Fee & Charges

Effective 1^st May 2020, related to Covid-19 and in order to support Bank Indonesia's policy, Maybank made several adjustments to the rates and fees of Maybank Credit Cards as follows.

No.	Fee & Charges	Current Fee & Charges	The New Fee & Charges	Period
1.	Retail Interest Rate per month	2,25%	2%	Effective 1^st May 2020
2.	Cash Advance Interest per month	2,25%	2%	Effective 1^st May 2020
3.	Late Charge	3% off the bills with minimum IDR 75,000 and maximum IDR 150,000	1% off the Bills with minimum IDR 75,000 and maximum IDR 100,000	Until 30^th June 2021
4.	Minimum Payment	10% from Outstanding	5% from Outstanding	Until 31^st December 2021

In accordance with the Law of the Republic of Indonesia number 10 of 2020 concerning Stamp Duty, effective 1st January 2021, new rules will apply to adjust the stamp fee of Maybank Credit Cards as follows.

Total Maybank Credit Card Bill Payments	Valid until 31^st December 2020	Valid from 1^st January
Total Maybank Credit Card Bill Payments	Stamp Duty Value
≤IDR250,000	Free	Free
>IDR250,000 - ≤ IDR1,000,000	IDR3,000	Free
> IDR1,000,000 - ≤ IDR5,000,000	IDR6,000	Free
>IDR5,000,000	IDR6,000	IDR10,000

The effective date of this change refers to the date the invoice was printed.

For more information, please contact Maybank Customer Care at 1500611.

Membership Fee

Provisions for Repayment of Installment Products

Effective 1^st January 2021, accelerated repayment provisions apply for all installment features of Maybank Credit Card products such as Maybank X-Cash, Maybank X-PJC, Maybank X-Pay Merchant, Maybank Balance Conversion as follows:

No	Products	Nominal to be paid by the Cardholders.	Expedited Payment Administration Fee
1	Maybank X-Cash	Installments that are due + The remaining principal outstanding + The remaining interest that is not yet due (if any) + Other costs such as interest and late fees (if any).	IDR300,000 per Maybank X-Cash paid transaction.
2	Maybank X-PJC	Installments that are due + The remaining principal outstanding + The remaining interest that is not yet due (if any) + Other costs such as interest and late fees (if any).	IDR300,000 per Maybank X-PJC paid transaction.
3	Maybank X-Pay Merchant	Installments that are due + The remaining principal outstanding + Other costs such as interest and late fees (if any).	IDR 300,000 per Maybank XPay Merchant paid transaction.
4	Maybank Balance Conversion	Installments that are due + The remaining principal outstanding + The remaining interest that is not yet due (if any) + Other costs such as interest and late fees (if any).	IDR300,000 per Maybank Balance Conversion paid transaction.

Special Conditions

No	Information	Expedited Repayment Administration Fee
1	Maybank Credit Cardholders use the installment facilities of Maybank X-Cash, Maybank X-PJC, and Maybank X-Pay Merchant, then make early repayments of installments that are still running due to the Maybank Balance Conversion program.	Not Valid.
2	Maybank Credit Cardholders participate in the Balance Conversion Covid Relief Scheme program.	There is no administration fee if the Balance Conversion is paid off before the agreed period. For example, the installment period ends in June 2021 and repayment is made in March 2021, there will be no administration fee.
3	Customers who take part in the restructuring program on the Maybank Credit Card.	Administration fee is not charged if the restructuring is paid before the agreed period.

Other Fees

Type of Fees	Fee
Retail Interest Rate	2% per month
Cash Advance (at ATM) Interest Rate	2% per month
Cash Advance (at ATM) Admin Fee with minimum	6% from transaction amount IDR80,000
Late Charges with minimum with maximum	1% of the bill IDR75,000 IDR100,000
Credit Limit Increase Fee Temporary Permanent	IDR25,000 per request IDR50,000 per request
Over Limit Fee with minimum with maximum	5% from over limit IDR75,000 IDR300,000
Lost Card / Card Replacement Fee	IDR75,000 per incident
Dispute Fee	IDR30,000 per incident
e-Billing Statement Fee	Free
Hardcopy Billing Statement Fee	IDR15,000 per printing
Billing Statement Re-printing Fee	IDR5,000 per printing
Fee for Copy of Transaction in the Last 12 Months	IDR50,000 per printing
Fee for Copy of Sales Draft	IDR30,000 per printing
Transaction Notification Fee	IDR5,000 per month
X-Cash Processing Fee	IDR20,000 per disbursement
X-Pay Just Call / Click Processing Fee	IDR20,000 per transaction
Balance Conversion Processing Fee	IDR20,000 per transaction
Transfer Out Fee for X-Cash Disbursement	IDR2,900 per transfer
Transfer Out Fee for Credit Balance	IDR2,900 per transfer
Early Termination Fee for Installment	IDR300,000 per transaction
TREATS Points Conversion Fee to Mileage to Non Mileage	IDR20,000 per conversion IDR10,000 per conversion
Priority Pass Usage Fee	USD27 per transaction

Card Type	Annual Membership
Visa Infinite Main Card	IDR1,500,000
Visa Infinite Supplement	IDR750,000
Platinum Main Card	IDR600,000
Platinum Supplement	IDR300,000
Gold Main Card	IDR250,000
Gold Supplement	IDR125,000
Classic Main Card	IDR100,000
Classic Supplement	IDR50,000
Corporate Platinum	IDR600,000
Corporate Gold	IDR250,000
Purchasing Card	IDR150,000

Card Type	Monthly Membership
White Card Main Card	IDR15,000
White Card Supplement	IDR7,500

Payment Fees Via	Fee
ATM Maybank	Free
ATM BCA	IDR7,500
ATM PermataBank	IDR5,000
ATM Prima, ATM Bersama, ATM Alto	Based on Sending Bank
Post Office	IDR5,500

Other Fee Related to Payment	Fee
Current Account Declined Fee	IDR125,000 per incident

Effective 1^st May 2020, related to Covid-19 and in order to support Bank Indonesia's policy, Maybank made several adjustments to the rates and fees of Maybank Credit Cards as follows.

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Effective 1st May 2020, related to Covid-19 and in order to support Bank Indonesia's policy, Maybank made several adjustments to the rates and fees of Maybank Credit Cards as follows.

Effective 1^st May 2020, related to Covid-19 and in order to support Bank Indonesia's policy, Maybank made several adjustments to the rates and fees of Maybank Credit Cards as follows.