In accordance with Bank Indonesia Press Release No. 27/304/DKOM dated December 17, 2025, there is an extension of the minimum payment and late payment fees for Maybank Credit Cards, which is valid until June 30, 2026.
| Card Type | Annual Membership |
| Visa Infinite Main Card | IDR1,500,000 |
| Visa Infinite Supplement | IDR750,000 |
| Platinum Main Card | IDR600,000 |
| Platinum Supplement | IDR300,000 |
| Gold Main Card | IDR250,000 |
| Gold Supplement | IDR125,000 |
| Classic Main Card | IDR100,000 |
| Classic Supplement | IDR50,000 |
| Corporate Platinum | IDR600,000 |
| Corporate Gold | IDR250,000 |
| Purchasing Card | IDR150,000 |
|
Card Type |
Monthly Membership |
| White Card Main Card | IDR15,000 |
| White Card Supplement | IDR7,500 |
| Payment Fees Via | Fee |
| ATM Maybank | Free |
| ATM BCA | IDR7,500 |
| ATM PermataBank | IDR5,000 |
| ATM Prima, ATM Bersama, ATM Alto | Based on Sending Bank |
| Post Office | IDR5,500 |
| Credit Card Payment at Teller Counter | Fee |
| Maybank Credit Card | IDR10,000 |
| Other Bank Credit Card | IDR20,000 |
| Other Fee Related to Payment | Fee |
| Current Account Declined Fee | IDR125,000 per incident |
| Stamp Fee for Total Bill Payment* | Fee |
| ≤ IDR5,000,000 | Free |
| > IDR5,000,000 | IDR10,000 |
*Based on SE Dirjen Pajak No. SE/PJ.5/2001
Accelerated repayment provisions for all installment features of Maybank Credit Card products, such as Maybank XCash, Maybank XPJC, and Maybank XPay Merchant, are as follows:
|
No |
Products |
Nominal to be paid by the Cardholders. |
Expedited Payment Administration Fee |
|---|---|---|---|
|
1 |
Maybank X-Cash |
|
IDR300,000 per Maybank X-Cash paid transaction. |
|
2 |
Maybank X-PJC |
|
IDR300,000 per Maybank X-PJC paid transaction. |
|
3 |
Maybank X-Pay Merchant |
|
IDR 300,000 per Maybank XPay Merchant paid transaction. |
|
4 |
Maybank Balance Conversion |
|
IDR300,000 per Maybank Balance Conversion paid transaction. |
Special Conditions
|
No |
Information |
Expedited Repayment Administration Fee |
|---|---|---|
|
1 |
Maybank Credit Cardholders use the installment facilities of Maybank X-Cash, Maybank X-PJC, and Maybank X-Pay Merchant, then make early repayments of installments that are still running due to the Maybank Balance Conversion program. |
Not Valid. |
|
2 |
Maybank Credit Cardholders participate in the Balance Conversion Covid Relief Scheme program. |
There is no administration fee if the Balance Conversion is paid off before the agreed period. For example, the installment period ends in June 2021 and repayment is made in March 2021, there will be no administration fee. |
|
3 |
Customers who take part in the restructuring program on the Maybank Credit Card. |
Administration fee is not charged if the restructuring is paid before the agreed period. |
| Type of Fees | Fee |
| Retail Interest Rate | 1.75% per month |
| Cash Advance (at ATM) Interest Rate | 1.75% per month |
| Cash Advance (at ATM) Admin Fee with minimum |
6% of the transaction amount or minimum IDR299,000 |
| Late Charges with minimum with maximum |
1% of the bill IDR75,000 IDR100,000 |
| Credit Limit Increase Fee Temporary Permanent |
IDR75,000 per request IDR100,000 per request |
| Over Limit Fee | IDR250,000 |
| Lost Card / Card Replacement Fee | IDR100,000 per incident |
| Dispute Fee | IDR49,000 per event |
| e-Billing Statement Fee | Free |
| Hardcopy Billing Statement Fee | IDR49,000 per printing |
| Billing Statement Re-printing Fee | IDR49,000 per printing |
| Fee for Copy of Transaction in the Last 12 Months | IDR300,000 per printing |
| Fee for Copy of Sales Draft | IDR50,000 per printing |
| Transaction Notification Fee | IDR10,000 |
| X-Cash Processing Fee | IDR25,000 per disbursement |
| X-Pay Just Call / Click Processing Fee | IDR25,000 per transaction |
| Balance Conversion Processing Fee | IDR20,000 per transaction |
| Transfer Out Fee for X-Cash Disbursement | IDR25,000 per transfer |
| Transfer Out Fee for Credit Balance | IDR50,000 per transfer |
| Early Termination Fee for Installment | IDR300,000 per transaction |
| TREATS Points Conversion Fee |
|
| Credit Balance Administration Fee (applied after 30 days of card closing) | IDR25,000 per month |
| PLN Registration Fee | IDR5,500 per registered ID number |
| Telkom Registration Fee | IDR2,500 per registered ID number |