Enjoy a secure investment with added benefits and privileges through Maybank Indonesia. Please review the SBR015 Retail Sukuk offering information carefully before investing.

SBR015 is not a banking product issued by Maybank Indonesia. Maybank Indonesia is one of the distribution partners for Retail Sukuk appointed by the Ministry of Finance of the Republic of Indonesia.

Terms and Conditions

• The SBR015 offering period runs from 28 September to 22 October 2026, or may end earlier if the national quota has been fully subscribed.
• Customers may purchase SBR015-T2 and/or SBR015-T4, with the following details:

  Tenure	Coupon
  T2	6.75% p.a.
  T4	6.85% p.a.

• The return on SBR015 is floating with a minimum coupon rate (floating with floor) and is paid monthly in accordance with the applicable schedule and terms.

For more information about SBR015

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• Funds participating in the program must be fresh funds. Fresh funds are defined as:
  1. New funds deposited in cash and not transferred from another Maybank account, or
  2. New funds received through an incoming transfer from another bank.
• The additional interest will only be calculated based on the monthly average balance of up to a maximum of IDR1,000,000,000 (one billion rupiah). Any monthly average balance exceeding this maximum amount will not be included in the additional interest
• Regular interest and additional interest will be credited separately to the Customer's account, in accordance with the applicable crediting schedule for each interest.
• Program is not valid for Maybank Premier Customers
• Customers will continue to receive the applicable interest rate as stipulated.
• The rewards are provided by Maybank from its own funds and do not form part of the Customer's profit-sharing.
• PT Bank Maybank Indonesia Tbk reserves the right to amend, remove, or add to the terms and conditions of this promotional program at any time. Any changes and/or updates to the program's terms and conditions will be announced on Maybank's official website at www.maybank.co.id.
• PT Bank Maybank Indonesia Tbk reserves the right, at its sole discretion, to disqualify customers from this program if any indication or evidence of fraud, violation of applicable laws and regulations, and/or other intentional manipulative actions is discovered in connection with participation in the program.