|No.||Feature||Maybank U/ U iB Savings Account||U Goal Saver/ U Goal Saver iB|
|4.||Minimum balance cannot be withdrawn||IDR50,000||-|
|5.||Monthly administration fee||-||-|
|6.||Fall below fee||IDR5,000||-|
|7.||Closing account fee||IDR50,000||IDR10,000*|
|8.||dormant account fee||IDR50,000||-|
|9.||Interest rate/ indicative rate of return||0.5% per annum||0.5% per annum|
|10.||Profit sharing ratio||5% (Customer) : 95% (Bank)||5% (Customer) : 95% (Bank)|
|11.||Tenor||-||3 month – 18 month|
|12.||Minimum nominal installment (monthly)||-||IDR100,000|
|Cash withdrawal||IDR10 million|
|Transfer between Maybank Account||IDR50 million|
|Interbank transfer (ATM)||IDR25 million|
|Interbank transfer (Maybank SMS+ Banking)||IDR25 million|
|Debit purchasing (use PIN)||IDR30 million|
|Maybank ATM||Cash withdrawal||Free|
|Transfer between Maybank Account||Free|
|Other Bank’s ATM||Cash withdrawal with balance before transaction ≥ IDR500,000||Free up to 30x.
Next transaction will be charged of IDR7,500.
|Cash withdrawal with balance before transaction < IDR500,000||IDR7,500|
|Transfer between Maybank Account||IDR7,500|
|Overseas||Cash withdrawal at MasterCard® ATM||IDR26,000|
|Cash withdrawal at MEPS ATM||IDR12,000|
|M2U ID App/M2U ID Web||Interbank transfer with balance before transaction ≥ IDR500,000||
Free of charge (max. 10x) per month*, then charged with the following details:
*Free charge of BI-FAST transaction fee will be effective 7 July 2023. Minimum amount of account balance before transaction + non-withdrawal minimum balance is based on terms of each product that refers to www.maybank.co.id/fee.
*Limit of free interbank online transfer transactions is calculated from the combined transaction of all savings account, which have same benefits i.e. Maybank U or U iB, MAKSI/ MAKSI iB, Payroll One/ Payroll One iB, Payroll Group/ Payroll Group iB, MyWadiah Savings Account & Maybank Indonesia Employee Payroll Savings Account.
|Maybank ATM/ Debit Card||Fee|
|Debit card for new Customer*||Free|
|Debit card replacement due to stolen, broken/ lost at ATM machine||IDR20,000|
|Expired Debit card replacement||Free|
* Customer will be charged of IDR20,000 for Maybank Debit/ ATM Card request fee via M2U ID App and fee will be credited to Customer in next month after additional debit card request is done.