Complete information about SBN SR023 can be found here.

If you want to understand more about retail sukuk and how to invest in it, you can read the following article: Understanding SBN and How to Invest in It.

SBN SR023T3 Return Simulation – 5.80% return

*)Return after deduction of 10% income tax.

SBN SR023T5 Return Simulation – 5.95% return

*)Return after deduction of 10% income tax.

Return refers to the coupon or reward received periodically by holders of Government Securities (SBN) and/or Government Sharia Securities (SBSN) in accordance with the applicable terms and provisions, amounting to 5.80% for SR023-T3 and 5.95% for SR023-T5.

How to Easily Invest in SR023?

Now, buying SR023 is no longer complicated. Simply purchase it through the M2U ID App from Maybank Indonesia, and you can invest anytime, anywhere, directly from your smartphone. The process is faster, safer, and more convenient, without the hassle of visiting a branch.

To start investing through the M2U ID App, you can follow these steps:

1.   Download the M2U ID App & Open an Online Account

First, make sure you already have a Maybank Savings/iB Savings account. If not, download the M2U ID App from the Play Store/App Store, then open a savings account online through the app. You can find instructions on how to open a Maybank Savings account through the M2U ID App on this page.

2.   Register SID and e-SBN

Make sure you already have a SID and e-SBN registered in the Maybank system. If not, please see the complete guide to registering SID and e-SBN via the M2U ID App on this page.

3.   Ordering SBN Primary Market

• Log in to the M2U ID App and click the yellow ‘+’ button on the account page.

• Select ‘SBN’, learn about SBN products on the M2U ID App. Then click ‘Continue’.

• Look at the ‘SBN Primary Market’ tab, then select SR023 based on the tenor by swiping left.

• Read and understand the product details, then click ‘Buy’ if you are ready to invest, or click ‘Simulation’ first to see the calculations.

• Fill in the nominal value of the SBN order, then click ‘Continue’.

• Read and check to agree to all terms and conditions, then click ‘Continue’.

• Verify the SBN purchase details. Next, enter your Secure2u passcode.

• Your SBN order is successful. Click ‘Done’.

You can find complete information here.

It's Time to Invest and Build the Country

Investing in SR023 not only provides financial benefits, but also contributes to building the nation. The funds raised from the sale of Retail Sukuk will be used to finance the state budget and infrastructure projects, ranging from road and bridge construction to other public facilities.

By purchasing SR023 through Maybank, you will not only earn competitive returns but also participate in supporting a better Indonesia.