Features & Benefits Requirements Limit & Fee

MyWadiah Savings Account

Complete your day with Maybank MyWadiah Savings Account. Sharia savings with Wadiah contract is the principle of pure deposit from the Customer to the Bank which offers various benefit & ease your financial transactions.

Features & Benefits

Initial Deposit

Initial deposit IDR 200,000,-/ USD 20

Free administration fee

Free monthly administration fee

Free Cash Withdrawal

Free of charge for cash withdrawal at any domestic ATMs (other Bank’s ATM, ATM Bersama/Prima/ALTO network)*

Free Transaction

Interbank Online Transfer, SKN & RTGS, bill payment, e-wallet top up & purchase transaction free max. 50x/month**

Easy Bill Payment

Free of charge for bill payment and purchase via M2U ID App or M2U ID Web***

^* Effective 7^th February 2022, free of cash withdrawal fees max. 30x/month, subsequent transactions will be charged IDR7,500.
^** Effective August 1^st 2022, free of charge max. 50x/month/Customer is accumulated of Interbank online transfer (RTOL), bill payment, e-wallet top up & purchase transactions via M2U ID App/M2U ID Web. Interbank online transfer fee using BI FAST shall refer to M2U ID App Fees and Charges.
^*** Transaction fees for bill payments, e-wallet top up & purchases made via M2U ID App/M2U ID Web will be credited to the Customer's account in the form of cashback at the maximum at the end of the following month.

Requirements to open an account

Minimum initial deposit of IDR200,000/USD20
Complete account opening form.
Provide valid ID:
1. Indonesian: ID card/ passport
2. Foreigners : Passport, KITAS/KITAP
Please wear a face mask, keep social distance, and wash your hands with soap or use hand sanitizer when you visit our branch.

Limit & Fee MyWadiah

Information	Amount
Minimum deposits	IDR50,000/USD5
Minimum balance	IDR100,000
Minimum balance cannot be withdrawn	IDR50,000
Monthly administration fee	Free
Administration fee below minimum balance	Free
Account closing fee	IDR50,000/USD5
Dormant fee	IDR10,000

Profit Sharing Portion

Limit and Fee

Special Offer For You

SEE ALL

Transaction Date	Type of Transaction	Total Transactions	Remarks
1^st - 30^th August 2022	Bill Payment via M2U ID App	20x	As the Customer has received free transaction fees for 50x RTOL transactions via M2U ID App/Web, there is no bill payment transaction fee that will be credited to the Customer's account
31^st August 2022	Interbank Online Transfer (RTOL) via M2U ID App	50x	Free of charge

Transaction Date	Type of Transaction	Total Transactions	Remarks
1^st - 20^th August 2022	Interbank Online Transfer (RTOL) via M2U ID App	45x	Free of charge
21^st - 30^th August 2022	E-wallet top up via M2U ID App	2x	Free of charge for 5x bill payment transactions which will be credited as cashback to Customer's savings account in April 2022
31^st August 2022	Bill payment via M2U ID Web	10x

MyWadiah Savings Account

Features & Benefits

Requirements to open an account

Limit & Fee MyWadiah

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