Welcome bonus of 10,000 Maybank TREATS Points and IDR1 million Service Inclusive Plus upgrade package at BMW

1. Welcome bonus of 10,000 Maybank TREATS Points by making retail transactions with a minimum accumulation of IDR30 million using a BMW Maybank Credit Card within 3 months since your credit card was approved.
2. Welcome bonus of IDR1 million is valid for discounts on Service Inclusive Plus upgrade packages at BMW by showing the service package discount voucher sent together with your BMW Maybank Credit Card and using the BMW Maybank Credit Card as a means of payment.
3. The voucher is valid for 3 years from the date the card is sent.
4. Valid for customers who have never had a Maybank Credit Card before.
5. Transactions that are taken into account are retail shopping transactions or installments at EDC machines or online, both domestically and abroad.
6. Not valid for Maybank X-Cash, X-Bill, XPJC, Balance Conversion and cash withdrawal transactions at ATM machines.
7. Welcome bonus is only valid for Maybank Main Credit Cards that have just been issued.
8. Does not apply to other types of Maybank Credit Cards other than those already owned (add on), renewal, replacement and additional cards (supplement).
9. The crediting of the welcome bonus will be processed for customers who have fulfilled the program’s terms and conditions no later than one (1) month after the program period ends.
10. Any complaints related to Maybank Credit Cards may be submitted through Maybank Customer Care at 1500611 or +6221 78869811 (from overseas), or via email to customercare@maybank.co.id no later than 90 (ninety) calendar days after the end of the Program Period. Maybank reserves the right to reject any complaints submitted beyond this period

Exclusive Privileges at BMW

1. 1 year BMW roadside assistance membership
   Enjoy free BMW Roadside Assistance membership for 1 year. For more information contact BMW Contact Center at 1500269 or WhatsApp to 0852 8888 6269.
2. Up to 10% discount on BMW accessories and lifestyle products at BMW dealers and service centers.
3. 0% installment plans of 3, 6, 12, and 24 months are available for your transactions at BMW with a minimum purchase of IDR1 million. Contact Maybank Customer Care at 1500611 or +62 21 7886 9811 (from overseas), or email customercare@maybank.co.id to convert your transactions at BMW dealers/service centers into installments.

BMW Dealer/Service Center

Free Upgrade to Shell V-Power

Ensure your BMW performance by using high quality fuel. Enjoy Shell V-Power (Ron 95) excellent performance with Shell Super (Ron 92) price.

Terms & Conditions:

1. Cardholders transact at Shell with minimum of IDR200,000/transaction.
2. Transactions that are taken into account are combined transactions for both Main Card and Supplementary Cards.
3. Maximum cashback/ Maybank Credit Cardholder/ month is IDR100,000.
4. Free upgrade will be given in cashback form and calculated based on price difference between Shell V-Power (Ron 95) and Shell Super (Ron 92) on the day of transaction.
5. Detail price will follow Shell website Click here.
6. For cashback calculation, customers will be assumed buying Shell V-Power (Ron 95).
7. Cashback will be credited to billing statement latest by 2 months after transctions date.

Cashback Calculation Ilustration as below:

Earn Maybank TREATS Points Faster

Collect and redeem Maybank TREATS Points for a wide selection of exciting merchandise, e-vouchers, and airline miles from participating partners.

Terms & conditions:

1. Earn 1 Maybank TREATS Point for every IDR3,333 spent at BMW. The maximum Maybank TREATS Points that can be earned per billing statement is 7,500 Maybank TREATS Points.
2. Earn 1 Maybank TREATS Point for every IDR7,500 spent in the restaurant, hotel, airline, and travel categories, both domestically and overseas. The maximum Maybank TREATS Points that can be earned per billing statement is 3,500 Maybank TREATS Points.
3. Earn 1 Maybank TREATS Point for every IDR7,500 spent overseas (non-Rupiah transactions outside Indonesia). The maximum Maybank TREATS Points that can be earned per billing statement is 7,500 Maybank TREATS Points.
4. Earn 1 Maybank TREATS Point for every IDR8,888 spent on other retail transactions.
5. Eligible transaction categories will be credited three business days after the transaction is recorded (posted) in the bank’s system, in accordance with the applicable MCC codes. For the list of MCC codes click here
6. Applicable to retail purchase transactions and installment transactions, both offline and online, domestically and internationally.
7. Not valid for Maybank XCash, XBill, XPJC, Balance Conversion and cash withdrawal transactions at ATM machines.
8. At the time of Maybank TREATS Points crediting for BMW transactions, your Maybank Credit Card must be active, not blocked, not over the credit limit, and with no overdue payments.
9. Redemption of Maybank TREATS Points can be made by contacting Maybank Customer Care at 1500611 or +6221 78869811 (from overseas), or by emailing customercare@maybank.co.id with the subject “Redeem Maybank TREATS Points.”
10. Any complaints related to Maybank Credit Card can be submitted through Maybank Customer Care at 1500611 or +6221 78869811 (from overseas), or via email to customercare@maybank.co.id, no later than 90 (ninety) calendar days after the Program Period ends. Maybank reserves the right to reject any complaints submitted beyond this period.

Maybank TREATS Points Info Click here

Free Annual Fee

Enjoy free annual fee without any conditions for first year and free annual fee for life with minimum 1x transaction at BMW every year.

Terms & Conditions:

1. Free of fees for the 2^nd year onwards with min. 1x any transaction at BMW in the previous year.
2. Valid for Main Card and Supplementary Card
3. Free annual fee is given for each card which has transaction at BMW.

Guaranteed Low Foreign Exchange Rate

Enjoy guaranteed low foreign exchange rates for both traveling and online shopping in foreign currencies. You can make a claim for the foreign currency exchange difference provided by the Maybank Credit Card, if it is proven that there is a lower exchange rate on the same Maybank Visa Credit Card and on the same transaction day.

Claims for foreign exchange differences are made under the following conditions:

• Transactions being compared are retail purchases (excluding cash advances).
• The maximum claim for exchange differences can be made no later than 30 (thirty) days after the transaction is printed on the Maybank Credit Card billing statement.
• Claims are made by attaching proof of billing from another bank's Credit Card with the same principal and level (Visa Infinite) with the Maybank Credit Card used for the transaction.
• Comparison of transactions using credit cards from other banks must be made on the same day as transactions from the same card owner with transactions made using a Maybank Credit Card.
• Attach proof of billing from another bank informing a lower exchange rate than that given by Maybank in an email sent to customercare@maybank.co.id.
• If the results of the investigation prove that another bank provides a lower exchange rate, then the difference in exchange rates according to Maybank's calculations will be credited in the form of cashback to your Maybank Credit Card, no later than 30 (thirty) days after the claim was made.
• At the time of cashback crediting, the Maybank Credit Card owned must be active, no blocking, no over limit, and no late payments.

Illustration:
Maybank Visa Credit Card exchange rate 1 USD = IDR14,500
Other Bank Visa Credit Card exchange rate 1 USD = IDR14,250
Customer Purchase Transaction Value = USD2,000
Cashback on guaranteed low exchange rate = IDR500,000
Difference on exchange rate IDR14,500 - IDR14,250 = 250 x spend value USD2,000

Special Benefit at 100+ Merchants

Enjoy various promotions in more than 100 merchants from restaurant, hotel, travel, fashion to supermarket.
Click here for detail information on the promotions.

Airport service privilege

While waiting for your flight, enjoy complimentary access to domestic airport lounges with BMW Maybank Credit Card until 31 December 2024.

click here for participating airport lounges

Especially for BMW Maybank Credit Cardholders and have become Maybank Premier Customers, also enjoy complimentary access to international airport lounges with applicable terms and conditions.

Infinite golf privilege

Enjoy complimentary green fees for Maybank Visa Infinite main and supplement Credit Cardholders plus discount up to 10% for every guest at 100 golf clubs in 19 countries.

For further information Click here.

Travel Insurance

Enjoy travel insurance with coverage up to IDR1 billion when you purchase overseas flight ticket using Maybank Visa Infinite Credit Card. Also get compensation up to IDR300 million when you claim overseas medical expense.

You can also claim any flight disruption, flight delay, baggage delay, or baggage lost, with compensation up to IDR10 million.