Features & Benefits
Initial Deposit
Minimum initial deposit is IDR200,000
Free of contribution fees for Personal Accident Shariah Insurance
Personal Accident Shariah Insurance of 20x the balance at the end of the previous month, maximum insurance benefit of IDR2 billion*
Free Transaction
Free of charge for SKN, RTGS, interbank online transfer, BI-FAST, bill payment, e-wallet top up & purchase transaction max 50 times/month**
Free Cash Withdrawal
Free of charge for cash withdrawal at any domestic ATMs ( other Bank’s ATM, ATM Bersama/Prima/ALTO network)***
Easy Bill Payment
Free of charge for bill payment and purchase via M2U ID App or M2U ID Web****
E-Statement Facility
Transaction information will be sent to your email
** Effective 1st April 2023, free of charge max 50 times/month/Customer for accumulation of online inter-bank transfer transactions (RTOL), BI-FAST, bill payments, e-wallet top ups & purchases via M2U ID App/M2U ID Web. BI-FAST only available via M2U ID App. Online transfer fees between banks using BI FAST refer to M2U ID App Fee Terms. More detail
*** Transaction fees for bill payments, e-wallet top up & purchases made via M2U ID App/M2U ID Web will be credited to the Customer's account in the form of cashback at the maximum at the end of the following month.
Opening Account Requirements:
- Initial deposit of IDR200,000
- Fill out the account opening forms
- Valid ID :
- WNI : National ID card/ passport
- WNA/Foreigners : Passport, KITAS/KITAP
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