|Customer||Interest Rate / Month*||Provision**|
|12 Months||24 Months||36 Months||48 Months||60 Months|
*The interest rate calculation is a flat annuity with fixed installments per month which the principal amount and interest changes every month. Interest rate is not applicable for Top Up and Reinstantement. Terms for interest rate are subject to change in accordance to bank policy with prior notice to Customers which fit into POJK terms.
**Minimum provision fee is IDR 250,000 and deducted directly from the fund which is disbursed to the account.
***The payroll Customers are invited by the Bank with terms and criteria as determined by the Bank.