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MyWadiah Savings Account

Complete your day with Maybank MyWadiah Savings Account. Sharia savings with Wadiah contract is the principle of pure deposit from the Customer to the Bank which offers various benefit & ease your financial transactions.

Features & Benefits

Initial Deposit
Initial deposit IDR 200,000,-/ USD 20
Free administration fee
Free monthly administration fee
Free Cash Withdrawal
Free of charge for cash withdrawal at any domestic ATMs (other Bank’s ATM, ATM Bersama/Prima/ALTO network)*
Free Transaction Fees
Free of SKN, RTGS & RTOL**.(Real Time Online Transfer) via M2U ID App/M2U ID Web.
Easy Bill Payment
Free of charge for bill payment and purchase via M2U ID App or M2U ID Web***
* Effective 7th  February 2022, free of cash withdrawal fees max. 30x/month, subsequent transactions will be charged IDR7,500.
** Effective 7th  February 2022, fReal Time Online (RTOL) transactions are free of charge max. 75x/month/Customer which is a combination of RTOL, bill payments, purchases and e-wallet top up. More detail
*** Bill payment & purchase fees will be credited to Customer’s savings account as cashback, latest at the end of following months.

Effective 7th  February 2022, free of charge 75 times/month/Customer is accumulated of Interbank online transfer (RTOL), bill payment, e-wallet top up & purchase transactions via M2U ID App/M2U ID Web. Free of charge transactions will be calculated according to priority:

  1. Interbank Online Transfer (RTOL)
  2. Bill payment
  3. E-wallet top up
  4. Purchase

Bill payment, e-wallet top up and purchase fees will be credited to the Customer's savings account as cashback latest by the end of the following month.

Illustration:

1. Customer A owns Maybank MyWadiah Savings Account with transactions as follows:

Transaction Date Type of Transaction Total Transaction Remarks
1st - 30th  March 2022 Bill Payment via M2U ID App 20 times Not entitled to get cashback  of free transaction since the RTOL transaction has reached the maximum transaction limit.
31st March 2022 Interbank Online Transfer (RTOL) via M2U ID App 75 times Free of charge

2. Customer B owns Maybank MyWadiah Savings Account with transactions as follows:

Transaction Date Type of Transaction Total Transaction Remarks
1st - 20th  March 2022 Interbank Online Transfer (RTOL) via M2U ID App 70 times Free of charge
21st - 30th  March 2022 E-wallet top up via M2U ID App 2 times Free of charge for 5x bill payment transactions which will be credited as cashback to  customer's savings account in April 2022.
31st March 2022 Bill payment via M2U ID Web 10 times

Limit of free interbank online transfer transactions is calculated from the combined transaction of all savings account, which have same benefits i.e. Maybank U or U iB Savings Account, Maybank MAKSI/MAKSI iB Savings Account, Payroll One/Payroll One iB, Payroll Group/Payroll Group iB & Payroll Employees of Maybank Indonesia.


Requirements to open an account

  1. Minimum initial deposit of IDR200,000/USD20
  2. Complete account opening form.
  3. Provide valid ID:
    1. Indonesian: ID card/ passport
    2. Foreigners : Passport, KITAS/KITAP
  4. Please wear a face mask, keep social distance, and wash your hands with soap or use hand sanitizer when you visit our branch.

Limit & Fee MyWadiah

Information

Amount

Minimum deposits

IDR50,000/USD5

Minimum balance

IDR100,000

Minimum balance cannot be withdrawn

IDR50,000

Monthly administration fee

Free

Administration fee below minimum balance

Free

Account closing fee

IDR50,000/USD5

Dormant fee

IDR10,000

Profit Sharing Portion
Limit and Fee
Download Terms and Conditions

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