MyProtection JiwaGarda is a term life insurance product with an affordable regular premiums, providing 8 years protection with 80% out of total premium will be paid if there is no claim bonus at the end of policy contract and the Insured is still alive until the end of insurance period.
Life Insurance Benefit
In case the Insured passes away due to any reasons, Allianz will pay up to 500 times of monthly premium.
No Claim Bonus
If the Insured survives to the end of the insurance period, then Allianz will pay a no claim bonus (at the end of the 8th policy year) of 80% of the total premium paid.
You will get a 3 years additional of Life Insurance protection.
* Please refer to the policy for complete terms and conditions.
Insured age of entry : 0 – 60 years (nearest birthday).
Insurance period : 8 years
Premium payment period : 5 years
Premium payment method :
The amount of premium cannot be added or reduced during the period of the policy contract.
There will be no benefits received by the policy holder should the policy holder decides to surrender the cover.
Policy reinstatement : not available.
Simplified Issue Offer (SIO), in which the Insured will be asked short questions about their health for maximum sum insured of IDR1.5 billion/Policy with Total Sum Insured of :
Irfan, 30 years old, does not smoke Works as a Manager in a company
Requirements to achieve his dreams : Protection for him and his family with a life insurance cash benefit.
Basic Premium:Rp300.000,00 per month for 12 years (Total Basic Premium: Rp3.600.000,00)
Compensation of Life Insurance Benefits: Rp150.000.000,00 (if the Insured passes away due to any reason (illness/accident)
No claim bonus at the end of Insurance Period: Rp14.400.000,00 (80% of the total monthly premium that has been paid for 5 years)*.*) In accordance with the terms and conditions stated in the Policy.
Allianz is one of the insurance providers and asset management provider in the world, found in 1890 in Germany, Allianz now presents in more than 70 countries and serves more than 75 million customers worldwide.
PT. Allianz Life Indonesia Insurance was established in 1996 and is engaged in life, health, retirement and sharia insurance. At present, PT. Allianz Life Indonesia Insurance has developed a distribution network in more than 44 cities through more than 87 business partner offices and supported by more than 14,000 salespersons.
For more information, please contact Maybank Customer Service at 1500611, or please visit the nearest Maybank branch.