If your daily Rupiah balance ever falls below IDR5 million, a minimum balance fee of IDR20,000 will be charged, subject to the following conditions:

• If your Rupiah balance is insufficient, the system will debit other currencies in priority order.
• If your balance in one currency is still insufficient, the system will debit balances from several other currencies until the total fee is met.

Free cash withdrawals, balance inquiries, inter-account transfers, or failed transactions at any domestic ATM, provided the pre-transaction balance is at least IDR500,000 subject to the following quota requirements:

*) Subsequent transactions above the quota will be subject to applicable fees. Info Click here

• Free of charge with a maximum quota for all types of transactions via M2U ID App & M2U ID Web with following conditions:

  Transaction type via M2U ID App & M2U ID Web	Average balance of the previous month
  	IDR500,000 -<IDR2,000,000	IDR2,000,000 -<IDR10,000,000	IDR10,000,000 -<IDR50,000,000	≥ IDR50,000,000
  Transfer online	-	10x	20x	35x
  Top up e-wallet
  Bill Payment
  Purchase

• Savings average balance: Includes average balance of all savings accounts (including foreign currency), installment savings, and including non-Global Access savings accounts. Maybank Current Accounts and Maybank Time Deposits are excluded.
• Free transaction quota covers a combined total of online transfers, e-wallet top ups, bill payments, and purchases.
• Free payments, purchases, and e-wallet top ups are applicable to the following billers:

  List of Billers	Free Transaction Mechanism
  Telkomsel Digital Lifestyle, Telkomsel Data Package, Telkomsel Prepaid, Indosat Data Package, XL Data Package, Axis Data Package, Shopeepay, DANA, abd PBB DKI Jakarta	Transaction fees are automatically waived by system.
  PAM Jaya, Centrin, MNC Vision/Indovision/Top TV/Okevision, First Media, PLN Postpaid, Indosat Ooredo Postpaid, Telkomsel (HALO) Postpaid, XL Postpaid, Telkom, PLN Prepaid, Gopay, OVO, E-Money Mandiri	Transaction fees will be charged upfront and subsequently refunded in the following month.