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Features & Benefits

Initial Deposit
Minimum initial deposit of IDR200,000
Free Cash Withdrawal
Cash withdrawal at any ATMs (ATM Bersama/Prima/ALTO network) free max 30 times/month*
Free Transaction
Free of charge for SKN, RTGS, interbank online transfer, BI-FAST, bill payment, e-wallet top up & purchase transaction max 50 times/month**
E-Statement Facility
Get your monthly statement sent to your e-mail
Easy Bill Payment
Free of charge for bill payment and purchase via M2U ID App or M2U ID Web***
Available in Sharia Account
Savings account that adheres to Sharia financing principles
Bonus Interest
Top up and transact via M2U ID App to earn bonus interest. More info
* Next transaction will be automatically charged IDR7,500.
** Effective 1st April 2023, free of charge max 50 times/month/Customer for accumulation of online inter-bank transfer transactions (RTOL), BI-FAST, bill payments, e-wallet top ups & purchases via M2U ID App/M2U ID Web. BI-FAST only available via M2U ID App. Online transfer fees between banks using BI FAST refer to M2U ID App Fee Terms. More detail
*** Transaction fees for bill payments, e-wallet top up & purchases made via M2U ID App/M2U ID Web will be credited to the Customer's account in the form of cashback at the maximum at the end of the following month.

Effective 1st April 2023, free of charge max. 50 times/month/Customer is accumulated of Interbank online transfer (RTOL), BI-FAST, bill payment, e-wallet top up & purchase transactions via M2U ID App/M2U ID Web.

Description Current Condition Effective 1st April 2023 Remarks
Interbank Online Transfer/ Real Time On Line (RTOL) & BI-FAST Free of charge, maximum 50 times/month/Customer (combined limit of interbank online transfer (RTOL), bill payments, e-wallet top up and purchase) Free of charge, maximum 50 times/month/Customer (combined limit of interbank online transfer (RTOL), BI-FAST, bill payments, e-wallet top up and purchase)

Transactions will be calculated according to priority:

  1. RTOL & BI-FAST
  2. Bill payment
  3. E-wallet top up
  4. Purchase

For bill payment transactions, e-wallet top up & purchase transaction, fees will be credited to the Customer's account in the form of cashback in the following month

Bill Payment, Top Up E-Wallet & Purchase

Illustration:

1. Customer A owns Maybank MAKSI Savings Account & makes transactions as follows:

Transaction Date Type of Transaction Total Transactions Remarks
1st - 29th April 2023 Bill Payment via M2U ID App 20x As the Customer has received free transaction fees for 50x RTOL transactions via M2U ID App/Web, there is no bill payment transaction fee that will be credited to the Customer's account
30th April 2023 Interbank Online Transfer (RTOL) via M2U ID App 35x Free of charge
BI-FAST Transfer via M2U ID App 15x

2. Customer B owns Maybank MAKSI Savings Account with transactions as follows:

Transaction Date Type of Transaction Total Transactions Remarks
1st - 20th April 2023 Interbank Online Transfer (RTOL) via M2U ID App 40x Free of charge
BI-FAST Transfer via M2U ID App 5x
21st - 29th April 2023 E-wallet top up via M2U ID App 2x Free of charge for 5x bill payment transactions which will be credited as cashback to Customer's Maybank Savings Account in May 2023
30th April 2023 Bill payment via M2U ID Web 10x

Requirements to open an account

  1. Initial deposit of IDR200,000
  2. Complete account opening forms
  3. Valid ID :
    • WNI : National ID card/ passport
    • WNA/Foreigners : Passport, KITAS/KITAP

Online Account Opening Maybank MAKSI Savings Account

Easy online account opening anytime anywhere through M2U ID App or Maybank2u.

Interest Rate
Limit and Fee

Special Offer For You

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Special offers from Maybank U/ U iB Savings Account


Experience easy online shopping and save more with special offers at various e-commerce.


Get cashback on USD foreign exchange fund receipt fees for non-full amount transfers of IDR75 thousand


Enjoy 10% discount if you make payment using Maybank Mastercard® Debit Card.

Product Summary Information

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PT Bank Maybank Indonesia Tbk is a Bank licensed and supervised by OJK & Bank Indonesia and LPS. PT Bank Maybank Indonesia Tbk is a guarantee participant in the LPS. The maximum deposit guarantee value per Customer per bank is IDR2 billion. To find out the applicable LPS interest rates, please CLICK HERE
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