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MyWadiah Savings Account

Complete your day with Maybank MyWadiah Savings Account. Sharia savings with Wadiah contract is the principle of pure deposit from the Customer to the Bank which offers various benefit & ease your financial transactions.

Features & Benefits

Initial Deposit
Initial deposit IDR 200,000,-/ USD 20
Free administration fee
Free monthly administration fee
Free Cash Withdrawal
Free of charge for cash withdrawal at any domestic ATMs (other Bank’s ATM, ATM Bersama/Prima/ALTO network)*
Free Transaction
Interbank Online Transfer, SKN & RTGS, bill payment, e-wallet top up & purchase transaction free max. 50x/month**
Easy Bill Payment
Free of charge for bill payment and purchase via M2U ID App or M2U ID Web***
* Effective 7th February 2022, free of cash withdrawal fees max. 30x/month, subsequent transactions will be charged IDR7,500.
** Effective August 1st 2022, free of charge max. 50x/month/Customer is accumulated of Interbank online transfer (RTOL), bill payment, e-wallet top up & purchase transactions via M2U ID App/M2U ID Web. Interbank online transfer fee using BI FAST shall refer to M2U ID App Fees and Charges. More detail
*** Transaction fees for bill payments, e-wallet top up & purchases made via M2U ID App/M2U ID Web will be credited to the Customer's account in the form of cashback at the maximum at the end of the following month.

Effective August 1st 2022, free of charge max. 50x/month/Customer is accumulated of Interbank online transfer (RTOL), bill payment, e-wallet top up & purchase transactions via M2U ID App/M2U ID Web.

Description Current Condition Effective 1st August 2022 Remarks
Interbank Online Transfer/ Real Time On Line (RTOL) Free of charge, maximum 75x/month/Customer (combined limit of interbank online transfer (RTOL), bill payments, e-wallet top up and purchase) Free of charge, maximum 50x/month/Customer (combined limit of interbank online transfer (RTOL), bill payments, e-wallet top up and purchase)

Transactions will be calculated according to priority:

  1. RTOL
  2. Bill payment
  3. E-wallet top up
  4. Purchase

For bill payment transactions, e-wallet top up & purchase transaction, fees will be credited to the Customer's account in the form of cashback in the following month

Bill Payment, Top Up E-Wallet & Purchase

Illustration:

1. Customer A owns Maybank MAKSI Savings Account & makes transactions as follows:

Transaction Date Type of Transaction Total Transactions Remarks
1st - 30th August 2022 Bill Payment via M2U ID App 20x As the Customer has received free transaction fees for 50x RTOL transactions via M2U ID App/Web, there is no bill payment transaction fee that will be credited to the Customer's account
31st August 2022 Interbank Online Transfer (RTOL) via M2U ID App 50x Free of charge

2. Customer B owns Maybank MAKSI iB Savings Account with transactions as follows:

Transaction Date Type of Transaction Total Transactions Remarks
1st - 20th August 2022 Interbank Online Transfer (RTOL) via M2U ID App 45x Free of charge
21st - 30th August 2022 E-wallet top up via M2U ID App 2x Free of charge for 5x bill payment transactions which will be credited as cashback to Customer's savings account in April 2022
31st August 2022 Bill payment via M2U ID Web 10x

Requirements to open an account

  1. Minimum initial deposit of IDR200,000/USD20
  2. Complete account opening form.
  3. Provide valid ID:
    1. Indonesian: ID card/ passport
    2. Foreigners : Passport, KITAS/KITAP
  4. Please wear a face mask, keep social distance, and wash your hands with soap or use hand sanitizer when you visit our branch.

Limit & Fee MyWadiah

Information

Amount

Minimum deposits

IDR50,000/USD5

Minimum balance

IDR100,000

Minimum balance cannot be withdrawn

IDR50,000

Monthly administration fee

Free

Administration fee below minimum balance

Free

Account closing fee

IDR50,000/USD5

Dormant fee

IDR10,000

Profit Sharing Portion
Limit and Fee

Special Offer For You

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Product Summary Information

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PT Bank Maybank Indonesia Tbk is a Bank licensed and supervised by OJK & Bank Indonesia and LPS. PT Bank Maybank Indonesia Tbk is a guarantee participant in the LPS. The maximum deposit guarantee value per Customer per bank is IDR2 billion. To find out the applicable LPS interest rates, please CLICK HERE

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