Account Fee
| No. | Feature | Maybank U/ U iB Savings Account | U Goal Saver/ U Goal Saver iB |
|---|---|---|---|
| 1. | Initial deposit | - | - |
| 2. | Minimum deposit | - | - |
| 3. | Minimum balance | IDR500,000 | - |
| 4. | Minimum balance cannot be withdrawn | IDR50,000 | - |
| 5. | Monthly administration fee | - | - |
| 6. | Fall below fee | IDR5,000 | - |
| 7. | Closing account fee | IDR50,000 | IDR10,000* |
| 8. | dormant account fee | IDR50,000 | - |
| 9. | Interest rate/ indicative rate of return | 0.5% per annum | 0.5% per annum |
| 10. | Profit sharing ratio | 5% (Customer) : 95% (Bank) | 5% (Customer) : 95% (Bank) |
| 11. | Tenor | - | 3 month – 18 month |
| 12. | Minimum nominal installment (monthly) | - | IDR100,000 |
*Will be applied if closing account before maturity.
Transaction Limit
| Transaction | Limit/ day |
|---|---|
| Cash withdrawal | IDR10 million |
| Transfer between Maybank Account | IDR50 million |
| Interbank transfer (ATM) | IDR25 million |
| Interbank transfer (Maybank SMS+ Banking) | IDR25 million |
| Debit purchasing (use PIN) | IDR30 million |
Transaction Fee
| Transaction Network | Transaction | Fee |
|---|---|---|
| Maybank ATM | Cash withdrawal | Free |
| Balance inquiry | Free | |
| Transfer between Maybank Account | Free | |
| Interbank transfer | IDR7,500 | |
| Transfer (BI-FAST)* | IDR2,500 | |
| Other Bank’s ATM | Cash withdrawal with balance before transaction ≥ IDR500,000 | Free up to 30x. Next transaction will be charged of IDR7,500. |
| Cash withdrawal with balance before transaction < IDR500,000 | IDR7,500 | |
| Balance inquiry | IDR4,000 | |
| Transfer between Maybank Account | IDR7,500 | |
| Interbank transfer | IDR7,500 | |
| Overseas | Cash withdrawal at MasterCard® ATM | IDR26,000 |
| Cash withdrawal at MEPS ATM | IDR12,000 | |
| M2U ID App/M2U ID Web | Interbank transfer with balance before transaction ≥ IDR500,000 |
Free of charge (max. 10x) per month*, then charged with the following details:
|
*Free charge of BI-FAST transaction fee will be effective 7 July 2023. Minimum amount of account balance before transaction + non-withdrawal minimum balance is based on terms of each product that refers to www.maybank.co.id/fee.
*Limit of free interbank online transfer transactions is calculated from the combined transaction of all savings account, which have same benefits i.e. Maybank U or U iB, MAKSI/ MAKSI iB, Payroll One/ Payroll One iB, Payroll Group/ Payroll Group iB, MyWadiah Savings Account & Maybank Indonesia Employee Payroll Savings Account.
Maybank ATM/ Debit Card Replacement Fee
| Maybank ATM/ Debit Card | Fee |
|---|---|
| Debit card for new Customer* | Free |
| Debit card replacement due to stolen, broken/ lost at ATM machine | IDR20,000 |
| Expired Debit card replacement | Free |
| Administration fee | Free |
* Customer will be charged of IDR20,000 for Maybank Debit/ ATM Card request fee via M2U ID App and fee will be credited to Customer in next month after additional debit card request is done.
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