Prime Lending Rate
PT Bank Maybank Indonesia Tbk
Per 14 August 2026
I. Quantitative Disclosure*
| Data of Period 31 July 2026 |
NonUMKM Credit
|
UMKM Credit
|
Mortgage (KPR/ KPA)
|
Non Mortgage/Non KPA
|
|||
|
Corporate
|
Retail
|
Medium
|
Small
|
Micro
|
|||
| Cost of Funds (%) | 4.18 | 4.18 | 4.18 | 4.18 | N/A | 4.18 | 4.18 |
| Overhead Cost (%) | 2.83 |
3.16 | 3.16 | 3.16 | N/A | 4.17 | 3.57 |
| Profit Margin (%) | 0.79 | 2.22 | 2.22 | 2.22 | N/A | 1.28 | 2.68 |
| Prime Lending Rate (PLR) (%) (Cost of Funds+Overhead Cost+Profit Margin)** | 7.81 | 9.56 | 9.56 | 9.56 | N/A | 9.64 | 10.43 |
II. Qualitative Disclosure*
| Category | Definition of Credit Category | Indicator/Criteria of Credit Category |
| Corporate | Working Capital and Investment Loans for non-UMKM and non-retail | Total loan facility limit > IDR450 billions |
| Retail | Working Capital and Investment Loans for non-UMKM and non-corporate | Total loan facility limit ≤ IDR450 billions |
Note :
- Prime Lending Rate is determined by the conventional commercial bank (BUK) based on various factors, including the reference interest rate set by the relevant authorities, credit cost of funds, overhead costs, profit margins, and economic conditions.
- Prime Lending Rate does not include the estimated risk premium component, the amount of which depends on the Bank’s risk assessment for each debtor or group of debtor.
*) In accordance with POJK No. 13 of 2024 regarding the Transparency and Publication of the Prime Lending Rate for Conventional Commercial Banks.
**) If there is a discrepancy in the total amount informed, it is due to rounding off decimal places.
Prime Lending Rate Historical
|
Period |
Non SME Loan |
SME Loan |
Mortgage/KPA |
Non Mortgage/Non KPA |
|||
|
Corporate |
Retail |
Medium |
Small |
Micro |
|||
|
1 October - 1 November 2024 |
8.15 |
9.00 |
N/A |
N/A |
N/A |
8.10 |
8.75 |
|
1 November - 2 December 2024 |
7.71 |
9.32 |
9.32 |
9.32 |
N/A |
9.13 |
9.72 |
| 2 December - 23 December 2024 |
7.27 |
8.60 |
8.60 |
8.60 |
N/A |
8.54 |
9.52 |
| 23 December 2024 - 7 March 2025 | 7.21 |
8.57 |
8.57 |
8.57 |
N/A |
8.53 |
9.00 |
| 7 March 2025 - 25 March 2025 | 7.75 | 9.72 | 9.72 | 9.72 | N/A | 9.61 | 10.75 |
| 25 March 2025 - 26 June 2025 | 7.81 | 9.66 | 9.66 | 9.66 | N/A | 9.64 | 10.43 |
| 26 June 2025 - 29 October 2025 | 7.56 | 9.41 | 9.41 | 9.41 | N/A | 9.39 | 10.18 |
| 29 Oktober 2025 - 19 June 2026 | 7.56 | 9.31 | 9.31 | 9.31 | N/A | 9.39 | 10.18 |
| 19 June 2026 - 14 August 2026 | 7.81 | 9.56 | 9.56 | 9.56 | N/A | 9.64 | 10.43 |
SHARIA
Halal Ecosystem
Muslim Life Fest 2026
Islamic Banking as a Service (iBaaS)
Sukuk Investment
Sharia Mutual Fund
Shariah Wealth Management
Simpanan Syariah
Maybank iB Savings Account Promotions
Hajj and Umrah
Zakat, Infaq & Sadaqah
Sharia Business
Property Financing iB
Instant Financing iB
Car Financing iB
Motorcycle Financing iB
Profit Sharing
Shariah Leaders Forum
Muslim Life Fest 2026
Islamic Banking as a Service (iBaaS)
Sukuk Investment
Sharia Mutual Fund
Shariah Wealth Management
Simpanan Syariah
Maybank iB Savings Account Promotions
Hajj and Umrah
Zakat, Infaq & Sadaqah
Sharia Business
Property Financing iB
Instant Financing iB
Car Financing iB
Motorcycle Financing iB
Profit Sharing
Shariah Leaders Forum
OTHERS
Apply Online
Customer Support
Japan Desk
KPR Maybank Payroll
Promotion
Customer Support
Visit Malaysia
News & Announcements
KPM Privilege
Locate Us
Refer a Friend
Fees & Charges
Rates Information
Maybank Basic Credit Interest Rate
Customer Education
External Link
Whistle Blowing
Security Privacy and Policy
Social Media Community Guidelines
Customer Support
Japan Desk
KPR Maybank Payroll
Promotion
Customer Support
Visit Malaysia
News & Announcements
KPM Privilege
Locate Us
Refer a Friend
Fees & Charges
Rates Information
Maybank Basic Credit Interest Rate
Customer Education
External Link
Whistle Blowing
Security Privacy and Policy
Social Media Community Guidelines
Select Country
Please wait a moment...
Corporate Online Services
