Credit Property

Primary

Secondary

Take Over + Top Up

Interest Rate
4.25% fixed 3 years, minimum tenure 10 years
4.50% fixed 3 years, minimum tenure 8 years
4.75% fixed 3 years, minimum tenure 7 years
5.75% fixed 3 years, minimum tenure 5 years
4.50% fixed 5 years, minimum tenure 12 years
5.75% fixed 5 years, minimum tenure 10 years
7.15% fixed 5 years, no minimum tenure
7.00% fixed 8 years, minimum tenure 15 years
7.25% fixed 8 years, minimum tenure 10 years
8.00% fixed 10 years, minimum tenure 17 years
8.50% fixed 10 years, minimum tenure 15 years
8.95% fixed 10 years, no minimum tenure

Fix & Fix Rate
First Fixed Rate	Next Fixed Rate	Minimum tenure (years)
7.00% fixed 5 years	9.75% fixed the rest of tenure	10
7.00% fixed 10 years	9.55% fixed 10 years	20

Fix & Fix Rate = 2 period fixed rate

Interest Rate (For Credit Limit ≥ IDR1 billion)	Interest Rate (For Credit Limit < IDR1 billion)
4.50% fixed 3 years, minimum tenure 8 years	4.75% fixed 3 years, minimum tenure 8 years
4.75% fixed 3 years, minimum tenure 7 years	5.00% fixed 3 years, minimum tenure 7 years
5.75% fixed 3 years, minimum tenure 5 years	6.00% fixed 3 years, minimum tenure 5 years
4.50% fixed 5 years, minimum tenure 12 years	4.75% fixed 5 years, minimum tenure 12 years
5.75% fixed 5 years, minimum tenure 10 years	6.00% fixed 5 years, minimum tenure 10 years
7.15% fixed 5 years, no minimum tenure	7.40% fixed 5 years, no minimum tenure
7.25% fixed 8 years, minimum tenure 10 years	8.00% fixed 8 years, minimum tenure 10 years
9.99% fixed 10 years, no minimum tenure	10.25% fixed 10 years, no minimum tenure

Fix & Fix Rate
First Fixed Rate	Next Fixed Rate	Minimum tenure (years)
7.00% fixed 5 years	9.75% fixed the rest of tenure	10
7.00% fixed 10 years	9.55% fixed 10 years	20

Fix & Fix Rate = 2 period fixed rate

Interest Rate (For Credit Limit ≥ IDR1 billion)	Interest Rate (For Credit Limit < IDR1 billion)
4.50% fixed 3 years, minimum tenure 8 years	4.75% fixed 3 years, minimum tenure 8 years
4.75% fixed 3 years, minimum tenure 7 years	5.00% fixed 3 years, minimum tenure 7 years
5.75% fixed 3 years, minimum tenure 5 years	6.00% fixed 3 years, minimum tenure 5 years
4.50% fixed 5 years, minimum tenure 12 years	4.75% fixed 5 years, minimum tenure 12 years
5.75% fixed 5 years, minimum tenure 10 years	6.00% fixed 5 years, minimum tenure 10 years
7.15% fixed 5 years, no minimum tenure	7.40% fixed 5 years, no minimum tenure
7.25% fixed 8 years, minimum tenure 10 years	8.00% fixed 8 years, minimum tenure 10 years
9.99% fixed 10 years, no minimum tenure	10.25% fixed 10 years, no minimum tenure

Fix & Fix Rate
First Fixed Rate	Next Fixed Rate	Minimum tenure (years)
7.00% fixed 5 years	9.75% fixed the rest of tenure	10
7.00% fixed 10 years	9.55% fixed 10 years	20

Fix & Fix Rate = 2 period fixed rate