• maybank
    DIGITAL SOLUTIONS
  • lock
    LOGIN M2U

Quick Link

Contact Us Locate Us Maybank Credit Card Online Banking
id - en
About Maybank Career News & Announcement Apply Online Promotion Digital Solutions
dummy-side-banner-1 PRIVILEGE dummy-side-banner-1 PREMIER SYARIAH
Indonesia
Indonesia
BACK

Kredit Tanpa Agunan

Kredit Tanpa Angunan

Customer Interest Rate / Month* Provision**
12 Months 24 Months 36 Months 48 Months 60 Months
Regular Customer 1.49% 1.59% 1.69% N/A N/A 3.50%
Payroll customer 0.79% 0.89% 0.99% 1.09% 1.19% 1.5%

*The interest rate calculation is a flat annuity with fixed installments per month which the principal amount and interest changes every month. Interest rate is not applicable for Top Up and Reinstantement. Terms for interest rate are subject to change in accordance to bank policy with prior notice to Customers which fit into POJK terms.

**Minimum provision fee is IDR 250,000 and deducted directly from the fund which is disbursed to the account.

***The payroll Customers are invited by the Bank with terms and criteria as determined by the Bank.

Maybank KTA repayment provisions

No

Remaining Installments

The nominal that must be paid by the customer

Expedited Repayment Administration Fee

1

≤ 6x Installments

  • Installments Due +
  • 5% x remaining principal outstanding +
  • Other costs such as interest and late fees (if any).

-

2

7 – 24x Installments

  • Installments Due +
  • 6% x Remaining Principal Debt that is not yet due +
  • Other costs such as interest and late fees (if any).

IDR250,000.

3

> 24x Installments

  • Installments Due +
  • 6% x Remaining Principal Debt that is not yet due +
  • Other costs such as interest and late fees (if any).

IDR300,000.

Additional Terms & Conditions for Maybank KTA:

  1. For each installment that is late paid by the Customer, a late interest rate of 5% x the installment value will be charged.
  2. For each installment that is late paid by the Customer, a late fee of IDR100,000 will be charged.
  3. Maybank KTA restructuring fee is 2% x remaining principal amount or a minimum of IDR200,000.
  4. The aforementioned provisions do not apply to Maybank & consolidated Employees / Maybank subsidiaries, but refers to the terms & conditions of the facility as Maybank Employees.

Special Conditions

No

Information

Expedited Repayment Administration Fee

1

Customers who participate in the Maybank KTA Covid Relief Scheme program.

There are no administrative fees if the Maybank KTA loan is repaid before the agreed period.

2

Customers who take part in the restructuring program on the Maybank Credit Card and Maybank KTA.

Administration fee is not charged if the restructuring is paid before the agreed period.

  • maybank logo
  • Home
  • LOANS
  • Rates
  • Kredit Tanpa Agunan

DIGITAL SOLUTIONS

360 Digital Wealth
M2U ID App
M2U ID Web
Maybank ATM
M2U ID App Features
Promotions
Hello M2U
How to transact
Fees & Charge
Terms & Conditions
Security and Privacy M2U
FAQ

DEPOSITS

Savings Account
Current Account
Time Deposit
Maybank Savings Account Promotions
Fees & Charge
Rates

CREDIT CARD

Apply Now
myTREATS Newsletter
Credit Card Promotion
General Information
Treats Points
Fees and Charges
Insurance Credit Card

LOANS

Personal Loan
Mortgage iB
Mortgage
Multifunction Loan
Multifunction iB
Car Loan
Motorcycle Loan
Fees & Charges
Rates

Maybank Premier

Debit Premier
Edlink+ConneX
Education 10x
Maybank Premier
Maybank Privilege
Investment
Bancassurance

SHARIA

Simpanan Syariah
Maybank iB Savings Account Promotions
Hajj and Umrah
Zakat, Infaq & Sadaqah
Sharia Business
Property Financing iB
Car Financing iB
Motorcycle Financing iB
Profit Sharing
Shariah Leaders Forum

OTHERS

Apply Online
Promotion
Customer Support
News & Announcements
Locate Us
Privilege
Refer a Friend
Contact Us
Fees & Charges
Rates Information
SBDK
Customer Education
External Link
Whistle Blowing
Security Privacy and Policy

ABOUT MAYBANK INDONESIA

Board of Commissioners
Directors
Sharia Supervisory Board
Corporate Governance
Investor Relation
CSR
Structure
Awards

CAREER

Why Maybank
Join Us
Human Capital Awards
Instagram Youtube Facebook Twitter
About Contact Us Contact Us Site Map
© 2022. PT Bank Maybank Indonesia Tbk is a Bank licensed and supervised by OJK and LPS.

Select Country

  • Indonesia
    Indonesia
  • Malaysia
    Malaysia
  • Singapore
    Singapore
  • Philippines
    Philippines
  • Cambodia
    Cambodia

Please wait a moment...   pre-loader

Enter your username
to start online banking

Login
Forgot username/password?
Don't have an account? Register Here
 

Corporate Online Services