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Maybank SMS+ Banking

Whenever and wherever you are, just by using a mobile phone, you can make account information transactions, transfer money, pay bills, refill, and so on through Maybank SMS + Banking.

  • Banking transactions from wherever and whenever
  • Registration is easy and immediately active
  • Transfer online to more than 80 banks * without registering the destination account number (BCA, Mandiri, BNI, BRI, etc.)
  • Cardless Withdrawal click here for more info
  • Can use all types of mobile phones, GSM and CDMA
  • Easy and safe to use. The UMB Banking (USSD Menu Browser) menu can be accessed by dial * 141 * 3 #.

*All banks  by ATM Bersama, Prima / BCA and ALTO networks

Access options available:

Telkomsel, Indosat, Xl, Three Esia, Smartfren
SMS SMS
Menu UMB Banking -
Java Menu for Blackberry Maybank SMS+ Banking Apps (Android, IOS, BB OS 10) -

See Bank and Biller Table  

Fee and Charges

Transaction and Operator Fees

  • Maybank SMS+ Banking is a transaction-free service with terms and conditions.
  • Every transaction made through Maybank SMS + Banking will be charged an SMS fee (by operator fee).

Transactions Limit

  • Maybank Mobile banking transaction limits are the combined limit of Maybank ATM Card transactions.
  • The limit of transfer transactions to other banks is the combined limit of bank transfers via ATM, which is IDR 10 million / transaction and or IDR 25 million / day.
How to Use Maybank SMS+ Banking
Terms and Conditions
Frequent Asked Questions

PIN and TIPS Secure Transactions

PIN Challenge

  • Challenge PIN is one of the security applied for Maybank SMS + Banking financial transactions for Java Blackberry, UMB Banking and SMS m-Banking menus.
  • The customer does not enter the full PIN during the transaction.
  • Customers are only asked to enter a 2 digit PIN with a predetermined position
    Example: 
    PIN Maybank SMS+ Banking Customer: 584231 
    PIN challenge : XAA <5th digit> <1st digit> Then PIN type is : XAA 35
Tips for Safe Transaction with Maybank SMS + Banking
  • Keep the privacy of your PIN
  • Delete the send message containing the PIN challenge after each transaction

 

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