Support Financial Inclusion Month by Making it Easy to Open a Savings Account

03 November 2025

Each October, Indonesia commemorates Financial Inclusion Month (BIK), initiated by the Financial Services Authority (OJK). For more than a decade, Financial Inclusion Month has been an important moment to raise public awareness of the importance of having access to financial products and services, especially savings products.

Savings are the first step for people in building a healthy financial foundation. By having savings, people can learn to manage their personal finances, plan for the future, and connect with various other financial services. However, challenges remain, especially for those who live in areas with limited access to conventional banking services. Not all regions have bank branches or adequate physical facilities.

Digital Technology as an Innovative Solution to Support Financial Inclusion

This is where digital technology plays a crucial role as a solution. Digital innovation bridges the gap between the public and financial services, including the process of opening a savings account.

Now, with the support of technology, opening a Maybank Tabungan/Tabungan iB account can be done online quickly, easily, and conveniently. The process, which previously required time and physical documents, can now be completed in minutes through a digital banking application.

This transformation is a concrete step by Maybank Indonesia in promoting financial inclusion by providing banking services that can be accessed anytime and anywhere.

One of the digital banking applications that provides online Maybank Tabungan/Tabungan iB account opening services is the M2U ID App, a mobile banking application from Maybank Indonesia.

Open a Maybank Savings Account/iB Savings Account Online via the M2U ID App

You can open a Maybank Savings Account/iB Savings Account online via the M2U ID App. You can choose between a Regular or Sharia savings account, depending on your needs. There is no need to visit a branch office as the process can be done via your mobile phone.

After successfully opening a Maybank Savings/iB Savings account, you can immediately activate your Secure2u passcode. This passcode functions like a transaction PIN that is used to verify and approve every financial activity in the app, so that the security of your transactions is maintained.

Maybank Indonesia, through the M2U ID App, is committed to supporting financial inclusion by providing comprehensive services. In addition to opening a Maybank Savings/iB Savings account online, several key services can be accessed through the M2U ID App, including:

• Real-time transfers between banks and other Maybank accounts.

• Payment of regular bills such as electricity, water, internet, telephone, BPJS, and credit installments.

• Top up e-wallets such as GoPay, OVO, DANA, ShopeePay, and LinkAja.

• QR Pay transactions, enabling payments at merchants by simply scanning a QR code.

• Mutual fund investments starting from IDR 100,000, helping users take small steps toward financial freedom.

• Digital gold purchases starting from IDR 10,000, making it easy for anyone to save gold without needing to buy in large quantities.

• Online applications for unsecured loans (KTA), without lengthy processes or physical documents.

Through these features, the M2U ID App provides opportunities for the public to use financial products according to their needs and build healthier and more planned financial habits.

Enjoy easy access to various features ranging from Maybank Savings/iB Savings, transactions, to online KTA applications through the M2U ID App.