Market Risk
Mutual Fund’s investment value depends on the ability of Fund Managers to choose the investment instruments that are profitable, as well as the market condition in the capital market and domestic/foreign money market.
What is Mutual Fund?
Mutual Fund
An investment fund that is used to pool money from investors to be further invested in the securities portfolio by the Fund Manager (reference to the Undang-Undang Pasar Modal No. 8 Tahun 1995).
Objectives of Mutual Fund
To optimize the return in the form of investment value growth with diversified risks and stable liquidity, through investment instruments in the capital market.
Mutual Fund via M2U ID App
Starting from IDR100,000 you can now subscribe, both one-time or auto debit, to a variety of Mutual Fund products. Top up, redeem and check your investment portfolio, all from your fingertips.
Discover a broad range of Mutual Fund products to fit your needs. M2U ID App is a 24/7 App ready to fulfill all of your needs anytime, anywhere,
Guide to Mutual Funds via M2U ID App (click here)
Benefits of investing in a Mutual Fund
Professional Management
Funds are managed by experienced Fund Managers who expertise in the field so investors are not required to analyze the market fundamentally and technically.
Reducing Risk through Diversification
There are various investment instruments such as stock, fixed income or money market. One important factor to minimize risk is through diversification by investing in a number of companies in a wide range of industries and sectors, so the investment fund does not depend on just one type of investment. "Don't put your egg in one basket".
Risk
Investment in Mutual Fund contains risks that require Investor’s attention :
Market Risk
Risk of Changes in Politics, Economy and Tax Regulation
Changes in political, economic and tax regulation, as well as other regulations, especially in the money market, national/international capital markets, can affect the investment value of Mutual Fund.
Liquidity Risk
Redemption (repayment) depends on the liquidity of the portfolio or the ability of the Fund Manager to repurchase (pay off) by providing cash. In exceptional circumstances or events outside the power of the Fund Manager, resale may be suspended temporarily in accordance with OJK regulations and the provisions in the prospectus of each Investment Fund.
Default Risk
The Fund Manager will try to provide the best investment return to the unit holder. However, under certain circumstances, where the Bank and/or issuer of securities or other parties relating to Investment Funds may default in meeting their obligations, the investment returns can be affected. This will have an impact on the decline in the Net Asset Value of the Investment Fund.
Operational Risk
There are failure possibilities of the transaction due to bookkeeping errors, incomplete supporting documents or inadequate internal processes, both system errors and human resource errors.
Other Risks
There are other risks in investing in Mutual Fund, such as the risk of currency exchange where investments can be made both in rupiah and/or foreign currencies, so there is a possibility of foreign exchange rate losses. Then the reputation risk in the form of negative publications in the mass media is related to Mutual Fund distributed by the Bank, and also the risk of informatic technology such as securing the Bank's logic, securing the Bank's physical, and operational control.
Types of Mutual Fund
List of Mutual Funds & Documentation
PT ASHMORE ASSET MANAGEMENT INDONESIA
| Fund Nama | Fund Type | Currency | Prospektus | Fund Fact Sheet |
|---|---|---|---|---|
| ASHMORE DANA USD EQUITY NUSANTARA | SAHAM | USD | Download | Download |
| ASHMORE DANA PROGRESIF NUSANTARA | SAHAM | IDR | Download | Download |
| ASHMORE DANA EKUITAS NUSANTARA | SAHAM | IDR | Download | Download |
| ASHMORE DANA USD NUSANTARA | PENDAPATAN TETAP | USD | Download | Download |
| ASHMORE DANA OBLIGASI NUSANTARA | PENDAPATAN TETAP | IDR | Download | Download |
| ASHMORE DANA OBLIGASI UNGGULAN NUSANTARA | PENDAPATAN TETAP | IDR | Download | Download |
| ASHMORE DANA PASAR UANG NUSANTARA | PASAR UANG | IDR | Download | Download |
| ASHMORE DIGITAL EQUITY SUSTAINABLE FUND | SAHAM | IDR | Download | Download |
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Note
Investment through Mutual Funds carries risks. Potential Investors must read and understand the Prospectus and supporting documents for example fund fact sheet or product brochure before deciding to invest through Mutual Funds. Past performance does not reflect future performance.
Mutual Funds are a capital market product and NOT a banking product; NOT a part of third party deposits tied to a specified period of time and NOT including objects in the government blanket / LPS program.
The Bank is NOT responsible for the performance, risk, and management of Mutual Funds.
ATTENTION
Publication is not a form of bid to sell or purchase the security or derivatives contained in this publication. The contents of this publication are not an advice to any party. The recommendations contained in this publication are not necessarily appropriate for every potential investor. Although all information contained in this publication is obtained from sources that we believe in, we do not guarantee its accuracy and completeness. The opinions and recommendations contained in this publication are limited to the date of manufacture and may change at any time without prior notice. PT. Bank Maybank Indonesia Tbk ("MBI") shall have no obligation to update or add to the information contained in this publication.
This publication is intended as information and does not aim to establish a basis for investment decisions. Investors should set themselves each decision according to investment needs and strategies with due regard to legal, tax and accounting matters. MBI or any of its employees and affiliates are not responsible for any investment decisions taken by investors.
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