Invite your business partners or colleagues to join the Maybank Giro iB program, get referral fee up to IDR1,000,000 for every successful referral.

Period 1 July – 31 December 2026

Get additional benefits:

• Extra transaction and extra banking by joining Maybank Business Giro iB program. More info click here 

Commission calculation as follows:

1. The calculation of commission per Customer is as follows:

b. Additional Commission

• If the referrer refers at least 3 eligible new Customers, then at the end of the program period will get additional commission of IDR300,000.
• This additional referral fee reward does not apply multiples.
  Example:
  Customer A refers 5 colleagues to open Maybank Giro iB and the referred colleagues have an average balance of 1 month since account opening of min. Rp10 million. This means that Customer A will get a commission of IDR1 million (5 x IDR200,000). The Customer will also get an additional referral fee at the end of the program period for referring min. 3 new Customers worth IDR300,000 (calculated from the first 3 new Customers referred).

Commission Terms and Conditions for Referrals:
How to get commission:

• Invite your business partners or colleagues to open Maybank Giro iB (valid for prospective Customers who do not have Maybank Giro/ Giro iB).
• Referrer informs the data of prospective Customers who will be referred to the Maybank Officer.

Various benefits from Maybank Business Giro iB to support Customer's business needs.

Other Terms and Conditions:

• Customers will continue to receive the applicable profit-sharing rate on their savings in accordance with the prevailing profit-sharing rate terms and conditions.
• After being declared eligible or having fulfilled the applicable terms and conditions, the referrer will receive a commission, which will be credited to the referrer’s Maybank Tabungan iB/Giro iB account within a maximum of 30 working days after the eligibility requirements for commission per referral have been met. Any additional commission will be credited no later than 31 March 2027. If the date falls on a public holiday, the crediting will be made on the next working day.
• The commission value given is in nett amount, taxes are borne by Maybank Indonesia.
• The commission given comes from the Bank's source of funds and is not part of the Customer's profit sharing.
• The provision of this reference uses the Ju'alah Agreement. A Ju'alah contract is a promise or commitment (iltizam) to provide a certain reward ('iwadh/'jul) for the attainment of results (natijah) determined from a job. Based on the Ju'alah Agreement, PT Bank Maybank Indonesia, Tbk acts as Ja'il (the party that promises to pay certain rewards (ju'l) for the achievement of work results (natijah) specified by PT Bank Maybank Indonesia, Tbk in the Terms and Conditions of the Maybank Giro iB referral program and the referrer acts as Maj'ullah (the party who performs Ju'alah)
• PT Bank Maybank Indonesia Tbk has the right to cancel, postpone, extend or terminate this program beforehand; vary, delete, or add one of the terms and conditions of the absolute decision by giving notice according to the applicable provisions and will be informed at maybank.co.id
• PT Bank Maybank Indonesia Tbk at any time based on its sole discretion has the right to disqualify any Customer who is proven or indicated to have committed fraud, violated the applicable laws and regulations and/or performed other intentional manipulations in connection with the implementation of the program.