Tips for Utilising Maybank TREATS Points

31 July 2025

Managing finances today is no longer limited to recording income and expenses. More than that, there are opportunities to earn additional profits from every daily transaction. One of them is through a rewards programme integrated into digital payment systems, such as credit cards. If used properly, payments made with Maybank Credit Cards can be a significant advantage.

Such loyalty programmes allow credit card users to earn rewards every time they make a transaction. These rewards can be redeemed for various attractive prizes such as shopping e-vouchers, e-wallets, or cashback. To enjoy these benefits, the first step is to choose a credit card that offers a rewards programme tailored to your needs and provides additional advantages.

Maybank Credit Card is one of the options worth considering because it offers a reward programme called Maybank TREATS in the form of TREATS Points, TREATS Cash, and TREATS Miles. This programme provides rewards every time you use your Maybank Credit Card for retail transactions, both offline and online. Some of the card types that support this programme include Maybank White Card, Maybank Visa Infinite Credit Card, Maybank Visa Platinum Credit Card, Maybank Manchester United Credit Card, and many more.

Tips for Collecting Maybank TREATS

To increase the number of Maybank TREATS you collect more quickly, it is important to develop a smart card usage strategy. The key is to make your credit card your primary payment method for expenses that you already incur. This does not mean increasing your spending, but rather changing your payment method so that your transactions contribute to your points earnings.

Here are some tips you can follow to earn more Maybank TREATS:

1.   Use your Maybank Credit Card for your needs

Use it to pay bills such as electricity, water, internet, and digital entertainment subscriptions. By using your Maybank Credit Card for these transactions, ensure that the transaction type falls under the eligible categories to continue earning Maybank TREATS.

You can view the terms and conditions for Maybank TREATS here.

2.   Shop at Merchants that Accept Credit Card Payments

Everyday activities such as eating at restaurants, shopping at malls, hanging out at cafes, or buying household items can also be ways to collect points. Make sure the merchant you are transacting with accepts credit card payments, then use your Maybank Credit Card to complete the transaction.

As long as the transaction is made through an EDC machine and falls under the retail shopping category, it will be included in the points calculation. The more you use it for shopping, the more TREATS you can collect.

3.   Use Your Maybank Credit Card for Online Shopping

Online shopping transactions are included in the Maybank TREATS calculation. Whether it’s shopping on e-commerce platforms, ordering food, using online transportation services, or subscribing to digital services, all of these can be opportunities to earn points.

Make sure to change the payment method to Maybank Credit Card at checkout, and you will receive additional benefits.

The tips above can help you accumulate reward points and redeem them as desired. You can check your Maybank TREATS Points regularly on your statement or contact Maybank Customer Care. For more information, please visit here.

Especially for Maybank White Card holders, managing and redeeming points is now easier and more convenient through the M2U ID App. With the M2U ID App, you can check your accumulated points, view your transaction history, and redeem your points for various rewards. You can do all of this from a single app on your mobile phone.

Let’s use Maybank Credit Card to get Maybank TREATS. Collect your Maybank TREATS now!