MyProtection Prima
Life is always accompanied by challenges to develop assets in order to achieve your dreams as well as your family’s dreams. Continue taking the steps to achieve those dreams. Make sure that you and your family are protected in achieving those dreams by protection solutions and asset investment development from MyProtection Prima.
Benefits
Advantages
What are the benefits of MyProtection Prima? **
Investment Benefits
- Optimum Investment Allocation, whereby the premium placement in the first year is 50%, the second year is 80% and 110% for the third year and so on.
- 4.5% bonus for each premium payment starting from the third year onwards
End of Policy Benefits
If the insured lives until the end of insurance period, Allianz will pay the final contract benefit in the form of all balance of Investment Value (if any) at the end of the insurance period.
Life Protection Benefits
If during the insurance period the Insured Party passes away, Allianz will pay the benefits in the form of insurance compensation plus the entire balance of the Investment Value in this Policy, calculated based on the Unit Purchase Price at the same time the claim is approved.
Policy Redemption Benefits
If the Policy holder stops the policy or makes policy redemption, the investment value accumulated will be paid to the Policy holder.
Additional Health Insurance Benefits
Get additional health insurance benefits through Prime Medical, which provides premium protection solutions and offered in 5 different plans.
Advantages of Prime Medical Protection :
- Additional booster for comprehensive protection
If annual limit runs out, it may be replenished up to IDR50 billion per year. Terms and conditions apply according to the Policy. - Exclusive protection
Offers hospital bill paid as charged, cashless method, and coverage around the world. - Personal care room facilities
A comfortable and exclusive hospital room according to the terms of the plan. - Priority health services
Provides personal assistant from Allianz hospital assistant for domestic services and a medical concierge from international assistance for overseas services. - Medical opinion service
Provides expert medical opinion services from health experts around the world who help provide medical opinions on the diagnosis.
For more information, click here to download rider product brochure
** Terms and conditions are fully arranged in the Policy.
Term & Conditions
* Terms and conditions are fully arranged in the Policy.
Entry age
- 1 month to 70 years old
Top Up
Periodic Top Up
- Monthly : IDR 400,000 / USD 40
- Quarterly : IDR 1,250,000, - / USD 125
- Semester : IDR 2,5 Million / USD 250
- Annual : IDR 5 Million / USD 500
Single Top Up
- Minimum: IDR 1 Million / USD 200
- Maximum:None
- Total Top Up contributions above IDR 2 Billion will apply Financial Underwriting
Premium
Minimum:
- Monthly : IDR 2 Million / USD 200
- Quarterly : IDR 6 Million / USD 600
- Semester : Semester: IDR 12 Million / USD 1.200
- Annual : IDR 25 Million / USD 2.500
Minimum:
Based on Underwriting decisions
Currency
Rupiah and US Dollar
Premium Allocation
| Premi Dasar | IDR | USD |
|---|---|---|
| Tahun 1 | 50% | 40% |
| Tahun 2 | 80% | 80% |
| Tahun 3 dst | 110% | 110% |
| Premi Top Up | 100% | 100% |
Ilustration
Jonas
30 th, tidak merokok
Manager Perusahaan
Kebutuhan dalam mencapai mimpi: Mempersiapkan dana pendidikan anak ke Perguruan Tinggi.
Paket yang sesuai: Prima Edukasi
Anak: Dylan, usia 5 tahun
Total Premi : Rp 100 Juta
(Premi Dasar Berkala: Rp25 juta + Top Up Berkala Rp75 juta)
Tabel proyeksi nilai investasi dari premi yang dibayarkan
*) Asumsi tingkat investasi per tahun dalam tabel, tidak dijamin dan dapat berubah sewaktu-waktu sesuai dengan kinerja investasi Smartlink Rupiah Equity Fund.
- Asumsi tingkat investasi per tahun pada ilustrasi manfaat diatas berdasarkan alokasi investasi di Smartlink Rupiah Equity Fund.
- Untuk dana investasi dikenakan bid/offer spread sebesar 5%
Tentang Allianz
One of the largest insurance and asset management providers in the world founded in 1890 in Germany. Now Allianz is present in more than 70 countries, serving more than 75 Million Customers worldwide.
PT. Allianz Life Indonesia Insurance was established in 1996 and engaged in life insurance, health, pension funds and Shariah. Currently it has developed a distribution network of more than 44 cities through more than 87 business partner offices and more than 14,000 sales forces.
Important Notes
MyProtection Prima is an insurance product issued by PT. Allianz Life Indonesia Insurance. PT Bank Maybank Indonesia Tbk ("Bank") only acts as a reference for MyProtection Prima.
MyProtection Prima is not a product of the Bank so the Bank is not responsible for any and all claims and risks arising from the management of this product portfolio. MyProtection Prima is not guaranteed by the Bank and its affiliates and is not included in the scope of the Government of Indonesia or the Deposit Insurance Agency ("LPS") guarantee program. The Bank is not responsible for insurance policies issued by PT. Allianz Life Indonesia Insurance. Prima MyProtection Management and Investment is carried out by PT Asuransi Allianz Life Indonesia and is the responsibility of PT. Allianz Life Indonesia Insurance. Investment Fund Performance from PT. Allianz Life Indonesia Insurance can be seen on the monthly Fund Fact Sheet report.
PT Bank Maybank Indonesia Tbk is a bank registered and supervised by the Financial Services Authority.
Investments in capital market instruments contain market risk. The performance of this fund is not guaranteed, unit prices and revenue from these funds can increase or decrease. Investment fund performance in the past is not an indication of future performance. Full information is in the Fund Fact Sheet.
The premium paid includes a commission for the bank
A detailed description of the charges can be seen in the MyProtection Prima Policy.
PT Asuransi Allianz Life Indonesia has been registered with and supervised by the Financial Services Authority, and its sales force has a license from the Indonesian Life Insurance Association.
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