SR023

Limited Time Offer!

The Government of Indonesia is issuing Retail Sukuk (SR) Series 023 (SR023), featuring the two series: SR023 -T3 with a 3 year tenor and SR023 -T5 with a 5 year tenor both available in the same offering period. Choose the tenor that suits your needs and make your investment now to receive cashback of up to 0.20%, with a maximum of IDR27.5 million, based on your investment amount.

Buy now via the M2U ID App or visit a Maybank branch!

SR023 program details:

Issuer	Government of the Republic of Indonesia through the Indonesian SBSN Issuing Company
Series	SR023-T3 dan SR023-T5
Investor	Indonesian Citizens
Offer period	22 August – 12 September 2025 (As long as the National quota is still available)
Type of Contract	Ijarah asset to be leased
Date of settlement	19 September 2025
Maturity	SR023-T3: 10 Oktober 2028 SR023-T5: 10 Oktober 2030
Face value per unit	IDR1,000,000 per unit
Min. order	IDR1,000,000
Max. order	SR023-T3: IDR5,000,000,000 SR023-T5: IDR10,000,000,000
Reward type	Fixed coupon with monthly periodic payments
Reward rate	SR023-T3: 5.80%/year SR023-T5: 5.95%/ year
Date of first reward	10 November 2025 (long coupon)
Fee payment date	The 10 of every month. In the event that the coupon payment date is not on a working day, then the coupon payment carried out on the next working day without interest compensation. Working day is a day on which payment system operations are organized by Bank Indonesia.
Reward adjustment time	3 working days prior to the start date of the reward period.
Minimum Holding Period	For 1 (one) coupon payment period
Tradibility	Tradable starting from 11 November 2025 or after the end of the minimum holding period
Underlying Assest	BMN and Projects/Activities of Ministries/Agencies in the 2025 State Budget

Enjoy cashback program of up to 0.20%

Cashback up to 0.20% of fund placement will be given as follows:

Period	Series	Cashback Value
Early bird (22 - 29 August 2025)	0.15%	SR023-T3
Early bird (22 - 29 August 2025)	0.20%	SR023-T5
Regular (30 August – 7 Sept 2025)	0.10%	SR023-T3
Regular (30 August – 7 Sept 2025)	0.15%	SR023-T5

Customers are entitled to receive cashback for a minimum purchase of IDR100 million.
Funding source for purchase does not require new funds (no fresh fund needed).
Cashback will be credited to the customer's source account no later than 31 October 2025.
PT Bank Maybank Indonesia Tbk reserves the right to cancel, postpone, extend, or terminate this program earlier; vary, delete, or add any of the terms and conditions at its sole discretion and will be informed through the Maybank website at www.maybank.co.id.

Cashback simulation up to IDR27.5 million
Earn 0.20% cashback, up to IDR27.5 million for purchases during the period 22 – 29 August 2025, and still have the opportunity to get 0.15% cashback, up to IDR 20 million, during the period 30 August – 7 Sept 2025.

Series	Max. Order	Early bird cashback (22 - 29 August 2025)	Regular cashback (30 August – 7 Sept 2025)
SR023-T3	IDR5,000,000,000	IDR7,500,000	IDR5,000,000
SR023-T5	IDR10,000,000,000	IDR20,000,000	IDR15,000,000
Max. cashback amount		IDR27,500,000	IDR20,000,000

Experience the peace of secure investing with multiple benefits and advantages through Maybank Indonesia.Please read the SR023 Retail Sukuk offering document carefully before investing. SR023 is not a banking product issued by Maybank Indonesia. Maybank Indonesia is one of the official distribution partners appointed by the Ministry of Finance of the Republic of Indonesia.

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