14 June 2024
Dear Valued Customer,
We hereby inform you that effective July 19, 2024, there will be changes to the Terms and Conditions for Pegadaian Gold Savings and Terms and Conditions of Pegadaian Gold Savings Transactions on M2U ID App. These changes are related to the addition of a new feature, "Gold Pick Up," which can be utilised by customers who have already opened and hold a balance in their Pegadaian Gold Savings account.
Below are the changes of Terms and Conditions of Pegadaian Gold Savings that will be applied.
No |
Items |
Previous Terms and Conditions |
New Terms and Conditions |
1 | Article 1 Definition |
Transaction is any kind of activity that impacts the addition and subtraction of the |
Transaction is any kind of activity that impacts the addition and subtraction of the gold balance, including selling gold, purchasing gold, pick-up gold orders conducted by the Customer, receiving gold rewards, and other activities, such as account blocking and closing; |
2 | Article 3 |
Not Started |
Pegadaian has the rights to cancel Customer’s transaction and reverse/withdraw Customer’s gold balance for gold purchase/gold pick up transaction and/or reverse/return Customer’s gold balance for selling transaction if after investigation and checking conducted by Pegadaian/Maybank the transaction is not valid due to system failure/disruption and/or other disruptions that happen in Pegadaian/Maybank. |
3 | Article 9 |
The required documents that the Customer’s heirs must bring for the closing of Pegadaian Gold Savings account are as follows:
|
The required documents that the Customer’s heirs must bring for the closing of Pegadaian Gold Savings account are as follows:
Pegadaian Gold Savings account closing required documents stated in point b (1) to b (5) must be legalized by notary. |
Below are the changes of Terms and Conditions of Pegadaian Gold Savings Transactions on M2U ID App (Mobile Banking) that will be applied.
No |
Items |
Previous Terms and Conditions |
New Terms and Conditions |
1 | Definition | Not stated |
M2U ID Web (internet banking) is a digital banking service provided by the Bank that can be accessed for checking gold balance, details of Pegadaian Gold Savings, transaction history of Pegadaian Gold Savings which were conducted on M2U ID App (mobile banking). Customer cannot open and make Pegadaian Gold Savings transactions on M2U ID Web (internet banking). |
2 | Gold Savings is gold owned by the Customer that was gained from using the Pegadaian Gold Savings feature on M2U ID App (mobile banking). The physical gold is stored by the Pegadaian |
Gold Savings is a gold product managed by PT Pegadaian (Persero) (“Pegadaian”) under the terms and conditions of gold transaction. |
|
3 | Not stated |
Pegadaian Gold Savings Transaction is any kind of activities that impact the addition and subtraction of gold balance coming from selling gold, purchasing gold, pick-up gold order that are conducted by the Customer, and gold rewards (if any). |
|
4 | Gold Savings Purchase on M2U ID App (mobile banking) | Not stated |
Customer can conduct Pegadaian Gold Savings recurring purchases on M2U ID App (mobile banking). These recurring purchase can be conducted after the Customer successfully registers for Pegadaian Gold Savings and makes the first purchase of Pegadaian Gold Savings are on M2U ID App (mobile banking). |
5 | Not stated |
Pegadaian Gold Savings recurring purchases can be conducted if the Customer’s source of fund balance is sufficient. If the recurring purchase fails, the system will deduct the Customer’s source of fund by the amount of the recurring purchase selected by the Customer on M2U ID App (mobile banking). |
|
6 | Not stated |
Customer can stop Pegadaian Gold Savings recurring purchases at any time on M2U ID App (mobile banking). |
|
7 | Customer Statements and Guarantees | The Customer agrees that the Bank has the right to change these Terms and Conditions by giving notification to the Customer 30 (thirty) working days before the changes to these Terms and Conditions take effect |
The Customer agrees that the Bank has the right to change these Terms and Conditions by giving notification to the Customer 30 (thirty) working days before the changes to these Terms and Conditions take effect. If the Customer does not agree to the changes of Terms and Conditions, the Customer can contact Bank/Pegadaian. If there is no rejection by the Customer, the Customer is deemed to agree to the changes of Terms and Conditions. |
8 | Others | Not stated |
Customer can only conduct Pegadaian Gold Savings transaction on M2U ID App (mobile banking) and cannot conduct Pegadaian Gold Savings transaction on other media/platforms including the Pegadaian outlet. |
9 | Not stated |
Customer understands if there is a system maintenance on M2U ID App (mobile banking) and M2U ID Web (internet banking) causing the Customer to be unable to access Pegadaian Gold Savings, the Customer can visit the Pegadaian Outlet where the Customer’s Pegadaian Gold |
Enjoy the convenience of saving gold digitally with Pegadaian Gold Savings via the M2U ID App.
For product information and/or 24/7 services, please contact Maybank Customer Care at 1500611 or +622178869811 (from overseas), or email to customercare@maybank.co.id (Monday – Friday at 08:00 AM - 08:00 PM Western Indonesia Time (WIB) and Saturday – Sunday at 08:00 AM – 05:00 PM Western Indonesia Time (WIB)).
Thank you
Best regards,
Maybank Indonesia
#MyBank