29 August 2025

ANNOUNCEMENT


Dear Customer,

We hereby inform you of changes to the interest rates/ratios/equivalent rates/current account services for Maybank/Maybank iB Savings Account, Maybank Current Account/Current Account iB, and Maybank Time Deposit/Time Deposit iB, which are effective as follows:

  1. Interest Rate Changes/Equivalent Rate Indications for Maybank/Maybank iB Savings Account
    No
    Product Name Interest Rate/Equivalent Rate Indication 
    until 9 October 2025
    Interest Rate/Equivalent Rate Indication 
    until 10 October 2025

    1

    Maybank Savings Account

    Balance Tier Interest rates p.a
    (per annum/per year)

    ≤ IDR5 milion

    0.00%

    > IDR5 milion – IDR100 milion

    0.10%

    > IDR100 milion – IDR500 milion

    0.20%

    > IDR500 milion – IDR1 bilion

    0.40%

    > IDR1 bilion – IDR5 bilion

    0.50%

    > IDR5 bilion

    1.00%

    Balance Tier Interest rates p.a
    (per annum/per year)

    ≤ IDR5 milion

    0.00%

    > IDR5 milion – IDR100 milion

    0.10%

    > IDR100 milion – IDR500 milion

    0.10%

    > IDR500 milion – IDR1 bilion

    0.25%

    > IDR1 bilion – IDR5 bilion

    0.25%

    > IDR5 bilion

    0.50%

    2

    Maybank MAKSI Savings Account

    Balance Tier Interest rates p.a
    (per annum/per year)

    ≤ IDR10 milion

    0.00%

    > IDR10 milion – IDR100 milion

    0.20%

    > IDR100 milion – IDR250 milion

    0.40%

    > IDR250 milion – IDR1 bilion

    0.50%

    > IDR1 bilion

    1.50%

    Balance Tier Interest rates p.a
    (per annum/per year)

    ≤ IDR10 milion

    0.00%

    > IDR10 milion – IDR100 milion

    0.10%

    > IDR100 milion – IDR250 milion

    0.25%

    > IDR250 milion – IDR1 bilion

    0.50%

    > IDR1 bilion

    0.50%

    3

    Maybank Woman One Savings Account

    Balance Tier Interest rates p.a
    (per annum/per year)

    ≤ IDR10 milion

    0.00%

    > IDR10 milion – IDR100 milion

    0.20%

    > IDR100 milion – IDR250 milion

    0.40%

    > IDR250 milion

    0.50%

    Balance Tier Interest rates p.a
    (per annum/per year)

    ≤ IDR10 milion

    0.00%

    > IDR10 milion – IDR100 milion

    0.10%

    > IDR100 milion – IDR250 milion

    0.25%

    > IDR250 milion

    0.50%

    4

    Maybank Pro/Pro iB Savings Account

    Maybank Pro Savings Account

    Balance Tier Interest rates p.a
    (per annum/per year)

    ≤ IDR100 milion

    0.00%

    > IDR100 milion – IDR500 milion

    0.50%

    > IDR500 milion – IDR1 bilion

    1.00%

    > IDR1 bilion – IDR10 bilion

    1.75%

    > IDR10 bilion

    2.50%

    Maybank Pro Savings Account

    Balance Tier Interest rates p.a
    (per annum/per year)

    ≤ IDR100 milion

    0.00%

    > IDR100 milion – IDR500 milion

    0.50%

    > IDR500 milion – IDR1 bilion

    0.75%

    > IDR1 bilion – IDR10 bilion

    1.50%

    > IDR10 bilion

    2.25%

    Maybank Pro iB Savings Account

    Balance Tier Indicative Equivalent Rate p.a
    (per annum/per year)

    ≤ IDR100 milion

    0.01%

    > IDR100 milion – IDR500 milion

    0.50%

    > IDR500 milion– IDR1 bilion

    1.00%

    > IDR1 bilion – IDR10 bilion

    1.75%

    > IDR10 bilion

    2.50%

    Maybank Pro iB Savings Account

    Balance Tier Indicative Equivalent Rate p.a
    (per annum/per year)

    ≤ IDR100 milion

    0.01%

    > IDR100 milion – IDR500 milion

    0.50%

    > IDR500 milion– IDR1 bilion

    0.75%

    > IDR1 bilion – IDR10 bilion

    1.50%

    > IDR10 bilion

    2.25%

    5

    Maybank Payroll Savings Account (Maybank Employees & Maybank Group Employees)

    Balance Tier Interest rates p.a
    (per annum/per year)

    > IDR0,-

    6.00%

    Balance Tier Interest rates p.a
    (per annum/per year)

    > IDR0,-

    5.25%

  2. Changes in the Ratio/Indications of Returns on Maybank iB Savings Account
    Using the Mudharabah Mutlaqah Principle (Investment) 
    No Product Name Profit Sharing Ratio
    until 30 October 2025
    Profit Sharing Ratio
    until 31 October 2025
    Customer Bank Customer Bank
    1 Maybank iB Savings Account 6.00% 94.00% 4.00% 96.00%
    2 Maybank MAKSI iB Savings Account  6.00% 94.00% 4.00% 96.00%
    3 Maybank Woman One iB Savings ACcount 6.00% 94.00% 4.00% 96.00%
    4 Maybank SuperKidz iB Savings Account 6.00% 94.00% 4.00% 96.00%
    5 Maybank Payroll iB Savings Account  6.00% 94.00% 10.00% 90.00%
    6 Maybank Payroll One iB Savings Account 6.00% 94.00% 10.00% 90.00%
    7 Maybank Payroll Group iB Savings Account 90.00% 10.00% 85.00% 15.00%
    8 Maybank Co-Branding iB Savings Account 6.00% 94.00% 4.00% 96.00%
    9 Maybank Payroll iB Savings Account (Employee Maybank)  90.00% 10.00% 85.00% 15.00%
    10 Maybank MyArafah Savings Account 6.00% 94.00% 4.00% 96.00%
  3. Changes to Current Account Services for Maybank Current Account/Current Account iB
    No
    Product Name Current Account Services/Indicative Extra Return
    Until 9 October 2025
    Current Account Services/Indicative Extra Return
    Until 10 October 2025

    1

    Maybank Current Account/Current Account iB

    Maybank Current Account 

    Balance Tier Current Account  Services p.a.
    (per annum/per year)

    ≤ IDR25 milion

    0.00%

    > IDR25 milion – IDR100 milion

    0.10%

    > IDR100 milion – IDR500 milion

    0.50%

    > IDR500 milion – IDR1 bilion

    0.75%

    > IDR1 bilion

    1.00%

    Maybank Current Account 

    Balance Tier Current Account  Services p.a.
    (per annum/per year)

    ≤ IDR25 milion

    0.00%

    > IDR25 milion – IDR100 milion

    0.10%

    > IDR100 milion – IDR500 milion

    0.35%

    > IDR500 milion – IDR1 bilion

    0.50%

    > IDR1 bilion

    0.75%

    Maybank Current Account iB

    Balance Tier Indicative Extra Return p.a
    (per annum/per year)

    ≤ IDR25 milion

    0.10%

    > IDR25 milion – IDR100 milion

    0.10%

    > IDR100 milion – IDR500 milion

    0.50%

    > IDR500 milion – IDR1 bilion

    0.75%

    > IDR1 bilion

    1.00%

    Maybank Current Account iB

    Balance Tier Indicative Extra Return p.a
    (per annum/per year)

    ≤ IDR25 milion

    0.10%

    > IDR25 milion – IDR100 milion

    0.10%

    > IDR100 milion – IDR500 milion

    0.35%

    > IDR500 milion – IDR1 bilion

    0.50%

    > IDR1 bilion

    0.75%

  4. Interest Rate Changes/Indicative Extra returns for Maybank Time Deposit/Time Deposit iB USD

    Until 9 October 2025
    Nominal Placement 
    (USD)
    Interest Rate/Indicative Extra Return p.a (per annum/per year)
    On Call 1 Month 3 Month 6 Month 12 Month 24 Month
    2,000 - < 10,000 0.00% 0.15% 0.15% 0.15% 0.15% 0.15%
    10,000 - < 50,000 0.00% 0.15% 0.15% 0.15% 0.15% 0.15%
    50,000 - < 100,000 0.00% 0.15% 0.15% 0.15% 0.15% 0.15%
    >= 100,000 0.00% 0.20% 0.20% 0.20% 0.20% 0.20%

    Effective 10 October 2025

    Nominal Placement 
    (USD)
    Interest Rate/Indicative Extra Return p.a (per annum/per year)
    On Call 1 Month 3 Month 6 Month 12 Month 24 Month
    2,000 - < 10,000 0.00% 0.10% 0.10% 0.10% 0.10% 0.10%
    10,000 - < 50,000 0.00% 0.10% 0.10% 0.10% 0.10% 0.10%
    50,000 - < 100,000 0.00% 0.10% 0.10% 0.10% 0.10% 0.10%
    >= 100,000 0.00% 0.15% 0.15% 0.15% 0.15% 0.15%
  5. Changes in the Profit Sharing Ratio for Maybank Time Deposit iB USD

    Until 30 October 2025

    Currency Profit Sharing Ratio 
    Customer: Bank
    On Call 1 Month 3 Month 6 Month 12 Month 24 Month
    IDR 10% : 90% 20% : 80% 21% : 79% 22% : 78% 23% : 77% 24% : 76%
    USD 1.50% : 98.50% 1.50% : 98.50% 1.50% : 98.50% 1.50% : 98.50% 1.50% : 98.50% 1.50% : 98.50%

    Effective 31 October 2025

    Currency Profit Sharing Ratio 
    Customer: Bank
    On Call 1 Month 3 Month 6 Month 12 Month 24 Month
    IDR 10% : 90% 20% : 80% 21% : 79% 22% : 78% 23% : 77% 24% : 76%
    USD 1.00% : 99.00% 1.25% : 98.75% 1.25% : 98.75% 1.25% : 98.75% 1.25% : 98.75% 1.25% : 98.75%

Changes of interest rates/ratios/equivalent rates/current account services for Maybank/Maybank iB Savings Account, Maybank Current Account/Current Account iB, and Maybank Time Deposit/Time Deposit iB apply to all Customer accounts, in accordance with the product types listed in the table above, for both existing Maybank Customers and prospective new Customers.

For 24-hour product and/or service information, please contact Maybank Customer Care at 1500611 or +622178869811 (from overseas) or via email at customercare@maybank.co.id (Monday-Friday from 08:00 to 20:00 Western Indonesian Time and Saturday-Sunday from 08:00 to 17:00 Western Indonesian Time).

Sincerely,
Maybank Indonesia