01 April 2026

ANNOUNCEMENT

Dear Valued Customer,

In relation to the policy changes issued by Bank Indonesia under Board of Governors Regulation No. 7 of 2026 concerning Amendments to Board of Governors Regulation No. 11 of 2024 on Foreign Exchange Transactions, we hereby inform you that effective 1 April 2026, there will be an adjustment to the maximum limit of foreign exchange transactions in M2U ID App/M2U ID Web from previously equivalent to USD100,000 to USD50,000, in line with Bank Indonesia’s policy to maintain rupiah exchange rate stability and strengthen foreign exchange transaction risk management.

This change applies to all foreign exchange transaction services at Maybank through the M2U ID App (mobile banking), M2U ID Web (internet banking), M2E for Corporate Customers, and branch offices.

Changes to Non-LCS (Local Currency Settlement) Foreign Exchange Transaction Provisions in M2U ID App, M2U ID Web and M2E for Corporate Customer.

1. Below is a summary of the changes to non-LCS foreign exchange transaction provisions:

   No	Transaction Type	Valid Until 31 March 2026	Effective 1 April 2026
   1.	IDR (Rupiah) to Foreign Currency Transactions	Equivalent to USD100,000/month/Customer/bank Transactions via M2U ID App exceeding the equivalent of USD100,000/month/Customer are required to attach/upload underlying documents. Transactions via M2U ID Web cannot exceed the equivalent of USD100,000/month/Customer. Transactions via M2E exceeding the equivalent of USD100,000/month/Customer are required using Deal ID and need to attach/upload underlying documents.	Equivalent to USD50,000/month/Customer Transactions via M2U ID App exceeding the equivalent of USD50,000/month/Customer are required to attach/upload underlying documents. Transactions via M2U ID Web cannot exceed the equivalent of USD 50,000/month/Customer. Transactions via M2E exceeding the equivalent of USD50,000/month/Customer are required using Deal ID and need to attach/upload underlying documents.
   2.	Foreign Currency to Foreign Currency Transactions	Equivalent to USD100,000/transaction Transactions via M2U ID App exceeding the equivalent of USD100,000/transaction are required to attach/upload underlying documents. Transactions via M2U ID Web cannot exceed the equivalent of USD100,000/transaction. Transactions via M2E exceeding the equivalent of USD100,000/transaction are required using Deal ID and need to attach/upload underlying documents.	Equivalent to USD50,000/transaction Transactions via M2U ID App exceeding the equivalent of USD50,000/transaction are required to attach/upload underlying documents. Transactions via M2U ID Web cannot exceed the equivalent of USD50,000/transaction. Transactions via M2E exceeding the equivalent of USD50,000/transaction are required using Deal ID and need to attach/upload underlying documents.

2. Cross Currency transactions via M2E with a non-Today settlement date (Spot/Tomorrow/Forward) must use a Deal ID and attach/upload the underlying documents.

Foreign Exchange Transaction Service Provisions at Maybank Branches

1. Adjustments to the threshold for foreign exchange transactions that are not included in local currency transactions or Local Currency Transactions (Non-LCT) must be accompanied by the underlying transaction, with the details below:

   ADJUSTMENT DETAILS (USD/equivalent)
   No	Transaction Type	Buy		Sale
   		Valid Until 31 March 2026	Effective  1 April 2026	Valid Until 31 March 2026	Effective 1 April 2026
   1.	Tunai/ Today, Tomorrow & Spot	>USD100,000 per month per customer	>USD50,000 per month per customer	N/A	N/A
   2.	Forward; Domestic Non- Deliverable Forward (DNDF)	>USD100,000 per month per customer	>USD100,000 per month per customer	>USD5,000,000 per transaction	>USD10,000,000 per transaction
   3.	Swap	>USD5,000,000 per transaction	>USD10,000,000 per transaction	>USD5,000,000 per transaction	>USD10,000,000 per transaction
   4.	Cross Currency Swap (CCS); Option; Structured Product	>USD100,000 per month per customer	>USD100,000 per month per customer	>USD1,000,000 per transaction	>USD1,000,000 per transaction

2. Outgoing foreign currency transfers exceeding USD50,000.00 (Fifty Thousand United States Dollars) or its equivalent per transaction must be accompanied by an underlying transaction document.

For product and/or service information available 24/7, please contact Maybank Customer Care at 1500611 or +622178869811 (for overseas calls), or via email at customercare@maybank.co.id

Thank you.

Yours sincerely,
Maybank Indonesia