Complete Guide to Converting Maybank Credit Card Transactions to Instalments

26 May 2025

In today's fast-paced digital era, the use of credit cards has become one of the most popular financial payment solutions. Credit cards not only offer convenience in transactions, but also provide various additional features that provide more value to its users. One of the most popular features is the facility to convert credit card transactions into fixed installments.

What is Credit Card Instalment Conversion?

Instalment conversion is the process of converting credit card transactions that were originally paid in full into installments with a certain tenor, such as 3, 6, 12, or even 24 months.

This feature can help us manage our cash flow every month because there are many needs that we have to fulfil with credit card payment options. With instalments, the monthly payment becomes lighter.

Maybank Credit Card Instalment Conversion Feature

Maybank presents an installment conversion feature to provide convenience for Maybank Credit Card holders. You can convert certain transactions into installments with flexible tenors as needed. This provides flexibility for users in managing their expenses without burdening monthly financial conditions.

Benefits of Maybank Credit Card Instalment Conversion Feature

1. More Affordable Payment

   Large transactions can be converted into light installments.

2. Flexible Tenure

   Users can choose an instalment period ranging from a few months to 36 months.

3. Competitive Interest

   Maybank offers instalments with low interest ranging from 0% to 24 months at various merchants.

4. Domestic and International Transactions

   Valid for domestic and international transactions.

Details of Maybank Credit Card Conversion Products and Services

• Instalment conversion can be done in 3 ways, namely through merchants directly, through M2U ID App and Maybank Customer Care at 1500611 or +622178869811 (from overseas).

• Minimum transaction that can be converted into instalments is IDR 500,000.

How to Convert Transactions into Instalments on Maybank Credit Card via M2U ID App

1. Login to M2U ID App

2. Swipe right on your account dashboard to go to Credit Card menu

3. Choose the Maybank Credit Card that you want to apply for instalment conversion

4. Select the ‘Convert Instalments’ tab

5. Choose the transaction that you want to convert to instalment

6. Choose the desired instalment tenor

7. You can also choose other transactions that you also want to convert to installments (optional). Then click ‘Next’

8. Read the terms & conditions. Click the checkbox to agree, then click ‘Next’

9. Verify and if it's correct click ‘Confirm’

10. Enter your Secure2u passcode

11. The instalment conversion request has been successfully processed
    
    You can see the complete information here.

Maybank Credit Card installment conversion feature provides financial flexibility for its users. With a variety of tenor options and ease of application, users can manage their expenses better. Let's take advantage of this feature through merchants, Maybank Customer Care or M2U ID App now!