U by Maybank

U by
Maybank.

U spend, U save, U earn, #UptoU!

Worry free! The more You spend, the higher balance grows in Your savings account. U by Maybank enables You to do shopping together with savings by activating Your U Goal Saver! Also available in Maybank U iB Savings Account with Shariah principles.

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Smart Savings

Split budget for spending & saving automatically by activating U Goal Saver/ U Goal Saver iB Account

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Smart Spending

10% cashback up to IDR250,000 from your shopping transaction.

Please ensure you have activated U Goal Saver/ U Goal Saver iB Account to get cashback.

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QR Cardless Withdrawal

Hassle-free! Simply use QR Pay on M2U ID App and scan the QR code on Maybank ATM screen.

Monthly average balance	Max. cashback/ month
Maybank Debit Card / QR Pay	Bill payment via M2U ID App
IDR500,000– < IDR2 million	IDR25,000	IDR10,000
IDR2 million – < IDR5 million	IDR50,000	IDR25,000
IDR5 million – < IDR10 million	IDR100,000	IDR50,000
Min. IDR10 million	IDR200,000	IDR50,000

Easy steps to own Maybank U or U iB Savings Account via M2U ID

Download M2U ID on Play Store or App Store.

Choose U as Your savings account, “Regular or “Shariah”.
Prepare e-KTP, Your best selfie photo and complete all data in the account opening form.
Debit Card will be sent directly to Your correspondence address and activate Your Debit Card via M2U ID App.

After Your data has been completed and validated, Maybank U or U iB Savings Account is opened. Use M2U ID App for Your financial transactions. Life’s more comfortable and simpler, make Your dream come true.

U spend, U Save, U Earn, it’s #UptoU!

How to Open U Goal Saver

How to Get U Savings Debit Card

Complete Guideline Open Maybank U/ U iB

General terms and conditions

You can have 1 (one) Maybank Tabungan U or U iB Savings Account and maximum 9 (nine) U Goal Saver/ U Goal Saver iB Account.
Please ensure that Your U Goal Saver/ U Goal Saver iB Account is active to enjoy full benefits from Maybank Tabungan U or U iB.
Cashback from Smart Spending will be credited to U Goal Saver/ U Goal Saver iB Account.
If U Goal Saver/ U Goal Saver iB Account has been matured, cashback will be credited to the new U Goal Saver/ U Goal Saver iB Account. Make sure to open new U Goal Saver/ U Goal Saver iB Account as the prerequisite to get cashback from Smart Spending.
If You do not have active U Goal Saver/ U Goal Saver iB Account, cashback from Smart Spending cannot be credited to Your account.
U Goal Saver/ U Goal Saver iB Account cannot be closed before its maturity. If Customer asks for closing before maturity, IDR10,000 will be charged per account and the process is authorized to performed after 3 (three) months of enrollment.
Cashback 10% from Smart Spending feature will only be given based on total transaction of purchase & payment using Maybank U or U iB Debit Card & QR Pay and bill payment via M2U ID App occur in 1 (one) Maybank U or U iB Savings Account with status active. In case of Customer owns more than 1 Maybank U or U iB Savings Account or combination of both, thus only 1 Maybank U or U iB Savings Account with the highest accumulation of purchase & payment using Maybank U or U iB Debit Card & QR Pay and bill payment via M2U ID App in 1 month that will considered eligible as the baseline for cashback calculation (Prizes given come from bank funding sources and are not part of the Customer's profit sharing).
Customer who has more than one Maybank U or U iB Savings Account is advised to only keep 1 Maybank U or U iB Savings Account with status active, and let the rest is closed.
The average monthly balance calculation does not take into account any balances blocked by Customers due to program participation.
For Customers who have more than one product with Smart Spending benefits, the maximum Smart Spending cashback Customer can receive is the Smart Spending cashback with the highest amount (not the sum of all Smart Spending cashback amounts).
For example: Customer A has a Maybank U Savings Account with a cashback benefit of up to IDR250,000 and a Maybank Global Access Savings Account with a cashback benefit of up to IDR500,000. The maximum cashback Customer A can receive is up to IDR500,000 from the Maybank Global Access Savings Account.
PT Bank Maybank Indonesia has the right to do further review and decline the Customer’s request for account opening, by notifiying based on regulation applied.
PT Bank Maybank Indonesia Tbk has right to cancel, postpone, extend or end this program before; with variety of deleting or adding any terms and conditions by making announcement based on regulation applied and will be informed in www.maybank.co.id.
PT Bank Maybank Indonesia Tbk at any time, according to own judgments has the right to disqualify Customer that has proven or indicated practice Fraud activities, violated regulations, and/or conducted manipulation, of the program stated.

Interest/ Indicative Rate of Return

Limit and Fee

Term and Condition

Smart Savings

Smart Spending

QR Cardless Withdrawal

Special Promotion Every Day

Free Cash Withdrawal Fees at ATMs of Other Bank

Free Cash Withdrawal Fee at ATMs of Other banks with Maybank U Savings Account.

Free Cash Withdrawal Fee at ATMs of Other banks with Maybank U Savings Account.

Free Cash Withdrawal Fee at ATMs of Other banks with Maybank U iB Savings Account.

Free Cash Withdrawal Fee at ATMs of Other banks with Maybank U Savings Account.

Free Cash Withdrawal Fee at ATMs of Other banks with Maybank U iB Savings Account.

Free Cash Withdrawal Fees at ATMs of Other Bank

Free Cash Withdrawal Fee at ATMs of Other banks with Maybank U Savings Account.

Free Cash Withdrawal Fees at ATMs of Other Bank

Free Cash Withdrawal Fee at ATMs of Other banks with Maybank U Savings Account.

Free Cash Withdrawal Fee at ATMs of Other banks with Maybank U Savings Account.

Free Cash Withdrawal Fee at ATMs of Other banks with Maybank U iB Savings Account.

Easy steps to own Maybank U or U iB Savings Account via M2U ID

Product Summary Information

DIGITAL SOLUTIONS

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