An Easy Way to Check Your Maybank TREATS Points via the M2U ID App

30 June 2026

Credit card use has now become part of the modern lifestyle, supporting a variety of daily needs. From shopping transactions and dining at restaurants to paying for other necessities, credit cards offer convenience as well as a range of additional benefits for their users.

One of the benefits of using a Maybank Credit Card is earning Maybank TREATS Points . Every eligible transaction made with a Maybank Credit Card earns points that can later be redeemed for a variety of attractive rewards.

Since points continue to accumulate through transactions, it’s important to regularly check your Maybank TREATS Points balance. That way, you can monitor your point accumulation on a regular basis.

Now, checking your Maybank TREATS Points is even more convenient through the M2U ID App (mobile banking). You can access your points information anytime, anywhere, right from your smartphone, making it easy to track the points earned from every Maybank Credit Card transaction.

What Are Maybank TREATS Points?

Maybank TREATS Points is a rewards program that rewards customers for certain transactions made using a Maybank credit card.

This program offers added value to credit card users, as each transaction provides additional benefits beyond the convenience of payment.

The more actively you use your credit card for retail transactions and installment purchases, the greater your chances of earning Maybank TREATS Points

What Are the Benefits of Regularly Checking Your Maybank TREATS Points?

Regularly monitoring your point balance offers various benefits, including:

1. Tracking Points Earned from Each Transaction
   

   By regularly checking your point balance, you can see how many points you’ve earned from your everyday credit card use.

2. Ensuring Transactions Are Properly Recorded
   

   Checking your points also helps ensure that eligible transactions have been included in your Maybank TREATS Points calculation.

3. More Convenient, No Need to Visit a Branch
   

   Through the M2U ID App, you can access all your points information directly on your smartphone without having to visit a branch or contact customer service.

How Can You Easily Check Your Maybank TREATS Points via the M2U ID App?

Now, checking your Maybank TREATS points is much easier and more convenient through the M2U ID App. You can view your point balance in just a few simple steps.

Here are the easy steps to view your Maybank TREATS Points via the M2U ID App:

1. Log in to the M2U ID App
2. Swipe the screen to access the Credit Card menu
3. Select the Maybank Credit Card you want to view
4. Tap the “MyTreats” menu

Once you’re in that menu, your Maybank TREATS Points balance will appear immediately, allowing you to track your points more easily and conveniently.

All Types of Maybank Credit Cards Can Check Maybank TREATS Points

The Maybank TREATS Points check feature on the M2U ID App is available for all types of Maybank credit cards. This makes it easy for you to monitor points from various cards you own in a single app.

With a practical and user-friendly interface, you can access your credit card information and view your point balance anytime as needed.

What Transactions Earn Maybank TREATS Points?

Maybank TREATS Points are earned from retail purchases and installment transactions made using a Maybank credit card, both offline and online.

Some examples of transactions that typically earn points include:

• Shopping at retail merchants
• Dining at restaurants
• Online shopping
• Payments for certain installment transactions

With regular use in everyday transactions, you can accumulate points faster and redeem them for various rewards.

Transactions That Do Not Earn Maybank TREATS Points

Although many transactions can earn points, there are certain types of transactions that are not included in the calculation of Maybank TREATS Points.

The following transactions do not earn Maybank TREATS Points:

• Maybank XBill for PLN, Telkom, and other fees
• Maybank XCash and Balance Conversion
• QR Pay transactions funded by a Maybank credit card
• Online and offline payment transactions for categories such as online taxes, customs duties, immigration fees, BPJS, or other transactions falling under Merchant Category Code (MCC) 9311 (taxes) and 9399 (government services).
• Payment transactions in the utilities category, such as electricity, drinking water, or other transactions under Merchant Category Code (MCC) 4900 (utilities), with a transaction value exceeding Rp10 million per card.

Understanding which types of transactions do not earn points can help you better understand how Maybank TREATS Points are accumulated.

Why Does the M2U ID App Make Managing Your Maybank Credit Card More Convenient?

The M2U ID App not only makes it easy for you to check your Maybank TREATS Points, but also helps you manage your Maybank credit card more conveniently all in one app.

Through this app, you’ll enjoy several benefits, such as:

• Monitoring your credit card information
• Viewing recent transactions
• Checking your statement
• Tracking your Maybank TREATS Points balance
• Accessing various credit card features more easily

This ease of access helps you manage your credit card usage more efficiently anytime, anywhere.

Check Your Maybank TREATS Points Regularly to Maximize Benefits

Maybank TREATS Points can provide additional rewards from your daily use of your Maybank credit card. Therefore, it’s important to regularly monitor your Maybank TREATS Points balance so you can make the most of the benefits you earn.

Now, checking your Maybank TREATS Points is even more convenient through the M2U ID App. With just a few simple steps, you can instantly view your point balance anytime, anywhere.

Let’s start earning Maybank TREATS Points and use the M2U ID App to track your reward points more easily and conveniently today!