Maybank SMS+ Banking
Whenever and wherever you are, just by using a mobile phone, you can make account information transactions, transfer money, pay bills, refill, and so on through Maybank SMS + Banking.
- Banking transactions from wherever and whenever
- Registration is easy and immediately active
- Transfer online to more than 80 banks * without registering the destination account number (BCA, Mandiri, BNI, BRI, etc.)
- Cardless Withdrawal click here for more info
- Can use all types of mobile phones, GSM and CDMA
- Easy and safe to use. The UMB Banking (USSD Menu Browser) menu can be accessed by dial * 141 * 3 #.
*All banks by ATM Bersama, Prima / BCA and ALTO networks
Access options available:
| Telkomsel, Indosat, Xl, Three | Esia, Smartfren |
|---|---|
| SMS | SMS |
| Menu UMB Banking | - |
| Java Menu for Blackberry Maybank SMS+ Banking Apps (Android, IOS, BB OS 10) | - |
Fee and Charges
Transaction and Operator Fees
- Maybank SMS+ Banking is a transaction-free service with terms and conditions.
- Every transaction made through Maybank SMS + Banking will be charged an SMS fee (by operator fee).
Transactions Limit
- Maybank Mobile banking transaction limits are the combined limit of Maybank ATM Card transactions.
- The limit of transfer transactions to other banks is the combined limit of bank transfers via ATM, which is IDR 10 million / transaction and or IDR 25 million / day.
PIN and TIPS Secure Transactions
PIN Challenge
- Challenge PIN is one of the security applied for Maybank SMS + Banking financial transactions for Java Blackberry, UMB Banking and SMS m-Banking menus.
- The customer does not enter the full PIN during the transaction.
- Customers are only asked to enter a 2 digit PIN with a predetermined position
Example:
PIN Maybank SMS+ Banking Customer: 584231
PIN challenge : XAA <5th digit> <1st digit> Then PIN type is : XAA 35
- Keep the privacy of your PIN
- Delete the send message containing the PIN challenge after each transaction
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