Maybank Instant Cash/Instant Financing iB
A loan/financing facility secured by deposits and/or investments, including Maybank Savings Accounts/Current Accounts (Giro) and investment products such as time deposits, Government Securities (SBN), bonds, and government sukuk.
The pledged collateral does not need to be liquidated and will continue to earn interest/profit returns in accordance with the terms and conditions of the respective Maybank product, including Sharia-compliant products.
Monthly loan/financing repayments consist of the principal amount plus interest/profit returns.
If you do not yet have a Maybank Current Account (Giro) or Giro iB account, it can be opened simultaneously with your application for Maybank Instant Cash / Instant Financing iB.
Applications for Maybank Instant Cash / Instant Financing iB can be submitted by visiting the nearest Maybank branch.
Features & Benefits
Instant Financing iB contracts:
- Musyarakah Mutanaqisah (MMq)*
- Murabahah**
** For Maybank Instant Financing iB based on the Murabahah contract, the financing is provided for the purchase of goods at the acquisition cost plus an agreed margin/profit, based on an agreement between the Bank and the Customer. Under this arrangement, the Customer is obligated to settle the financing amount and fulfill all related obligations in accordance with the agreed terms.
Term & Conditions
- Application Form
- Copy of debtor’s and spouse ID
- Copy of Family Card
- Copy of Marriage/ Divorced/ Death/ Prenuptial Agreement
- Original company reference letter
- Original salary slip
- Copy of last 3 months saving account
- Copy of NPWP
- Certificate, IMB, Building Plan, AJB and PBB
Eligibility
- Indonesian citizen
- Minimal age is 25 years and maximal is 55 years at the end of the tenure.
- Having fix income
- Minimal working experience is 3 years
- Residence, working and collateral location is within Maybank operational coverage area
- Application Form
- Copy of debtor’s and spouse ID
- Copy of Family Card
- Copy of Marriage/ Divorced/ Death/ Prenuptial Agreement
- Copy of Article of Association and its Amendments, Trade License (NPWP, SIUP and TDP)
- Copy of last 3 months saving account
- Copy of NPWP
- Certificate, IMB, Building Plan, AJB and PBB
Eligibility
- Indonesian citizen
- Minimal age is 25 years and maximal is 65 years at the end of the tenure.
- Having regular income
- Minimal working experience is 3 years
- Residence, working and collateral location is within Maybank operational coverage area
- Application Form
- Copy of debtor’s and spouse ID
- Copy of Family Card
- Copy of Marriage/ Divorced/ Death/ Prenuptial Agreement
- Copy of Practical License
- Copy of last 3 months saving account
- Copy of NPWP
- Certificate, IMB, Building Plan, AJB and PBB
Eligibility
- Indonesian citizen
- Minimal age is 25 years and maximal is 65 years at the end of the tenure.
- Having regular income
- Minimal working experience is 3 years
- Residence, working and collateral location is within Maybank operational coverage area
Maybank Current Account/Sharia Current Account (Giro iB) Information click here
Maybank Branch Location Information click here
SHARIA
Sukuk Investment
Sharia Mutual Fund
Shariah Wealth Management
Simpanan Syariah
Maybank iB Savings Account Promotions
Hajj and Umrah
Zakat, Infaq & Sadaqah
Sharia Business
Property Financing iB
Car Financing iB
Motorcycle Financing iB
Profit Sharing
Shariah Leaders Forum
OTHERS
Customer Support
Japan Desk
KPR Maybank Payroll
Promotion
Customer Support
Visit Malaysia
News & Announcements
KPM Privilege
Locate Us
Refer a Friend
Fees & Charges
Rates Information
Maybank Basic Credit Interest Rate
Customer Education
External Link
Whistle Blowing
Security Privacy and Policy
Social Media Community Guidelines
Select Country
Corporate Online Services
