Optimize your savings with Maybank Online Time Deposit via the M2U ID App (mobile banking) or M2U ID Web (internet banking), and enjoy special interest rates of up to 6.25% p.a. for IDR deposits or up to 4.00% p.a. for USD deposits. Sharia-compliant time deposits are also available.
Shop, dine out, buy coffee, or grab snacks in Indonesia and Malaysia and enjoy convenient payments with Maybank QR Pay via the M2U ID App, plus cashback of up to IDR30,000. To qualify, make at least 3 Maybank QR Pay transactions via the M2U ID App, with a minimum transaction amount of IDR100,000 per transaction.
Valid at all merchants displaying the QRIS logo in Indonesia or the DuitNow logo in Malaysia.
Rate = Interest Rate / Indicative Return
p.a. = Per Annum / Per Year
Period program 1 – 31 October 2026
Save and make QR Pay transactions via M2U ID App now!
Make sure you already have Maybank/Maybank iB Savings Account
If haven’t, download M2U ID and open Maybank/Maybank iB Savings Account via M2U ID App
M2U ID App Registrasion Guide Info on Maybank U/U iB Savings M2U ID App info
Opening a Maybank Deposit through the M2U ID App in either IDR or USD currency.
Make at least 3 Maybank QR Pay transactions, with a minimum transaction amount of IDR100,000 per transaction.
Terms and Conditions for Special Rates of Up to 6.25% p.a on Maybank Time Deposits / Sharia Time Deposits (Deposito iB):
| IDR | 1 month | 3 month | 6 month | 12 month |
| >= Rp10 million | 4.75% | 6.00% | 6.25% | 6.25% |
| USD | 1 month | 3 month | 6 month | 12 month |
| >= USD 2,000 | 3.25% | 3.75% | 4.00% | 4.00% |
Terms and Conditions for Cashback of Up to IDR30,000 on Maybank QR Pay Transactions via the M2U ID App
| Min. Number of transactions | Min. Amount/transactions (IDR) | Quota | Cashback amount (IDR) |
| 3 | 100,000 | 2.500 | 10,000 |
| 6 | 1.000 | 20,000 | |
| >=10 | 1.000 | 30,000 |
Note: The quota is available to the first Customers who complete transactions in accordance with the terms and conditions above, on a first-come, first-served basis.
General Terms and Conditions: