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Rate up 6.25% p.a & cashback up to IDR30,000 from opening a Maybank Deposit & Maybank QR Pay transaction via M2U ID App

Optimize your savings with Maybank Online Time Deposit via the M2U ID App (mobile banking) or M2U ID Web (internet banking), and enjoy special interest rates of up to 6.25% p.a. for IDR deposits or up to 4.00% p.a. for USD deposits. Sharia-compliant time deposits are also available.

Shop, dine out, buy coffee, or grab snacks in Indonesia and Malaysia and enjoy convenient payments with Maybank QR Pay via the M2U ID App, plus cashback of up to IDR30,000. To qualify, make at least 3 Maybank QR Pay transactions via the M2U ID App, with a minimum transaction amount of IDR100,000 per transaction.
Valid at all merchants displaying the QRIS logo in Indonesia or the DuitNow logo in Malaysia.

Rate = Interest Rate / Indicative Return
p.a. = Per Annum / Per Year

Period program 1 – 31 October 2026

Save and make QR Pay transactions via M2U ID App now!

Log in to the M2U ID App

How to join the program

 

Make sure you already have Maybank/Maybank iB Savings Account

If haven’t, download M2U ID and open Maybank/Maybank iB Savings Account via M2U ID App

M2U ID App Registrasion Guide Info on Maybank U/U iB Savings M2U ID App info

 

Opening a Maybank Deposit through the M2U ID App in either IDR or USD currency.

Guide to Opening a Maybank Deposit:

 

Make at least 3 Maybank QR Pay transactions, with a minimum transaction amount of IDR100,000 per transaction.

QR Pay Guide

Terms & Conditions

Terms and Conditions for Special Rates of Up to 6.25% p.a on Maybank Time Deposits / Sharia Time Deposits (Deposito iB):

  • Applicable to individual Customers who open a Maybank Time Deposit / Sharia Time Deposit (Deposito iB) online via the M2U ID App/Web in IDR or USD. This offer does not apply to Maybank Time Deposits / Sharia Time Deposits opened at Maybank branches.
  • Customers must have a Maybank Tabungan U / Tabungan iB account to serve as the source of funds and the receiving account upon maturity of the Maybank Time Deposit / Sharia Time Deposit.
  • The special rates offered are as follows:
    1. IDR
      IDR 1 month 3 month 6 month 12 month
      >= Rp10 million 4.75% 6.00% 6.25% 6.25%
    2. USD
      USD 1 month 3 month 6 month 12 month
      >= USD 2,000 3.25% 3.75% 4.00% 4.00%
  • If Customers select the automatic renewal (rollover) instruction for their Maybank Time Deposit / Sharia Time Deposit, the applicable interest rate / indicative return upon renewal will be the rate in effect at the time of renewal.
  • Before confirming the opening of a Maybank Time Deposit / Sharia Time Deposit, Customers should ensure that the displayed interest rate / indicative return is correct. The deposit will be opened at the rate confirmed by the Customer at the time of the transaction.
  • Special rates are subject to change at any time. Any updates will be announced on the official Maybank Indonesia website at www.maybank.co.id

Terms and Conditions for Cashback of Up to IDR30,000 on Maybank QR Pay Transactions via the M2U ID App

  • Applicable to Customers who make payments using Maybank QR Pay via the M2U ID App at any merchant displaying the QRIS logo in Indonesia or the DuitNow logo in Malaysia.
  • Customers will receive cashback of up to IDR30,000, subject to the following conditions:
    Min. Number of transactions Min. Amount/transactions (IDR) Quota Cashback amount (IDR)
    3 100,000 2.500 10,000
    6 1.000 20,000
    >=10 1.000 30,000

    Note: The quota is available to the first Customers who complete transactions in accordance with the terms and conditions above, on a first-come, first-served basis.

  • 1 Customer is eligible to receive a maximum of 1x cashback during period program.
  • Cashback not valid for multiples.
  • Cashback will be credited to the customer’s active Maybank Savings Account / Sharia Savings Account (Tabungan iB) denominated in Indonesian Rupiah (IDR) no later than the end of the month following the transaction.
  • Maybank QR Pay payments via M2U ID App can be made using funds from Maybank Credit Card or Maybank/Maybank iB Savings Account.

General Terms and Conditions:

  • PT Bank Maybank Indonesia Tbk reserves the right to cancel, postpone, extend, or terminate this program; vary, delete, or add any terms and conditions at its absolute discretion with prior notice as per applicable regulations, which will be informed at  www.maybank.co.id
  • PT Bank Maybank Indonesia Tbk reserves the right to disqualify Customers proven or suspected of fraud, violating applicable laws and regulations, and/or deliberate manipulation in relation to program implementation.

Save and Make Transactions Now

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  • Maybank Indonesia | The Ease of Financial Transactions in Just One Click Away
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  • Get Rate up 6.25% p.a & cashback up to IDR30,000

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PT Bank Maybank Indonesia Tbk is a Bank licensed and supervised by OJK & Bank Indonesia and LPS. PT Bank Maybank Indonesia Tbk is a guarantee participant in the LPS. The maximum deposit guarantee value per Customer per bank is IDR2 billion. To find out the applicable LPS interest rates, please CLICK HERE

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