• maybank
    DIGITAL SOLUTIONS
  • lock
    LOGIN M2U

Quick Link

Contact Us Locate Us Maybank Credit Card Online Banking
id - en
About Maybank Career News & Announcement Apply Online Promotion Digital Solutions
dummy-side-banner-1 PRIVILEGE dummy-side-banner-1 PREMIER SYARIAH
Indonesia
Indonesia
BACK
How To
Benefits of Pegadaian Gold SavingsFeesThe Risks of Pegadaian Gold Savings

What is Pegadaian Gold Savings?

Pegadaian Gold Savings is a form of investment in Gold Savings product owned by PT Pegadaian which can be purchased through Pegadaian Gold Savings feature on M2U ID App (mobile banking) and will be deposited at Pegadaian. This product can be accessed by Customers who have an Identity Card (KTP).

Benefits of Pegadaian Gold Savings on M2U ID App (mobile banking)

  • Pegadaian Gold Savings is available on M2U ID App (mobile banking), making it easy for customer to make gold transactions anywhere and anytime.
  • No administration fee for gold purchase and sell.
  • 24 carat guaranteed! The gold sold on M2U ID App (mobile banking) is 24 carat guaranteed.
  • Easy to register, can be done through M2U ID App (mobile banking).
  • Managed transparently by the professionals.
  • Competitive purchase and sell prices. Prices information is updated and provided daily.
  • Recurring transactions. Customer can purchase gold automatically by setting up recurring transactions (weekly/monthly).
  • Customer can make gold transactions starting from IDR 10,000 or 0,01 grams. Customers can purchase and sell gold per day with maximum transaction per day is 100 grams.

Fees

Here are the fees for Pegadaian Gold Savings transactions *.

  1. Transaction Fees That Will Be Charged On M2U ID App (mobile banking)
    Transaction fees that will be charged on M2U ID App (mobile banking) are the fees that will automatically deducted from customer’s gold balance or deducted when customer makes transactions of their gold holdings on M2U ID App (mobile banking).  
    No Type of Fee Amount of Fee
    1
    Fee of Annual Custody Facility at Pegadaian IDR 30.000/ year. This fee will deduct customer’s gold balance on M2U ID App every year (debit date of this fee is a year after the customer registers Pegadaian Gold Savings on M2U ID App). For promotion purpose, this fee won’t be charged to the customer only in the first year after the customer registers their account.
    2 Gold Purchase / Selling Transaction Administration Fee IDR 0 (no administration fee)
     
  2. Transaction Fees That Will Be Charged at Pegadaian Outlet
    Transaction fees that will be charged at Pegadaian outlet are the fees that have to be paid by customers at Pegadaian outlet.  
    No Type of Fee Amount of Fee 
    1
    Savings Passbook Printing Fee IDR10.000,- in cash (will not be deducted from customer’s gold balance)
    2 Pegadaian Statement Printing Fee IDR2.000,-/page in cash (will not be deducted from customer’s gold balance)
    3 Pegadaian Savings Passbook Replacement Fee IDR10.000,- in cash (will not be deducted from customer’s gold balance)
    4 Pegadaian Account Closing Fee IDR30.000,- (will be deducted from gold customer’s gold holding balance)

    *Can change at any time

The Risks of Pegadaian Gold Savings

  1. Pegadaian Gold Savings product is a product owned by Pegadaian and is not a product of Maybank Indonesia. Maybank Indonesia acts as sales agent for this product. Pegadaian Gold Savings product is a form of investment product therefore this product is not guaranteed by the Deposit Insurance Agency (LPS). Maybank Indonesia is not responsible for any risks coming from Pegadaian Gold Savings product.
  2. Gold purchase and selling transactions are risky activities due to the tendency of gold prices to fluctuate. Gold prices will be updated on Gold Savings feature on M2U ID App (mobile banking) by Pegadaian from time to time to follow global gold prices. The M2U ID App (mobile banking) will display information on today's gold buying/selling prices therefore Customers can monitor and check gold prices as well as potential profit/loss on the value of gold held by Customers. Customers are expected to consider and understand before making a decision to buy gold as a form of investment on M2U ID App (mobile banking).
  3. There may be complaints/questions from Customers regarding the Customer data being shared to Pegadaian. The sharing of Customer data is for the purpose of registering a Pegadaian Gold Savings and to make Pegadaian Gold Savings transactions. It is also possible that there will be potential use of data by Pegadaian.
  4. There is a possibility of changes/updates/addition to the terms and conditions for gold Savings transactions. Pegadaian/Maybank will inform the Customer within 30 working days before the change/renewal/addition of these terms and conditions takes effect.
  5. The risk of the system being inaccessible when the Customer is about to make a transaction is possible. If there is a system failure or other transaction problem, Customer can contact Maybank Customer Care 24 hour service at 1500611 or +622178869811 (from abroad) or e-mail to customercare@maybank.co.id (Monday - Friday at 08:00 – 20:00 Western Indonesia Time and Saturday - Sunday at 08:00 – 17:00 Western Indonesia Time).
  6. The risk of the Customer's gold transactions failing due to not complying with the provisions (including but not limited to the terms and conditions of the Pegadaian gold transactions, the applied limit provisions for Pegadaian Gold transaction, the provisions of the applied laws and regulations). If the transaction failed/rejected by the system, the Customers are expected to make a transaction that complies with the applied terms and conditions.
  7. Customers cannot reactivate Pegadaian Gold Savings if the cause of it being inactive is due to the gold balance available is not enough to pay the annual custody fee. If Customers wish to be able to make gold transactions again, Customers must follow the process of opening a new Pegadaian Gold Savings. 

Terms & Conditions Pegadaian Gold Savings

Terms and Condition of Pegadaian Gold Savings Transaction
Terms and Condition of Pegadaian Gold Savings Transaction on M2U ID App
FAQ Pegadaian Gold Savings

Product Summary Information

SEE MORE

Latest Article

SEE ALL

LIFESTYLE

Tips and How to Investing in Gold Periodically Through M2U ID App


GUIDANCE

Infographic: The Ease of Digital Gold Investment in Pegadaian Gold Savings via M2U ID App


TIPS

Benefits and How to Invest in Pegadaian Gold for Beginners


LIFESTYLE

Benefits and How to open Pegadaian Gold Savings on M2U ID App

  • maybank logo
  • Maybank Indonesia | The Ease of Financial Transactions in Just One Click Away
  • MAYBANK PREMIER
  • Investment
  • Pegadaian Gold Savings

DIGITAL SOLUTIONS

360 Digital Wealth
M2U ID App
M2U ID Web
Maybank ATM
M2U ID App Features
Promotions
Hello M2U
How to transact
Fees & Charge
Terms & Conditions
Security and Privacy M2U
FAQ

DEPOSITS

Savings Account
Current Account
Time Deposit
Maybank Savings Account Promotions
Fees & Charge
Rates

CREDIT CARD

Apply Now
myTREATS Newsletter
Credit Card Promotion
General Information
Treats Points
Treats Points
Fees and Charges
Insurance Credit Card

LOANS

Mortgage iB
Premier Reward
Mortgage
Multifunction Loan
Multifunction iB
Car Loan
Motorcycle Loan
Fees & Charges
Rates

MAYBANK PREMIER

Debit Premier
Edlink+ConneX
Maybank Premier
Maybank Privilege
Customer Data Update
Maybank RDN - Customer Fund Account
Investment
Maybank KPM Premier
Bancassurance

SHARIA

Desaku Berqurban dan Superqurban
Shariah Wealth Management
Simpanan Syariah
Maybank iB Savings Account Promotions
Hajj and Umrah
Zakat, Infaq & Sadaqah
Sharia Business
Property Financing iB
Car Financing iB
Motorcycle Financing iB
Profit Sharing
Shariah Leaders Forum

OTHERS

Apply Online
Customer Support

Japan Desk
Promotion
Contact Center
News & Announcements
KPM Privilege
Locate Us
Refer a Friend
Fees & Charges
Rates Information
Maybank Basic Credit Interest Rate
Customer Education
External Link
Whistle Blowing
Security Privacy and Policy
Social Media Community Guidelines

ABOUT MAYBANK INDONESIA

Board of Commissioners
Directors
Sharia Supervisory Board
Corporate Governance
Investor Relation
CSR
Structure
Awards

CAREER

Why Maybank
Join Us
Human Capital Awards
Instagram Youtube Facebook Twitter
About Contact Us Site Map
PT Bank Maybank Indonesia Tbk is a Bank licensed and supervised by OJK & Bank Indonesia and LPS. PT Bank Maybank Indonesia Tbk is a guarantee participant in the LPS. The maximum deposit guarantee value per Customer per bank is IDR2 billion. To find out the applicable LPS interest rates, please CLICK HERE

Select Country

  • Indonesia
    Indonesia
  • Malaysia
    Malaysia
  • Singapore
    Singapore
  • Philippines
    Philippines
  • Cambodia
    Cambodia

Please wait a moment...   pre-loader

Enter your username
to start online banking

Login
Forgot username/password?
Don't have an account? Register Here
 

Corporate Online Services