Conditions valid until 9 September 2026

• Any monthly bill payments, including Maybank XBill.
• Maybank XCash and Balance Conversion.
• QR transactions using Maybank Credit Card as the source of funds.
• Payments, whether made online or offline, including online tax payments, customs duties, immigration fees, BPJS contributions, or other transactions classified under Merchant Category Codes (MCC) 9311 (Tax Payments) and 9399 (Government Services).
• Payment transactions, both online and offline, including the following categories: electricity, drinking water, or other transactions included in Merchant Category Code (MCC) 4900 (utilities), with a transaction value above IDR10,000,000 per card.

• Any monthly bill payments, including Maybank XBill.
• Maybank XCash or cash advance and transaction-to-installment conversions/Balance Conversion.
• QR payments funded using a Maybank Credit Card.
• Payment transactions, both online and offline, including the following categories:
  1. Online taxes, customs, immigration fees, BPJS, or other transactions classified under Merchant Category Code (MCC) 9311 (tax), and 9399 (government services), 9211 (Court Costs), and MCC 9222 (Fines).
  2. Electricity, drinking water, or other transactions classified under Merchant Category Code (MCC) 4900 (utilities) with a transaction value above IDR10,000,000 per card.
  3. Merchants that sell prepared food and beverages intended for immediate consumption, or other transactions classified under Merchant Category Code (MCC) 5814 (Fast Food Restaurants).
  4. Charitable Organizations, or any other transactions classified under Merchant Category Code (MCC) 8398 (Charitable and Social Service Organizations).
  5. Fuel Stations, or any other transactions classified under Merchant Category Code (MCC) 5541 (Fuel Stations) and MCC 5542 (Automated Fuel Dispensers).
  6. Parking Services, or any other transactions classified under Merchant Category Code (MCC) 7523 (Parking Lots, Parking Meters, and Garages).
  7. Wholesale Clubs, or any other transactions classified under Merchant Category Code (MCC) 5300 (Wholesale Clubs).
  8. Entertainment, or any other transactions classified under Merchant Category Code (MCC) 7994 (Video Game Arcades), 7841 (Video Rental Stores), and 7832 (Motion Picture Theaters).