Fee & Charges

Maybank Credit Card Fee Terms

Fees Type	Fees
Credit Limit Increase Fee Temporary Permanent	IDR75,000 per submission IDR100,000 per submission
Biaya Over Limit	IDR250,000
Biaya Kartu Hilang / Penggantian Kartu	IDR100,000 per printing
Tarik Tunai di ATM	6% of the transaction value or a minimum of IDR200,000
Lembar Tagihan Hardcopy	IDR30,000 per printing

Adjustment of minimum Payment and Late Fees on Maybank Credit Cards

No.	No. Provisions on Maybank Credit Card	Fees & Charges until 30 June 2025
1	Minimum payment	5% of total bill with minimum IDR50,000
2	Late payment fee	1% of the Total Billing with min. of IDR75,000 & max. of IDR100,000

-The policies of Bank Indonesia may change at any time with prior notification via the website.

Membership Fee

Provisions for Repayment of Installment Products

Accelerated repayment provisions for all installment features of Maybank Credit Card products, such as Maybank XCash, Maybank XPJC, and Maybank XPay Merchant, are as follows:

No	Products	Nominal to be paid by the Cardholders.	Expedited Payment Administration Fee
1	Maybank X-Cash	Installments that are due + The remaining principal outstanding + The remaining interest that is not yet due (if any) + Other costs such as interest and late fees (if any).	IDR300,000 per Maybank X-Cash paid transaction.
2	Maybank X-PJC	Installments that are due + The remaining principal outstanding + The remaining interest that is not yet due (if any) + Other costs such as interest and late fees (if any).	IDR300,000 per Maybank X-PJC paid transaction.
3	Maybank X-Pay Merchant	Installments that are due + The remaining principal outstanding + Other costs such as interest and late fees (if any).	IDR 300,000 per Maybank XPay Merchant paid transaction.
4	Maybank Balance Conversion	Installments that are due + The remaining principal outstanding + The remaining interest that is not yet due (if any) + Other costs such as interest and late fees (if any).	IDR300,000 per Maybank Balance Conversion paid transaction.

Special Conditions

No	Information	Expedited Repayment Administration Fee
1	Maybank Credit Cardholders use the installment facilities of Maybank X-Cash, Maybank X-PJC, and Maybank X-Pay Merchant, then make early repayments of installments that are still running due to the Maybank Balance Conversion program.	Not Valid.
2	Maybank Credit Cardholders participate in the Balance Conversion Covid Relief Scheme program.	There is no administration fee if the Balance Conversion is paid off before the agreed period. For example, the installment period ends in June 2021 and repayment is made in March 2021, there will be no administration fee.
3	Customers who take part in the restructuring program on the Maybank Credit Card.	Administration fee is not charged if the restructuring is paid before the agreed period.

Other Fees

Type of Fees	Fee
Retail Interest Rate	1.75% per month
Cash Advance (at ATM) Interest Rate	1.75% per month
Cash Advance (at ATM) Admin Fee with minimum	6% from transaction amount IDR200,000
Late Charges with minimum with maximum	1% of the bill IDR75,000 IDR100,000
Credit Limit Increase Fee Temporary Permanent	IDR75,000 per request IDR100,000 per request
Over Limit Fee	IDR250,000
Lost Card / Card Replacement Fee	IDR100,000 per incident
Dispute Fee	IDR30,000 per incident
e-Billing Statement Fee	Free
Hardcopy Billing Statement Fee	IDR30,000 per printing
Billing Statement Re-printing Fee	IDR30,000 per printing
Fee for Copy of Transaction in the Last 12 Months	IDR300,000 per printing
Fee for Copy of Sales Draft	IDR50,000 per printing
Transaction Notification Fee	IDR10,000
X-Cash Processing Fee	IDR25,000 per disbursement
X-Pay Just Call / Click Processing Fee	IDR25,000 per transaction
Balance Conversion Processing Fee	IDR20,000 per transaction
Transfer Out Fee for X-Cash Disbursement	IDR25,000 per transfer
Transfer Out Fee for Credit Balance	IDR50,000 per transfer
Early Termination Fee for Installment	IDR300,000 per transaction
TREATS Points Conversion Fee to Mileage to Non Mileage	IDR20,000 per conversion IDR10,000 per conversion
Credit Balance Administration Fee (applied after 30 days of card closing)	IDR25,000 per month
PLN Fee	IDR5,000 per registered ID number Effective start 17 February 2025, it will be IDR5,500 per registered ID number.
Telkom Fee	IDR2,000 per registered ID number Effective start 17 February 2025, it will be IDR2,500 per registered ID number.

Card Type	Annual Membership
Visa Infinite Main Card	IDR1,500,000
Visa Infinite Supplement	IDR750,000
Platinum Main Card	IDR600,000
Platinum Supplement	IDR300,000
Gold Main Card	IDR250,000
Gold Supplement	IDR125,000
Classic Main Card	IDR100,000
Classic Supplement	IDR50,000
Corporate Platinum	IDR600,000
Corporate Gold	IDR250,000
Purchasing Card	IDR150,000

Card Type	Monthly Membership
White Card Main Card	IDR15,000
White Card Supplement	IDR7,500

Payment Fees Via	Fee
ATM Maybank	Free
ATM BCA	IDR7,500
ATM PermataBank	IDR5,000
ATM Prima, ATM Bersama, ATM Alto	Based on Sending Bank
Post Office	IDR5,500

Other Fee Related to Payment	Fee
Current Account Declined Fee	IDR125,000 per incident

Maybank Credit Card Fee Terms

Adjustment of minimum Payment and Late Fees on Maybank Credit Cards

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Stamp Fee for Total Bill Payment*	Fee
≤ IDR5,000,000	Free
> IDR5,000,000	IDR10,000