Invest in Sharia SR022, get cashback up to IDR27.5 million, check the details here

04 June 2025

The Government of Indonesia has once again opened opportunities for the public to invest through Government Securities (SBN) with the launch of SBN SR022. The SBN SR022 offering period officially opened on 16 May 2025, providing an opportunity for investors to obtain safe and profitable investment instruments.

The SBN SR022 offering period runs from 16 May to 18 June 2025. Investors can take advantage of this period to invest and get attractive returns.

The government offers SBN SR022 with a fixed coupon of 6.45% per annum for a 3-year tenor and 6.55% for a 5-year tenor. This means that investors will receive returns every payment period during the tenor.

Why choose SBN SR022?

Investment benefits of SBN SR022

  • Fixed coupon

    SBN SR022 offers a fixed coupon of 6.45% (SR022-T3) and 6.55% (SR022-T5) per annum that will remain stable until maturity.

  • Tradable bonds

    SBN SR022 are tradable bonds in the secondary market, giving investors the flexibility to sell before maturity.

Details

SR022T3

SR022T5

Yield

6.45% per annum

6,55% per annum

Tenor

3 years

5 years

First reward payment date

10 August 2025 (long coupon)

Reward type

Fixed coupon, periodic payment on the 10th of every month

Minimum purchase

IDR 1.000.000,-

Maximum purchase

IDR 5.000.000.000,-

IDR 10.000.000.000,-

Tradibility

Tradable from 11 August 2025 or after the expiry of the minimum holding period.

For more information, visit Maybank's SBN SR022 product page here.

SR022T3 yield simulation - yield of 6.45%

Investment amount

Monthly payout*

Annual payout*

IDR 10 million

IDR 48.375,-

IDR 580.500,-

IDR 50 million

IDR 241.875,-

IDR 2.902.500,-

IDR 100 million

IDR 483.750,-

IDR 5.805.000,-

IDR 500 million

IDR 2.418.750,-

IDR 29.025.000,-

IDR 1 billion

IDR 4.837.500,-

IDR 58.050.000,-

IDR 5 billion

IDR 24.187.500,-

IDR 290.250.000,-

*) Benefits after 10% income tax deduction

SR022T5 yield simulation - yield of 6,55%

Investment amount

Monthly payout*

Annual payout*

IDR 10 million

IDR 49.125,-

IDR 589.500,-

IDR 50 million

IDR 245.625,-

IDR 2.947.500,-

IDR 100 million

IDR 491.250,-

IDR 5.895.000,-

IDR 500 million

IDR 2.456.250,-

IDR 29.475.000,-

IDR 1 billion

IDR 4.912.500,-

IDR 58.950.000,-

IDR 5 billion

IDR 24.562.500,-

IDR 294.750.000,-

IDR 10 billion

IDR 49.125.000,-

IDR 589.500.000,-

*) Benefits after 10% income tax deduction

How to buy SBN SR022 via M2U ID App:

You can invest in SBN SR022 via M2U ID App. Make sure you have registered for the M2U ID App, then follow these steps to start investing easily.

SID registration and e-SBN registration

Make sure you already have SID and e-SBN registered in the Maybank system. If not, please refer to the complete guide for SID registration and e-SBN registration via M2U ID App on this page.

Ordering Prime Market SBN

  • Login to M2U ID App and click on the menu icon located on the top left corner of the account view. Next, select “Investment & Insurance”, then click the yellow “+” button.

  • Select “SBN”, read and understand the superior information about SBN on the M2U ID App. Then click “Next”

  • Select the “SBN Pasar Perdana” tab, then select SR022 based on tenor by swiping left.

  • Read and understand the product details, then click “Order”

  • Choose Source of Funds from registered account.

  • Fill in the nominal value of the SBN order and click “Next”.

  • Read and tick to agree to all terms and click “Next”.

  • Verify your information and tick the declaration box below, then click “Confirm & Request TAC”. Next, enter your Secure2u passcode

  • Your SBN booking is successful. Click “Finish”.

For more information on how to purchase SBN SR022, please click here.

Why buy SBN on M2U ID App?

There are several reasons why buying SBN SR022 through M2U ID App is the right choice:

  • 24/7 access

    You can purchase SBN Primary Market at any time during the offering period, even including holidays and weekends.

  • Easy online process

    All transactions are done online, in the palm of your hand.

  • Practical monitoring

    You can monitor SBN orders, view investor profiles, download SBN ownership documents, and transaction history.

  • Payments are disbursed directly to the account

    Payments will be disbursed directly to the account registered in the SID and e-SBN through the M2U ID App.

  • Can be sold to the secondary market

    Through the M2U ID App, you can sell your SBN holdings to the secondary market before maturity.

Cashback for SR022 purchase at Maybank

Get cashback up to 0.20% or max IDR27.5 million for SR022 purchase via M2U ID App with the following simulation details:

Period

Series

Cashback value

Max. order

Max. cashback amount

Total max. cashback amount

Early bird (16 May - 23 May 2025)

SR022-T3

0,15%

IDR 5.000.000.000,-

IDR 7.500.000,-

IDR 27.500.000,-

SR022-T5

0,20%

IDR 20.000.000,-

Regular (24 May - 11 June 2025)

SR022-T3

0,10%

Rp10.000.000.000,-

IDR 5.000.000,-

IDR 20.000.000,-

SR022-T5

0,15%

IDR 15.000.000,-

  • Cashback does not apply to transactions made during the period 12 - 18 June 2025

  • Customers are eligible for cashback if they make a purchase with a minimum placement of IDR100 million.

More information about the details of the SR022 cashback programme can be found here.

SBN SR022 Full Information

Click Here

Download M2U ID App:

Click Here