Welcome bonus up to IDR4 million

1. Bonus IDR1 million applies to the Service Inclusive Plus upgrade package at BMW by showing the service package voucher discount sent together with your BMW Maybank Credit Card and with BMW Maybank Credit Card as a means of payment.
2. The validity period of the voucher is 3 years from the time the card is sent.
3. Up to IDR3 million bonus valid for retail transactions of at least IDR30 million (accumulated) with a BMW Maybank Credit Card within the first 3 months since approved.
4. IDR3 million bonus will be given in the form of 60,000 Maybank TREATS Points for:
   • Those who have never owned Maybank Credit Card before, then apply for BMW Maybank Credit Card by attaching the SPK/STNK of a BMW vehicle in customer name, max. 5 years.
   • Maybank Premier* Customers who are Primary Cardholder and have never had a Maybank Credit Card before.
5. If Primary Cardholder cannot fulfill either conditions in point 4 above, then the welcome bonus will be 10,000 Maybank TREATS Points.
6. BMW Maybank Credit Cardholders are only entitled to 1x welcome bonus Maybank TREATS Points from each BMW and MINI Maybank Credit Card owned according to the type of card that was first achieve the welcome bonus terms and conditions. If the cardholder achieves welcome bonus in both cards at the same time, the card with the larger number of transactions will be selected.
7. Transactions that are taken into account are retail shopping and installment transactions at EDC machines or online, both at domestic and abroad.
8. Not valid for Maybank X-Cash, Maybank X-Bill, Maybank XPJC, Balance Conversion and ATM cash withdrawal transactions.
9. The welcome bonus is only valid for Maybank Primary Credit Cards that initially issued.
10. Not valid for add on cards, renewal cards, replacement cards and supplement cards.

*Maybank Premier Customer is Maybank Indonesia Customers with Total Relationship Balance/Asset Under Management minimum IDR500 million.

Exclusive Privileges at BMW

1. 1 year BMW roadside assistance membership
   Enjoy free BMW Roadside Assistance membership for 1 year. For more information contact BMW Contact Center at 1500269 or WhatsApp to 0852 8888 6269.
2. Discount up to 10% on BMW accessories and lifestyle product at BMW dealer and service center.
3. 3, 6, 12, and 24 months 0% installment at BMW with minimum transaction of IDR1 million.

BMW Dealer/Service Center

Free Upgrade to Shell V-Power

Ensure your BMW performance by using high quality fuel. Enjoy Shell V-Power (Ron 95) excellent performance with Shell Super (Ron 92) price.

Terms & Conditions:

1. Cardholders transact at Shell with minimum of IDR200,000/transaction.
2. Transactions that are taken into account are combined transactions for both Main Card and Supplementary Cards.
3. Maximum cashback/ Maybank Credit Cardholder/ month is IDR100,000.
4. Free upgrade will be given in cashback form and calculated based on price difference between Shell V-Power (Ron 95) and Shell Super (Ron 92) on the day of transaction.
5. Detail price will follow Shell website Click here.
6. For cashback calculation, customers will be assumed buying Shell V-Power (Ron 95).
7. Cashback will be credited to billing statement latest by 2 months after transctions date.

Cashback Calculation Ilustration as below:

Up to 3x TREATS Points

Collect Maybank TREATS Points faster and enjoy the benefit from free flight to shopping vouchers.

Get :

1. 3x TREATS Points for every IDR10,000 transactions at BMW.
2. 2x TREATS Points for every IDR10,000 overseas transaction and transaction at restaurant, hotel, airlines and travel categories.
3. 1x Maybank TREATS Points for every other IDR10,000 retail transaction.

Exchange your Maybank TREATS Points into mileage to get the opportunity to enjoy free flights to various destinations around the world. Choice of airlines, minimum redemption, and earned mileage are as follows:

1. Valid transactions are retail shopping & installment on EDC machines or online, both domestic and overseas.
2. Not valid for Maybank XCash, Maybank XBill, Maybank XPJC, Balance Conversion, and Cash Advance at ATM machines.
3. Maybank TREATS Points earned will be credited every print date of your Credit Card billing statement.
4. Bonus TREATS Points for eligible transactions categories will be credited separately, maximum 1 month after the transaction is posted on Bank system.
5. You can check your Maybank TREATS Points balance by sending SMS to 89811 with format BONUSPOINT 6 Last Digits of your Maybank Credit Card. Use the mobile number registered in the Maybank Credit Card system.
6. Exchange your Maybank TREATS Points to mileage by contacting Maybank Customer Care at 1500611 or email to customercare@maybank.co.id with the email subject Exchange Maybank TREATS Points.
7. When exchanging TREATS Points to mileage, your Maybank Credit Card must be in active condition, no block, no over limit, and no late payment.
8. When Maybank TREATS Points credited, your Maybank Credit Card must be in active condition, no block, no over limit, and no late payment.

For further information please refer to Click here.

Free Annual Fee

Enjoy free annual fee without any conditions for first year and free annual fee for life with minimum 1x transaction at BMW every year.

Terms & Conditions:

1. Free of fees for the 2^nd year onwards with min. 1x any transaction at BMW in the previous year.
2. Valid for Main Card and Supplementary Card
3. Free annual fee is given for each card which has transaction at BMW.

Guaranteed Low Foreign Exchange Rate

Enjoy guaranteed low foreign exchange rates for both traveling and online shopping in foreign currencies. You can make a claim for the foreign currency exchange difference provided by the Maybank Credit Card, if it is proven that there is a lower exchange rate on the same Maybank Visa Credit Card and on the same transaction day.

Claims for foreign exchange differences are made under the following conditions:

• Transactions being compared are retail purchases (excluding cash advances).
• The maximum claim for exchange differences can be made no later than 30 (thirty) days after the transaction is printed on the Maybank Credit Card billing statement.
• Claims are made by attaching proof of billing from another bank's Credit Card with the same principal and level (Visa Infinite) with the Maybank Credit Card used for the transaction.
• Comparison of transactions using credit cards from other banks must be made on the same day as transactions made using Maybank Credit Cards.
• Attach proof of billing from another bank informing a lower exchange rate than that given by Maybank in an email sent to customercare@maybank.co.id.
• If the results of the investigation prove that another bank provides a lower exchange rate, then the difference in exchange rates according to Maybank's calculations will be credited in the form of cashback to your Maybank Credit Card, no later than 30 (thirty) days after the claim was made.
• At the time of cashback crediting, the Maybank Credit Card owned must be active, no blocking, no over limit, and no late payments.

Illustration:
Maybank Visa Credit Card exchange rate 1 USD = IDR14,500
Other Bank Visa Credit Card exchange rate 1 USD = IDR14,250
Customer Purchase Transaction Value = USD2,000
Cashback on guaranteed low exchange rate = IDR500,000
Difference on exchange rate IDR14,500 - IDR14,250 = 250 x spend value USD2,000

Special Benefit at 100+ Merchants

Enjoy various promotions in more than 100 merchants from restaurant, hotel, travel, fashion to supermarket.
Click here for detail information on the promotions.

Airport service privilege

While waiting for your flight, enjoy domestic airport lounge complimentary access. For the list of airport lounge that participated Click here.

Infinite golf privilege

Enjoy complimentary green fees for Maybank Visa Infinite main and supplement Credit Cardholders plus discount up to 10% for every guest at 100 golf clubs in 19 countries.

For further information Click here.

Travel Insurance

Enjoy travel insurance with coverage up to IDR1 billion when you purchase overseas flight ticket using Maybank Visa Infinite Credit Card. Also get compensation up to IDR300 million when you claim overseas medical expense.

You can also claim any flight disruption, flight delay, baggage delay, or baggage lost, with compensation up to IDR10 million.