SR022

Limited Offer!

The Government of Indonesia is issuing Retail Sukuk (SR) Series 022 (SR022), featuring the two series: SR022 -T3 with a 3 year tenor and SR022 -T5 with a 5 year tenor both available in the same offering period. Choose the tenor that suits your needs and make your investment now to receive cashback of up to 0.20%, with a maximum of IDR27.5 million, based on your investment amount.

Purchase now via M2U ID App or visit the Maybank branch!

SR022 program details:

Issuer	Government of the Republic of Indonesia through SBSN Indonesia
Series	SR022-T3 dan SR022-T5
Investor	Indonesian Citizens
Offer period	16 May – 18 June 2025 (As long as the National quota is still available)
Type of Contract	Ijarah asset to be leased
Date of settlement	25 June 2025
Maturity	SR022-T3: 10 June 2028 SR022-T5: 10 June 2030
Face value per unit	Per unit IDR1,000,000
Min. order	IDR1,000,000
Max. order	SR022-T3: IDR5,000,000,000 SR022-T5: IDR10,000,000,000
Reward type	Fixed coupon with monthly periodic payments
Rate of return	SR022-T3: 6.45% SR021-T5: 6.55%
Date of first reward	10 August 2025 (long coupon)
Fee payment date	The 10 of every month. In the event that the coupon payment date is not on a working day, then the coupon payment carried out on the next working day without interest compensation. Working day is a day on which payment system operations are organized by Bank Indonesia.
Reward adjustment time	3 working days prior to the start date of the reward period.
Minimum Holding Period	For 1 (one) coupon payment period
Tradibility	Tradable starting August 11, 2025, or after the end of the Minimum Holding Period
Underlying Assest	BMN and Projects/Activities of Ministries/Agencies in the 2025 State Budget

Enjoy Cashback Program of up to 0.20%

Cashback of up to 0.20% from your investment placement will be given as follows:

Period	Series	Cashback Amount
Early bird (16 May – 23 May 2025)	SR022-T3	0,15%
Early bird (16 May – 23 May 2025)	SR022-T5	0,20%
Reguler( 24 May – 11 June 2025)	SR022-T3	0,10%
Reguler( 24 May – 11 June 2025)	SR022-T5	0,15%

Customers are eligible for cashback with a minimum investment of IDR100 million.
The source of funds for the purchase does not require new funds (no fresh fund needed)
Cashback will be credited to the Customer’s source account no later than 31 July 2025.
PT Bank Maybank Indonesia Tbk reserves the right to cancel, delay, extend, or terminate this program in advance; modify, remove, or add any terms and conditions at its sole discretion and will communicate such changes via Maybank’s official website at www.maybank.co.id.

Cashback simulation get up to IDR27.5 million

Earn 0.20% cashback, up to IDR27.5 million for purchases during the period 16 May – 23 May 2025, and still have the opportunity to get 0.15% cashback, up to IDR 20 million, during the period 24 May – 11 June 2025.

Series	Max Investment Order	Early Bird Cashback (16 May – 23 May 2025)	Regular Cashback ( 24 May – 11 June 2025)
SR022-T3	IDR5,000,000.000	IDR7,500,000	IDR5,000,000
SR022-T5	IDR10.000.000.000	IDR20,000,000	IDR15,000,000
Max. cashback nominal	IDR27,500,000	IDR20,000,000

Series

Max Investment Order

Early Bird Cashback

(16 May – 23 May 2025)

Regular Cashback ( 24 May – 11 June 2025)

SR022-T3

IDR5,000,000.000

IDR7,500,000

IDR5,000,000

SR022-T5

IDR10.000.000.000

IDR20,000,000

IDR15,000,000

Max. cashback nominal

IDR27,500,000

IDR20,000,000

Enjoy safe investments with multiple benefits through Maybank Indonesia. Learn more about the SR022 Sukuk Tabungan offer before investing. SR022 is not a banking product issued by Maybank Indonesia. Maybank Indonesia is an authorized distribution partner of Retail State Bonds appointed by the Ministry of Finance of the Republic of Indonesia.

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