The Millennial Generation's Guide to Financial Management

19 January 2023

Save and Manage Your Money

Maybank U or U iB Savings Account

To live comfortably and have a secure future, millennials needs to manage their finances wisely. Not only to met all the needs but they must plan for the future. If finances are not properly managed, you will have difficulty meeting your needs. Hence, quality of life may also suffer.

But, there is no need to worry because Maybank offers Maybank U or U iB Savings Account which can help you manage your finances more flexibly so you can live your lifestyle while also planning for the future.

The Smart Savings feature is available with Maybank U or U iB Savings. This feature allows you to automatically separate your spending and savings funds.Thanks to this, you don't have to worry about not being able to save. U save, U spend, U earn, #UptoU!  Also, do not forget to activate your Maybank U or U iB Savings Account U Goal Saver or U Goal Saver iB account.

Furthermore, the Smart Spending feature on the Maybank U Savings or U iB Account will provide cashback benefits of 10% up to IDR 250,000 from total shopping transactions using Maybank Debit Cards/ QR Pay and bill payments (electricity/ water/ telephone/ cable TV) through the M2U ID App while maintain the monthly average balance. The More U Spend, The More U Save! The more frequently you use your Maybank Debit Card/QR Pay from Maybank Savings U or U iB to shop or pay, the more your Maybank Savings U or U iB Account balance will be added to your balance. To receive the benefits, make sure your U Goal Saver or U Goal Saver iB account is activated.

Aside from that, you can take advantage of various favorite merchants' promotions. This will allow you to continue living your current lifestyle without having to worry about your finances.

You don't have to worry about everyday financial transactions because you can withdraw cash for free from other banks' ATMs up to 30 times per month. Before making a transaction, you must maintain a minimum balance of IDR 500,000 per month. Maintaining a minimum balance of IDR 500,000 entitles you to free monthly admin fees and free online transfers to other banks via the M2U ID App/M2U ID Web, with a monthly limit of 10 transactions.

So, what are you holding out for? Open a Maybank U or U iB Savings account account and activate a U Goal Saver or U Goal Saver iB account. Your financial management could not be easier!