Gold Prices Rise, Time to Invest or Wait First?

23 April 2025

Among the available investment instruments, gold investment remains a favourite choice. In the last 10 years, gold prices have shown a steady upward trend. Even when the world is hit by crises, ranging from pandemics, global inflation, to geopolitical tensions such as the trade war between the US and China. Gold remains a safe haven asset.

 source: macrotrends.net

Start Saving Gold Without Burden, Can start a small nominal.

There are still many people who think that gold investment requires large capital. Whereas now, anyone can start saving gold regularly with a small nominal, even starting from Rp10 thousand. Investing with small amounts like this also encourages healthy financial habits. You learn to set aside money regularly, and change the mindset that investing is not about the size of the capital, but about consistency.

Digital Gold Investment Made Easier

Now, you don't need to come to a gold shop or physically carry precious metals. Maybank Indonesia through M2U ID App (mobile banking), offers a digital gold investment feature that is safe, practical, and can be done directly from a mobile phone.

This feature is in collaboration with Pegadaian, so its credibility and security are guaranteed. Simply open the M2U ID App, select the ‘Gold Savings’ menu, and start buying gold digitally starting from Rp10,000. It's as easy as opening an online shopping application.

Some of the advantages of the Pegadaian Gold Savings feature on the M2U ID App include:

• Access Pegadaian Gold Savings features, anytime and anywhere.

• Transparent and real-time pricing, so you can choose the best time to buy.

• Safe and reliable, because it collaborates with Pegadaian and is integrated with the Maybank banking system.

• No need to worry about loss because everything is stored in digital form.

• You can apply for physical gold printing from the digital gold you have with the Take Physical feature.

With this feature, you can start investing in digital gold without having to think about storage, precious metal authenticity, or risk of loss. Everything is organised efficiently through the M2U ID App.

In addition, you can make arrangements to buy gold regularly. Not only affordable, gold savings are also very flexible. You can top up at any time, or even strategise to save regularly every month. In the long run, the results will be significant.

How to Save Digital Gold Routinely on M2U ID App

Not only one-time purchases, M2U ID App also supports the habit of saving gold regularly. You can set aside funds on a monthly or weekly basis according to your ability, and buy gold regularly. This method is perfect for those of you who want to build an investment portfolio without feeling burdened.

1. Login M2U ID App
2. On the Home Page, click on the menu icon (3 lines icon) on the top left of your account display page./li>
3. Choose Set Routine Transactions
4. Click ‘Add routine transaction’ and select purchase
5. On the routine transaction page, fill in the name of your routine transaction and select Purchase Type ‘Pegadaian Gold’
6. Complete your routine transaction information for periodic gold purchases such as the source of funds account selected for periodic debiting, purchase amount, purchase frequency ‘every week/month’, and date/day of debiting
7. Read and tick to agree to all terms then click ‘Next’.
8. Verify your Transaction details and click ‘Confirm’
9. Enter your Secure2u passcode
10. Your regular gold purchase transaction is successful

Complete information on how to save gold regularly on the M2U ID App can be found here.

Advantages of digital gold investment:

• Stabil dan relatif aman

Emas dikenal sebagai aset yang tahan terhadap inflasi dan gejolak pasar. Saat kondisi ekonomi tidak menentu, harga emas justru cenderung naik.

• Stable and relatively safe

Gold is known as an asset that is resistant to inflation and market turmoil. When economic conditions are uncertain, gold prices tend to rise.

• No need for big capital

Nowadays, investing in gold doesn't have to be a big investment. It can even be started from an affordable purchase.

• Flexible & liquid

Easy to withdraw at any time when needed, without having to wait for maturity or find a buyer.

• Form of diversification

Keeping gold as part of an investment portfolio helps reduce risk as not all assets are dependent on the stock or bond markets.

If you've been spending your money on consumption, it's time to redirect your financial flow to things that add long-term value such as digital gold. Let's plan for a more stable financial future. Open Pegadaian Gold Savings on M2U ID App and start saving digital gold now!