Fee-Free Foreign Currency Transfers Between Maybank Accounts

Sending funds between Maybank accounts or to your own accounts via the M2U ID App is now more economical, featuring competitive exchange rates and zero transaction fees.

QR Cardless Withdrawal at Other Bank ATMs

Stay calm even if you leave your wallet behind. Cash withdrawals can now be made at other bank ATMs that support QRIS TUNTAS, simply by scanning the QR code via the M2U ID App.

Pay BPJS Ketenagakerjaan Premiums for Non-Wage Earners (BPU)

Enjoy peace of mind while working independently. Experience the convenience of paying your BPJS Ketenagakerjaan (Non-Wage Earner / BPU category) premiums anytime through the payment menu on the M2U ID App.

Pay XL SATU Bills

One simple step to pay your internet bills and keep your connection running smoothly. XL SATU postpaid transactions can now be easily completed via the M2U ID App.

Transfer Virtual Account

A practical and instant solution for paying school or tuition fees (SPP/UKT), providing greater peace of mind during the Back to School preparation.

QR Pay

The convenience of daily transactions for shopping school supplies, gadgets, to family daily needs at various favorite merchants.

Maybank Credit Card

Bill payment

Manage various routine household bills in one single application so your journey keeps running smoothly.

Own a Honda Stylo Motorcycle & iPhone 17 Pro with transactions via M2U ID App now!

Make as many transactions as you can on the M2U ID App to enter to win an iPhone 17 Pro or a Honda Stylo 160 motorcycle. Get additional benefits like the Dyson Airstrait™ straightener or up to IDR1 million in cash. Your chances of winning increase with your level of transaction activity.

Download M2U ID, make transactions, and win prizes!

Period 1 June – 31 August  2026

Get cashback up to IDR30,000 from paying using QR Pay via M2U ID App

Shop, enjoy your favorite dining spots, or buy coffee and snacks easily by paying with Maybank QR Pay via the M2U ID App and get up to IDR30,000 cashback. Simply make at least 3 QR Pay transactions via the M2U ID App with a minimum total accumulated spending of IDR100,000 monthly during period program. Valid at all merchants with the QRIS logo. 

Pay using Maybank QR Pay on M2U ID App and get the cashback! 

Period 1 July - 30 September 2026

Invest in Secondary Market Government (SBN) get cash reward up to IDR1 million 

Investing in Government Securities (SBN) can be the right choice to grow your portfolio in accordance with your financial goals. It is practical to buy Secondary Market SBN right from your fingertips through the M2U ID App, and get a cash reward of up to IDR 1 million. SBN under Sharia principles is also available.

Start investing in Secondary Market SBN via M2U ID App!

Period 1 May – 30 September 2026

Get a cash reward of IDR500,000 up to a Garmin Watch Vivoactive 6 by purchasing gold at Pegadaian Gold Savings via M2U ID App

One of the benefits of investing in gold is its high liquidity, you can cash out anytime when you need quick funds. Buy digital gold starting from IDR1 million via M2U ID App and get cash reward up to IDR500,000 as well as a chance to win a grand prize, a Garmin Watch Vivoactive 6 for the highest and fastest purchase the end of program period. The more gold you buy, the bigger the chance to win the prize, take advantage of this offer now. 

Period 1 May – 31 July 2026

Get Blibli E-Vouchers Up to a Samsung Galaxy A57 5G from E-Wallet Top-Ups via M2U ID App/Web

Use e-wallets for more convenient payments during transactions. Top up your e-wallet balances, such as GoPay, OVO, and/or ShopeePay, at least 3 times via M2U ID App/Web to get IDR 15 thousand cashback, or top up as much as possible and seize the chance to win cash rewards worth IDR 250 thousand, IDR 3.5 million Blibli e-vouchers, up to a Samsung Galaxy A57 5G.

Top up your e-wallet via M2U ID App/Web now!

Period 1 July – 30 September 2026

Open Maybank Time Deposit effortlessly at your fingertips via M2U ID App

Open Maybank Time Deposit through M2U ID App (mobile banking)/M2U ID Web (internet banking) and enjoy special interest rates of up to 6% per annum/per year for IDR and 3.5% per annum/per year for USD. Start allocating your funds today to achieve your financial goals and enhance your financial well-being.

Period 22 June - 31 August 2026

4 Tips to Prepare Foreign Exchange Transactions for a Smoother Overseas Trip

Vacationing abroad requires more than just a well-planned itinerary; it also demands proper financial preparation. One often overlooked detail is ensuring your foreign currency needs are taken care of before departure. With thoughtful planning, you can enjoy a more comfortable trip without worrying about payment needs while abroad.

1. Estimate Your Foreign Currency Needs
   Before you leave, calculate your trip expenses ahead of time—such as hotel costs, transportation, meals, shopping, and emergency funds. Knowing your estimated expenses allows you to plan your foreign exchange transactions more effectively based on your needs.
2. Monitor Exchange Rate Movements
   Foreign currency exchange rates fluctuate over time. Tracking rate movements before making transactions helps you choose the right time to exchange, optimizing your travel budget.
3. Leverage Digital Services for Seamless Transactions
   Foreign currency exchange no longer requires visiting a physical branch. Through the M2U ID App (mobile banking), you can perform transactions digitally with an easy, practical, and transparent process—backed by competitive rates. This convenience offers the flexibility to meet your transaction needs anytime and anywhere.
   
   For Maybank Premier Customers, dedicated Relationship Managers (RMs) are available to provide information and guidance regarding your foreign currency transaction needs.
4. Prepare Ahead of Departure Day
   Avoid handling all your transaction needs at the very last minute. Make sure your foreign exchange needs are prepared before departure so your trip is more comfortable, allowing you to focus on enjoying moments with your family or travel companions. 
   
   An enjoyable trip begins with thorough preparation. With the support of the M2U ID App, foreign currency transactions can be completed practically, easily, and conveniently—giving you greater peace of mind as you travel to international destinations.

MORE DETAIL

FOREX RATES

Seamless Foreign Exchange Transactions to Support Global Needs
By : Bp Ruwi Setiawan - Head, Liabilities Business

As public mobility increases and global activities become more interconnected, the demand for foreign currency transactions continues to grow. Beyond paying for international education, foreign exchange transactions are increasingly essential for various personal needs—from traveling abroad and shopping at international merchants to managing financial requirements in multiple foreign currencies.

For parents with children currently studying or planning to study abroad, paying for tuition fees and living costs is typically conducted in foreign currencies. Easy access to foreign exchange transaction services helps make the payment process more practical, ensuring educational needs are met on time.

In addition, people increasingly require convenient cross-border transaction services for various other needs. These range from preparing travel funds for overseas trips, shopping on international platforms or merchants, and sending funds to family abroad, to managing foreign currency assets. Easily accessible forex services offer convenience while helping Customers transact more efficiently.

To address these needs, Maybank Indonesia offers the M2U ID App (mobile banking)—a digital solution that enables Customers to perform foreign currency transactions conveniently directly through the app. Customers can enjoy a simple, fast, and transparent transaction process backed by competitive exchange rates for all their international transaction needs.
Through the M2U ID App, forex transactions can be done anytime and anywhere without visiting a bank branch. This convenience gives Customers the flexibility to fulfill a wide range of needs—from paying tuition fees and preparing for overseas travel to handling other foreign currency transactions.

The transformation of digital services not only provides convenience in transacting, but also helps people adapt to increasingly dynamic financial needs. With the M2U ID App, Maybank Indonesia remains committed to delivering practical and efficient digital banking solutions, ensuring every international transaction need can be carried out more easily, comfortably, and in tune with a modern lifestyle.

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FOREX RATES

Amid Current Global Economic Conditions, Why Is Seamless Foreign Exchange Transacting Increasingly Vital for Customers?
By : Bp Ruwi Setiawan - Head, Liabilities Business

Today's global economic environment is filled with dynamics. Exchange rate movements, inflation, and worldwide economic uncertainty can impact various financial needs—especially those tied to foreign currencies. Amid this situation, convenient access to foreign exchange (forex) transaction services becomes increasingly vital, particularly for Customers with needs such as overseas tuition payments, travel, investments, or international fund transfers.

Through the M2U ID App (mobile banking), Customers can perform foreign currency transactions conveniently directly from the app. With a simple, fast, and transparent process, international transaction needs can be handled anytime and anywhere without having to visit a bank branch.

Why Is Transacting Forex via M2U ID App the Right Choice?

1. Practical and Flexible for Various International Transaction Needs
   The demand for foreign currency transactions is growing more diverse. From paying tuition fees and covering travel expenses to managing investments and sending overseas money transfers, every need requires easily accessible service.
   
   By conducting forex transactions via the M2U ID App, Customers can transact digitally with greater ease, eliminating the need to visit a branch to fulfill their forex needs.
2. Helping Customers Transact with Greater Ease and Comfort
   Amid dynamic exchange rate movements, Customers need services that offer quick and transparent forex transactions.
   
   With the M2U ID App, forex transactions can be made directly in-app through a secure, practical process supported by competitive exchange rates, allowing Customers to manage their international transaction needs with complete peace of mind.
   
   Maybank Indonesia presents the M2U ID App (mobile banking) as a digital solution that makes foreign exchange transactions more practical and efficient for Customers.
   
   Some of the key conveniences offered include:
   • Forex transactions can be made directly via the M2U ID App without visiting a branch.
   • A comfortable, simple, and transparent transaction process through the app.
   • Backed by competitive exchange rates for various foreign exchange needs.
   • Supports a wide range of international requirements, such as tuition payments, travel, investments, and overseas fund transfers.
   • Accessible anytime and anywhere via the M2U ID App.

With these features, forex transactions via the M2U ID App offer the right solution for Customers seeking a digital, practical, and convenient foreign exchange experience.