be borne by the Customer.
  • Umrah packages are not products of Maybank Indonesia.
  • Confirmation of departure schedules and the provision of Umrah travel services are entirely the responsibility of the respective Hajj & Umrah travel partner.
  • The provision of Umrah packages and all related travel services are the sole responsibility of the respective Hajj & Umrah travel partner.
  • The voucher cannot be cashed out or transferred.
  • The program does not apply to multiples and each Customer may participate only once using the same identity.

Terms and Conditions:

Valid for individual Customers who already hold a Maybank U iB Savinngs Account.

How to Participate:

• Customers must have a Maybank Savings Account as the funding source..
• If you do not have one, open a Maybank Savings Account via M2U ID App.
  Guide CLICK HERE
  Info on Maybank Tabungan iB CLICK HERE
• The funding source does not apply to the following account types:
  • Maybank Savings Account with joint accounts (OR/AND/QQ), including Maybank SuperKidz Savings Account/QQ.
  • Maybank Payroll Savings Account/Employee accounts of Maybank & Maybank Group.
• Join Maybank GIFT program for regular savings on Maybank MyPlan Plus iB Savings Account via M2U ID App.
• Make an initial deposit and monthly deposits from the funding source until account maturity according to the scheme below:

Quota applies to the first Customers who meet the terms and conditions.

Gift options in this program are in accordance with the terms & conditions determined by Maybank Indonesia, cannot serve special requests from Customers for certain denominations so that everything will adjust to availability.

Specifically for the Halal Indo 2026 event, gifts will be given directly by Maybank officers at the booth after Customer fulfills program participation requirements.

Gift Terms:

• Tumbler or 1 set of prayer essentials (Prayer Set & Wadimor Sarong)
  The gift will be provided directly by a Maybank representative at the booth once the Customer has fulfilled the program participation requirements.
• Umrah discount voucher terms of IDR2,5 million
  Vouchers that can only be used for Umrah package claims at:
  • Khazzanah Tour & Travel.
  • Iskandaria Tour & Travel.
  • Khalifa Asia Tour & Travel
  • Dwins Tour & Travel.
  • SS Tour & Travel.
• Redemption of Umrah discount vouchers can be used at the latest on 28 February 2027 after the Umrah discount voucher is received by the Customer.
• Umrah discount vouchers cannot be cashed out or replaced with other types of gifts.
• Umrah discount vouchers are only valid for 1 Umrah package.
• Hajj and Umrah Partners working together are active and officially partnering with Maybank Indonesia. Partners operate in the field of Umrah and Special Hajj Pilgrimage Activities that have permits under the Ministry of Religious Affairs.
• Customer agrees to be contacted by the Hajj & Umrah Partner to perform verification and offer Umrah packages.
• In case of complaints from Customers regarding Umrah services, Customers can directly contact the PIC (Person in Charge) of each travel partner, with the following details:
  • Khazzanah Tour & Travel: Yadin (0858-9210-0300)
  • Iskandaria Tour & Travel: Alfi (0859-2197-8062)
  • Khalita Asia Tour & Travel: Muhammad Reza (0895-0279-9336)
  • Dwins Tour & Travel: Indra (0852-7171-9929)
  • SS Tour & Travel: Yuni (0812-8182-3318)
• If there is a change in the Umrah schedule from the Hajj & Umrah Partner where the Umrah schedule is outside the voucher validity period, the gift remains valid with the schedule choice closest to the voucher validity period.
• In the event of an increase in package prices, the difference will be borne by the Customer.
• Umrah package is not a product of Maybank Indonesia.
• Certainty of departure and service of Umrah pilgrimage travel is entirely the responsibility of the collaborating Hajj & Umrah Partner.
• Procurement and service of Umrah facilities is entirely the responsibility of the Hajj & Umrah Partner.
• Vouchers cannot be cashed out or transferred.

Customer has the opportunity to join this program more than 1 (one) time during the program period.

Customer will be charged an administrative fee for program cancellation according to the scheme chosen by Customer and an early account closing fee before maturity (1% of the latest balance or minimum Rp100,000), if:

1. Customer closes account before the determined maturity date.
2. Failed autodebit occurs on the source account 3 (three) times consecutive monthly installments, so the account will be closed automatically by the system.
3. Customer must provide funds in the source account on each monthly debit date to avoid failed auto-debits.
4. Customer's account is closed before maturity determined upon request of Heirs/failed debit 3 (three) times because Customer passed away and/or other purposes.

Terms & Conditions:

Program applies to Customers who do not yet have any product in Maybank.

How to participate in the program:

1. Customer fills out Maybank Current Account iB Opening Form during Halal Indo 2026 event as a form of program participation.
2. Visit Maybank branch office to open Maybank Current Account iB at the latest 30 working days after Halal Indo 2026 event takes place.
   Info Maybank iB Current Account CLICK HERE
   Maybank branch office location information CLICK HERE
3. Make an initial deposit of IDR50,000,000, at the latest by the end of the following month after the account is successfully opened.
4. After placing funds, Customer will receive 1 (one) Maybank Merchandise item consisting of a tumbler and diffuser, within a maximum 30 working days after being declared successful in placing funds. Quota applies to the first Customers who perform transactions according to valid terms.

Each Customer can only participate in the program 1 (one) time and the program is not applicable for multiples. Customer will continue to get savings yield according to valid yield provisions.

Gift options in this program are in accordance with terms & conditions determined by Maybank Indonesia and cannot serve special requests from Customers for specific denominations.

Terms & Conditions:

• Program applies to referrers who already hold Maybank iB Savings Account/Maybank iB Current Account.
  If you do not have Maybank Savings Account, download M2U ID on Play Store/App Store & open Maybank iB Savings Account via M2U ID App during the ongoing event.
  Guideline opening account Maybank iB Savings Account CLICK HERE
  Maybank iB Savings Account info CLICK HERE
  If you do not have Maybank iB Current Account, open Maybank iB Current Account at the nearest Maybank branch office by filling out the Maybank iB Current Account Opening form.
  Maybank iB Current Account info CLICK HERE
  Maybank branch Location Info CLICK HERE
• Commission Calculation:
  Amount of commission is based on the average balance of referred Customers for 1 (one) month since account opening, with the following provisions:

  Average Balance	Commission Value
  Min. IDR10 million	IDR200,000
  Min. IDR30 million	IDR300,000
  Min. IDR100 million	IDR500,000
  Min. IDR500 million	IDR1 million

  Commission applies in multiples per referred Customer during the program period.
  Examples:
  Customer A refers 5 colleagues to open Maybank iB Current Account and referred colleagues have 1-month average balance min. IDR10 million. Means Customer A will receive commission worth IDR1 million (5 x IDR200,000).
  Customer B refers 10 colleagues to open Maybank iB Current Account and referred colleagues have 1-month average balance min. IDR500 million. Means Customer B will receive commission worth IDR10 million (10 x IDR1 million).
• Additional Commission
  If referrer refers minimum 3 eligible new Customers, at the end of the program period they will receive additional commission of IDR300,000.
  This additional referral fee reward is not applicable for multiples.
  Example:
  Customer A refers 5 colleagues to open Maybank iB Current Account and referred colleagues have 1-month average balance min. IDR10 million. Means Customer A will receive commission of IDR1 million (5 x IDR200,000). Customer will also receive additional referral fee at the end of the program period for having referred min. 3 eligible new Customers worth IDR300,000 (calculated from first 3 referred Customers).
• Terms of Commission Disbursement to Referrer:
  
  • Commission will be credited to Maybank Savings Account/Maybank iB Current Account of referrer max 30 working days after fulfilling commission terms for each referral.
  • Additional commission will be credited at the latest on 31 March 2027. If falling on a holiday, credited on next business day.
  • Commission value is nett and tax is borne by Maybank Indonesia.
  • Commission comes from Bank funds and is not part of Customer profit share.
  • This referral provision uses Akad Ju'alah. Akad Ju'alah is a promise/commitment (Iltizam) to provide specific reward (iwadh/ju'l) upon achievement of specified work result (natijah). PT Bank Maybank Indonesia Tbk acts as Ja'il (promising party to provide specific reward upon achievement of work result) and the referrer acts as Maj'ullah (party performing Ju'alah).

Take advantage of additional benefits from Maybank Giro Bisnis iB to support your business needs

• Program is valid during the Halal Indo 2026 event taking place on 24-27 September 2026 at the Maybank Syariah booth.
• Program is valid for visitors who meet account opening requirements and/or specified programs.
• Customers will continue to receive Maybank iB Savings Account profit sharing (yield), in accordance with applicable yield terms.
• PT Bank Maybank Indonesia Tbk reserves the right to conduct further review and examination as well as absolute Rejection of Account Opening applications submitted by Customers, by providing notification in accordance with applicable regulations.
• PT Bank Maybank Indonesia Tbk reserves the right to cancel, postpone, extend, or terminate this program beforehand; vary, delete, or add to any terms and conditions at its absolute discretion with notification in accordance with applicable regulations.
• PT Bank Maybank Indonesia Tbk at any time based on its own discretion reserves the right to disqualify Customers proven or indicated to commit fraud, violate applicable laws and regulations, and/or commit other intentional manipulations in connection with the implementation of the program.