Options of Additional Benefits

• Compensation for 49 critical illness, with choices of:
  1. Does not reduce the value of basic life sum insured (CI Plus)
  2. Reducing the value of Basic Life Sum Insured (CI Accelerated)
• Compensation for 100 critical illness conditions (CI100).
• Compensation for death and total permanent disability due to accident (ADDB)
• Total permanent disability benefits due to illness/accident, with choice of:
  1. Does not reduce the value of Basic Life Sum Insured (TPD)
  2. Reducing the value of Basic Life Sum Insured (TPD Accelerated)
• Daily cash compensation for hospitalization & surgery at the hospital (Flexicare Family)
• Reimbursement of hospital care costs (H&S Care+)
• Premium payment coverage by Allianz if the premium payer/The partner:
  1. Passes away (Payor Benefit, Spouse Payor Benefit)
  2. Diagnosed with critical illness/Total permanent disability  (Payor Protection, Spouse Payor Protection)
• Medical evacuation services and emergency repatriation (Medical Evacuation)

Benefits of the potential value of investment funds

• Year to-1: 25%
• Year to-2: 60%
• Year to-3: 85%
• Year to-4: 92.5%
• Year to-5: 92.5%
• Year to-6, up to: 105.26%*

*) Not including fees Bid/Offer spread 5%

1. Investment fund can be withdrawn as required.
2. Benefits on Maturity: Value of investment funds formed.

Policy Maturity Benefits
If the insured survives to the end of the insurance period, Allianz will pay the end of contract benefit in the form of all balances of investment value (if any) on the insurance expiration date.

Policy Redemption Benefit
If the policy holder cancels or redeems the policy, then the investment value which has formed will be paid to the policy holder.