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U by
Maybank.
U spend, U save, U earn, #UptoU!
Worry free! The more You spend, the higher balance grows in Your savings account. U by Maybank enables You to do shopping together with savings by activating Your U Goal Saver! Also available in Maybank U iB Savings Account with Shariah principles.
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Smart Savings

Split budget for spending & saving automatically by activating U Goal Saver/ U Goal Saver iB Account 
find out more

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Smart Spending

10% cashback up to IDR250,000 from your shopping transaction.

Please ensure you have activated U Goal Saver/ U Goal Saver iB Account to get cashback.
find out more

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QR Cardless Withdrawal

Hassle-free! Simply use QR Pay on M2U ID App and scan the QR code on Maybank ATM screen.
find out more

Smart savings

Don’t worry Your budget for shopping & spending will stand alone from Your budget for saving. Maybank U or U iB Savings Account helps You split the budget automatically according to Your commitment.

Smart Spending

We give You 10% cashback with maximum amount is up to IDR250,000 from total transactions using U Goal Saver/ U Goal Saver iB Account Debit Card dan QR Pay and bill payment via M2U ID App with maintain monthly average balance. Bill payment via M2U ID App that are taken into account are electricity, water, telephone and cable TV.

Activate your U Goal Saver/U Goal Saver iB account to get 10% cashback from every transaction. Activation guide click here

Monthly average balance  Max. cashback/ month
Maybank Debit Card / QR Pay Bill payment via M2U ID App
IDR500,000– < IDR2 million IDR25,000 IDR10,000
IDR2 million – < IDR5 million IDR50,000 IDR25,000
IDR5 million – < IDR10 million IDR100,000 IDR50,000
Min. IDR10 million IDR200,000 IDR50,000

If Customer transacts on Saturday/ Sunday/ public holiday, the transaction will be counted on the next working day.

Example:

Customers transacts on saturday, Sunday and Monday (national holidays) February 26th – 28th 2022, hence those three-days transactions will be counted as transactions on Tuesday, 1st  March 2022.

QR Cardless Withdrawal

5 easy steps to do Cardless Withdrawal using M2U ID App at Maybank ATM:

  1. Login to M2U ID App account & choose QR Pay menu.
  2. At the Maybank ATM’s screen, choose ‘Cardless Withdrawal’ then ‘QR Withdrawal’ menu.
  3. Choose the desired Maybank Savings Account along the amount to be withdrawn.
  4. Scan QR code on Maybank ATM’s screen using M2U ID App.
  5. The cash withdrawal transaction is successful!

Learn More

Special Promotion Every Day

You can always catch up with the latest lifestyle and trend.

Find out more offers from U by Maybank Partners.


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Free Cash Withdrawal Fee at ATMs of Other banks with Maybank U iB Savings Account.

Enjoy free admin fees, cash withdrawal fees at other bank's ATMs and transfer fees.

MORE INFO

Free Cash Withdrawal Fees at ATMs of Other Bank

Free up to 30 transactions in 1 month by maintaining balance before transaction min IDR500,000

INFO LEBIH LANJUT

Free Cash Withdrawal Fee at ATMs of Other banks with Maybank U iB Savings Account.

Enjoy free admin fees, cash withdrawal fees at other bank's ATMs and transfer fees.

MORE INFO

Free Cash Withdrawal Fees at ATMs of Other Bank

Free up to 30 transactions in 1 month by maintaining balance before transaction min IDR500,000

INFO LEBIH LANJUT

Free Cash Withdrawal Fee at ATMs of Other banks with Maybank U iB Savings Account.

Enjoy free admin fees, cash withdrawal fees at other bank's ATMs and transfer fees.

MORE INFO

Free Cash Withdrawal Fees at ATMs of Other Bank

Free up to 30 transactions in 1 month by maintaining balance before transaction min IDR500,000

INFO LEBIH LANJUT

Free of charge With Maybank U Savings Account

Enjoy free admin fees, cash withdrawal fees at other bank's ATMs and transfer fees.

MORE INFO

Free Cash Withdrawal Fee at ATMs of Other banks with Maybank U Savings Account.

Enjoy free admin fees, cash withdrawal fees at other bank's ATMs and transfer fees.

MORE INFO

Free Cash Withdrawal Fee at ATMs of Other banks with Maybank U Savings Account.

Enjoy free admin fees, cash withdrawal fees at other bank's ATMs and transfer fees.

MORE INFO

Free Cash Withdrawal Fee at ATMs of Other banks with Maybank U Savings Account.

Enjoy free admin fees, cash withdrawal fees at other bank's ATMs and transfer fees.

MORE INFO

Free Cash Withdrawal Fee at ATMs of Other banks with Maybank U Savings Account.

Enjoy free admin fees, cash withdrawal fees at other bank's ATMs and transfer fees.

MORE INFO

Free Cash Withdrawal Fee at ATMs of Other banks with Maybank U Savings Account.

Enjoy free admin fees, cash withdrawal fees at other bank's ATMs and transfer fees.

MORE INFO

Free Cash Withdrawal Fee at ATMs of Other banks with Maybank U Savings Account.

Enjoy free admin fees, cash withdrawal fees at other bank's ATMs and transfer fees.

MORE INFO

Free Cash Withdrawal Fee at ATMs of Other banks with Maybank U Savings Account.

Enjoy free admin fees, cash withdrawal fees at other bank's ATMs and transfer fees.

MORE INFO

Free Cash Withdrawal Fee at ATMs of Other banks with Maybank U iB Savings Account.

Enjoy free admin fees, cash withdrawal fees at other bank's ATMs and transfer fees.

MORE INFO

Free Cash Withdrawal Fees at ATMs of Other Bank

Free up to 30 transactions in 1 month by maintaining balance before transaction min IDR500,000

INFO LEBIH LANJUT

Free Cash Withdrawal Fee at ATMs of Other banks with Maybank U iB Savings Account.

Enjoy free admin fees, cash withdrawal fees at other bank's ATMs and transfer fees.

MORE INFO

Free Cash Withdrawal Fees at ATMs of Other Bank

Free up to 30 transactions in 1 month by maintaining balance before transaction min IDR500,000

INFO LEBIH LANJUT

Free Cash Withdrawal Fee at ATMs of Other banks with Maybank U iB Savings Account.

Enjoy free admin fees, cash withdrawal fees at other bank's ATMs and transfer fees.

MORE INFO

Free Cash Withdrawal Fees at ATMs of Other Bank

Free up to 30 transactions in 1 month by maintaining balance before transaction min IDR500,000

INFO LEBIH LANJUT

Free Cash Withdrawal Fee at ATMs of Other banks with Maybank U iB Savings Account.

Enjoy free admin fees, cash withdrawal fees at other bank's ATMs and transfer fees.

MORE INFO

Free Cash Withdrawal Fees at ATMs of Other Bank

Free up to 30 transactions in 1 month by maintaining balance before transaction min IDR500,000

INFO LEBIH LANJUT

Free Cash Withdrawal Fee at ATMs of Other banks with Maybank U Savings Account.

Enjoy free admin fees, cash withdrawal fees at other bank's ATMs and transfer fees.

MORE INFO

Free Cash Withdrawal Fee at ATMs of Other banks with Maybank U Savings Account.

Enjoy free admin fees, cash withdrawal fees at other bank's ATMs and transfer fees.

MORE INFO

Free Cash Withdrawal Fee at ATMs of Other banks with Maybank U Savings Account.

Enjoy free admin fees, cash withdrawal fees at other bank's ATMs and transfer fees.

MORE INFO

Free Cash Withdrawal Fee at ATMs of Other banks with Maybank U Savings Account.

Enjoy free admin fees, cash withdrawal fees at other bank's ATMs and transfer fees.

MORE INFO

Free Cash Withdrawal Fee at ATMs of Other banks with Maybank U Savings Account.

Enjoy free admin fees, cash withdrawal fees at other bank's ATMs and transfer fees.

MORE INFO

Free Cash Withdrawal Fee at ATMs of Other banks with Maybank U Savings Account.

Enjoy free admin fees, cash withdrawal fees at other bank's ATMs and transfer fees.

MORE INFO

 

Free Cash-withdrawal Fee at Other Banks’ ATM.
Up to 30x in 1 month balance before transaction minimum IDR500,000 before the transaction.*
Free Online and BI-FAST Transfer Fees via M2U ID App.**
Up to 10x per month if the balance before the transaction min. IDR500,000.***
Free Monthly Admin Fee.
Maintain monthly average balance min. IDR5,000,000. Otherwise, will be charged IDR20,000 monthly.

*) Free cash withdrawal transaction fee at any domestic ATM with PRIMA logo, ATM Bersama & ALTO with a pre-transaction balance of IDR500,000 excluding the provision of non-withdrawable balance on Maybank U or U iB Savings Account worth IDR50,000. So a total of IDR550,000. So a total of IDR550,000. More info www.maybank.co.id/fee  
**) Maximum limit of free online & BI-FAST transfer fees is calculated from combined transactions of all Customer savings accounts that have the same benefits, namely Maybank U or U iB Savings Account, MAKSI/MAKSI iB, Payroll One/Payroll One iB, Payroll Group/Payroll Group iB, MyWadiah & Maybank Indonesia Employee Payroll. BI-FAST service is available on the M2U ID App at a fee according to the M2U ID App fees.
***) Free online & BI-FAST transfer transaction fees to other banks up to 10x/month /Customers via M2U ID App/M2U ID Web with a pre-transaction balance of IDR 500 thousand outside the provisions of the balance that cannot be withdrawn on Maybank U or U iB Savings Account worth IDR50,000. So a total of IDR550,000. So a total of IDR550,000. More info www.maybank.co.id/fee

Easy steps to own Maybank U or U iB Savings Account via M2U ID 

  1. Download M2U ID on Play Store or App Store.
    Maybank ID Playstore Maybank ID Appstore 
    Choose U as Your savings account, “Regular or “Shariah”.
  2. Prepare e-KTP, Your best selfie photo and complete all data in the account opening form.
  3. Debit Card will be sent directly to Your correspondence address and activate Your Debit Card via M2U ID App.

After Your data has been completed and validated, Maybank U or U iB Savings Account is opened. Use M2U ID App for Your financial transactions. Life’s more comfortable and simpler, make Your dream come true.

U spend, U Save, U Earn, it’s #UptoU!
How to Open U Goal Saver
How to Get U Savings Debit Card
Complete Guideline Open Maybank U/ U iB
General terms and conditions
  • You can have 1 (one) Maybank Tabungan U or U iB Savings Account and maximum 9 (nine) U Goal Saver/ U Goal Saver iB Account.
  • Please ensure that Your U Goal Saver/ U Goal Saver iB Account is active to enjoy full benefits from Maybank Tabungan U or U iB.
  • Cashback from Smart Spending will be credited to U Goal Saver/ U Goal Saver iB Account.
  • If U Goal Saver/ U Goal Saver iB Account has been matured, cashback will be credited to the new U Goal Saver/ U Goal Saver iB Account. Make sure to open new U Goal Saver/ U Goal Saver iB Account as the prerequisite to get cashback from Smart Spending.
  • If You do not have active U Goal Saver/ U Goal Saver iB Account, cashback from Smart Spending cannot be credited to Your account.
  • U Goal Saver/ U Goal Saver iB Account cannot be closed before its maturity. If Customer asks for closing before maturity, IDR10,000 will be charged per account and the process is authorized to performed after 3 (three) months of enrollment.
  • Cashback 10% from Smart Spending feature will only be given based on total transaction of purchase & payment using Maybank U or U iB Debit Card & QR Pay and bill payment via M2U ID App occur in 1 (one) Maybank U or U iB Savings Account with status active. In case of Customer owns more than 1 Maybank U or U iB Savings Account or combination of both, thus only 1 Maybank U or U iB Savings Account with the highest accumulation of purchase & payment using Maybank U or U iB Debit Card & QR Pay and bill payment via M2U ID App in 1 month that will considered eligible as the baseline for cashback calculation (Prizes given come from bank funding sources and are not part of the Customer's profit sharing).
  • Customer who has more than one Maybank U or U iB Savings Account is advised to only keep 1 Maybank U or U iB Savings Account with status active, and let the rest is closed.
  • PT Bank Maybank Indonesia has the right to do further review and decline the Customer’s request for account opening, by notifiying based on regulation applied.
  • PT Bank Maybank Indonesia Tbk has right to cancel, postpone, extend or end this program before; with variety of deleting or adding any terms and conditions by making announcement based on regulation applied and will be informed in www.maybank.co.id.
  • PT Bank Maybank Indonesia Tbk at any time, according to own judgments has the right to disqualify Customer that has proven or indicated practice Fraud activities, violated regulations, and/or conducted manipulation, of the program stated.
Interest/ Indicative Rate of Return
Limit and Fee
Term and Condition

Product Summary Information

Riplay U

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PT Bank Maybank Indonesia Tbk is a Bank licensed and supervised by OJK & Bank Indonesia and LPS. PT Bank Maybank Indonesia Tbk is a guarantee participant in the LPS. The maximum deposit guarantee value per Customer per bank is IDR2 billion. To find out the applicable LPS interest rates, please CLICK HERE
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