Financial freedom with Sukuk Negara. Invest in SBN SR021 on M2U ID App now!

30 August 2024

SBN SR021 on M2U ID App now

SR021 Investment through M2U ID App

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SR021 is released, make your financial independence a reality!

Achieving financial independence is a dream of many, and it is not impossible to achieve. One effective way to realize this goal is by managing your finances wisely through the purchase of the right investment products. One investment product option worth considering is Retail Sukuk (SR) Series SR021. This product is part of Government Securities (SBN) issued by the Indonesian government and this time comes with an offering period from August 23 to September 18, 2024. SR021 offers various benefits, including the option of a fixed coupon and an attractive tenor. Available in 2 types that can be selected according to your financial needs, as follows :

SR021-T3

SR021-T5

3-year tenor with a return of 6.35% per annum 5-year tenor with a return of 6.45% per annum

As an investment instrument, SR021 not only provides financial benefits, but also gives you the opportunity to contribute to the country's development. In addition, SR021 can be traded in the secondary market, providing additional flexibility for investors to withdraw their funds.

What is the fixed coupon reward of SR021?

The main attraction of SR021 is the fixed coupon, also known as fixed coupon. What is a fixed coupon? In a nutshell, it means that the amount of coupon or reward you will receive will not be affected by benchmark interest rates in the market. Even if interest rates rise or fall during the investment period, the rewards you get will remain stable. This is one of the advantages that provides certainty for investors, especially in the midst of uncertain market conditions. By choosing SR021, you don't have to worry about market volatility that could affect your investment income.

Advantages of SR021 towards financial independence

SR021 is considered a smart choice to achieve financial independence for several reasons, including:

1. Secure

SR021 investment is intended for Indonesian citizens (WNI). Therefore, by choosing SR021 your investment will be 100% guaranteed by the state through the applicable law, so that the security of its investment is very guaranteed.

2. Affordable

You can start to invest in SR021 with a nominal starting from Rp1 million.

3. Fixed Coupon Rewards

SR021 provides a fixed coupon reward facility that ensures you get a stable income even when the economy is unstable.

4. Easy to Trade

SR021 investments can be traded in the secondary market. In the secondary market, you can sell or buy SR021. You may have the opportunity to earn capital gains or profit more than the difference in purchase price when sold in the secondary market so that you can sell it before maturity if needed.

5. Sharia Investment

SR021 is a SBSN (Government Sharia Securities) instrument. Sharia investment is in accordance with the principles of Islamic economics and established by the National Sharia Council of the Indonesian Ulema Council (DSN-MUI), making it an ideal choice for investors who prioritize Sharia principles.

6. Contributing to the State

When you invest in SR021, you are supporting national development, as the funds raised from the SR issuance will be used to finance infrastructure and other development projects in Indonesia.


Get to know SR021, a smart investment for the future

SR021 is an investment product that is not only profitable, but also easily accessible to the public. Here is some important information about SR021 that you need to know:

Details

SR021T3

SR021T5

Bidding Period

August 23 - September 18, 2024 (As long as the National quota is still available with the bidding end time on September 18, 2024 at 10.00 WIB)

Settlement

September 25, 2024 (tentative)

Maturity

September 10, 2027

September 10, 2029

Minimum Holding Period

During 1 coupon payment (tradable starting November 11, 2024)

Minimum order

Rp1 Million and its multiples

Maximum Subscription

IDR 5 billion

IDR 10 billion

Reward Type

Fixed Coupon, compensation in the form of rent with a fixed amount of payment

Rate of Payments

6,35%

6,45%

First Payment Date

November 10, 2024 (long coupon)

Type of Akad

Through this contract structure, the proceeds from the issuance will be used to pay for the provision of Ijarah Asset To Be Leased objects based on a wakalah contract and a bai' contract. The reward comes from the profit of the investment activity in the form of rent (ujrah).

For more information about SR021, please visit Click here

SR021 Simulation, See Your Estimated Investment Return Here

To give you a clearer picture of the potential returns from SR021, here is a simple simulation based on the tenor and rewards offered. Here are the estimated returns that you can earn:

SR021-T3 simulation with a 3-year tenor and a fixed return of 6.35% per annum

Investment Amount

Tenor

Fixed return (%)

Estimated Return Per Year
*after 10% income tax deduction

IDR10 million

3

6,35%

IDR571.500,-

IDR100 million

3

6,35%

IDR5.715.000,-

IDR500 million

3

6,35%

IDR28.575.000,-

IDR1 billion

3

6,35%

IDR57.150.000,-

Simulation of SR021-T5 with a 5-year tenor and a fixed return of 6.45% per annum

Investment Amount

Tenor

Fixed return (%)

Estimated Return Per Year
*after 10% income tax deduction

IDR10 million

5

6,45%

IDR 571.500,-

IDR100 million

5

6,45%

IDR 5.715.000,-

IDR500 million

5

6,45%

IDR 28.575.000,-

IDR1 billion

5

6,45%

IDR 57.150.000,-


Buy SR021, More Practical with M2U ID App

To make it easier for you to invest, purchasing SR021 can be done practically through the M2U ID App. M2U ID App provides convenience for you to make purchases without having to come to the bank

How to buy SBN SR021

 

Perform SID Registration and e-SBN Registration via M2U ID App

To be able to start investing in SBN SR021, if you do not have SID and e-SBN, you need to register for SID and e-SBN registration. Complete information on SID registration and e-SBN registration via M2U ID App can be found on this page.

Start purchasing SBN SR021 via M2U ID App

  1. Login to the M2U ID App and click on the menu icon located on the top left corner of the account view
  2. Select 'Investment & Insurance'
  3. Click the yellow '+' button
  4. Select 'SBN'
  5. Select and click the yellow '+' button for the SBN product you want to order. Click (i) for detailed product info.
  6. Choose Fund Source from registered account
  7. Fill in the nominal value of the SBN order then click 'Next'
  8. Read and tick to agree to all terms then click 'Next'
  9. Verify your booking details then click 'Confirm & Request TAC'
  10. Enter your Secure2u passcode
  11. Your SBN booking is successful. Click 'Finish'

Enjoy Up to 0.20% Cashback by Buying on M2U ID App

In addition to getting investment benefits, it is even more profitable because you will get additional cashback of up to 0.20% or max. IDR 27.5 million for those who purchase SR021 during the early bird period (August 23 - September 5, 2024). Here are the details of the cashback period:

Purchase Period

SR021-T3

SR021-T5

Early Bird Cashback (August 23 - September 5, 2024)

0,15%

0,20%

Regular Cashback (September 6 - 18, 2024)

0,10%

0,15%

*Cashback will be credited to the Customer's purchase source account no later than October 31, 2024.

Simulation to Get Cashback up to Rp27.5 million

Get cashback up to Rp27.5 million, specifically for purchases during the early bird cashback period until September 5, 2024. But don't worry, you still have the opportunity to get cashback of up to Rp20 million with purchases during the period September 6 - 18, 2024.
 

Series

Max. Booking

Early Bird Cashback (August 23 - September 5, 2024)

Regular Cashback (September 6 - 18, 2024)

SR020-T3

IDR 5.000,000.000,-

IDR 7.500.000,-

IDR 5.000.000,-

SR020-T5

IDR 10.000.000.000,-

IDR 20.000.000,-

IDR 15.000.000,-

Max. Cashback Amount

IDR 27.500.000,-

IDR 20.000.000,-

Get financial freedom by buying SBN SR021 via M2U ID App. Download M2U ID App for easy investment at Maybank!