WOM Finance
WOM Finance provides financing solutions for new motorbike ownership, financing/cash funds with Vehicle Ownership document (BPKB) collateral and gold installment. Financing based on Sharia principles is also available with a murabahah contract specifically for new motorbike and MasKu product.
WOM Producs
WOM Finance has 4 main products in financing, including:
Motor Baru
New motorbike financing. Available with Sharia principles.
Promo Code :
MOTORBARU
MasKu
Gold Financing with installment. Available with Sharia principles.
Promo Code :
MASKU
How to Apply for WOM Finance Financing
Disclaimer:
The products offered are products owned by WOM Finance, not PT Bank Maybank Indonesia, Tbk (Maybank Indonesia) products and are outside the responsibility of PT Bank Maybank Indonesia, Tbk (Maybank Indonesia), if there are complaints related to the Customer's WOM Finance products You can directly contact the WOM Finace contact center at Hotline 150999 or Whatsapp 0811-1951-1888.
Features and Benefits
WOM Finance financing features and benefits
Fast & Easy
Easy document requirements, fast process and installment options with tenors that can be adjusted to Customer needs.
Wide network
Provide 212 service locations spread across Indonesia.
Various Payments Channels
Collaborate with payment partners both offline and online to make it easier to pay bills on time.
WOM Finance Interest Rates & Financing Margins
Financing application tenors are available from 3 months – 48 months.
Credit calculations are still estimates and are not binding. Prices and interest can change at any time in accordance with applicable policies and conditions and are informed via the official WOM Finance website.
For more detailed calculations, please contact the nearest WOM Finance branch office.
|
Financing |
Interest (flat) |
Information |
|
New Motorcycle Financing (new bike) |
Start from 1,2% |
Per month |
|
Multipurpose MotorKu |
Start from 1,9% |
Per month |
|
Funding Facility MotorKu |
Start from 1,9% |
Per month |
|
Funding Facility MobilKu |
Start from 0,8% |
Per month |
| MobilKu sale and leaseback investment financing | Start from 0,8% | Per month |
| Working Capital Financing sale and leaseback MobilKu | Start from 0,8% | Per month |
|
Financing |
Murabahah Margin |
Information |
| Sharia Motorcycle Financing (Murabahah Agreement) | Starting equals to 1,2% | Per month |
| Sharia MasKu Financing (Murabahah Agreement) | Starting equals to 0,8% | Per month |
Supporting Documents
Supporting documents for applying for ownership of a new motorbike, financing with BPKB collateral and gold installment.
For prospective individual debtors:
- Prospective debtor's eKTP (along with partner's eKTP if married).
- Family card.
- Proof of residence ownership/proof of residence rental.
- Proof of income/business (Except for MasKu applications)
- BPKB for car/motor vehicles (Except for financing products with BPKB guarantee)
For prospective corporate debtors (new motorbike products/financing with BPKB guarantee for motorbikes or cars):
- Articles of association of company establishment along with SK (decision letter) of endorsement for PT/stamp of endorsement by local district court clerk or proof of registration in the Business Entity Administration System for CV.
- Deed of amendment to the articles of association (if there are changes to the articles of association).
- Deed of the results of the company's general meeting of shareholders showing the current composition of the company's management.
- Company management eKTP.
- Proof of ownership of business premises.
- Company NPWP.
- Proof of company income/finances and other documents required by Maybank WOM Finance.
Terms and Conditions
- Prospective Debtors are Maybank Customers.
- Prospective Debtors have products/programs at Maybank, such as:
- Maybank KPR
Click here for Maybank KPR information - Maybank Savings Account. If you don't have Maybank Savings Account, download M2U ID and open Maybank Savings Account. Savings with Sharia principles are also available Click here
Click here for information on Maybank Savings Account - Customers make payments via M2U ID App (mobile banking)/ M2U ID Web (internet banking), such as paying for electricity, water, taxes and others.
- Maybank KPR
- Financing facilities are available for prospective individual debtors and companies/legal entities.
- Prospective Debtors are required to complete all application documents for financing facilities provided and required by WOM Finance, by completing identity documents, proof of residence documents and proof of financial/income documents.
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