A lot of us often run out of money at the end of the month because we don't organize what we spend each month. Some of the unnecessary expenses sometimes disrupt our finances. To avoid this, you need to know how to effectively record and monitor expenses every month, so that you don't spend more than the funds that come in every month and can still set aside to realize future plans.

Managing finances is now more practical and easier by using the 360 Digital Wealth feature on the M2U ID App. This feature can be a solution for you to optimize your finances. Some of the features that you can utilize include the following:

• Manage and organize portfolios more easily

  Through this feature, you can see real time updates of all your asset and loan portfolio information at Maybank such as Savings, Deposits, Mutual Funds, Bancassurance, Pegadaian Gold Savings, Government Securities (SBN), Credit Cards, Loans, and Mortgages in just one application. In addition, for asset and loan portfolios outside Maybank, you can add your own other financial portfolios so that they can be monitored as a whole.

  You can see the complete guide information on this page.

• Financial planning

  You can easily create a financial plan and get simulations and product recommendations to realize your dreams. Determine the plan you want to achieve with a wide selection of investment products from Maybank.

  You can see the complete guide information on this page.

• Complete expense monitoring

  In the 360 Digital Wealth feature, you can choose an expense category to more easily organize and monitor all transactions made at Maybank. The transaction summary will be recorded neatly and categorized automatically and can be monitored for the spending period up to the last 6 months. You can also add expenses outside Maybank to monitor.

  To manage expenses in the 360 Digital Wealth feature via M2U ID App, you can follow these steps:

• Click on the “View Expenses” icon in the 360 Digital Wealth view.
• On this page there are the following features
  1. You can view expenses by month i.e. 1 month, 3 months or 6 months back.
  2. You can view recent expenses or by category, online, merchant or country.
  3. You can create new expenses if there are other transactions outside of transactions in the M2U ID App.
• Expense transactions recorded are payment/purchase transactions using Maybank Debit Card, Maybank Credit Card, Maybank QR Pay, and other payment/purchase transactions through M2U ID App.
• Click “Add Expenses” to add another transaction.

For complete information on how to manage expenses, please click this page.

Managing expenses is necessary regularly and routinely. With the 360 Digital Wealth feature via M2U ID can help you manage your finances properly and practically. Let's download M2U ID now and manage various financial expenses with one hand!