Benefits
Advantages
What are the benefits of MyProtection Investa? *
Investment Benefits
Optimum Investment Allocation, in which the premium placement is 105.26% **
** with the difference in selling price and purchase price = 5% (bid/offer)
Life Protection Benefits
If during the insurance period the Insured party passes away, Allianz will pay a compensation of 150% of the Single Basic Premium plus the entire balance of the investment value in the Policy, calculated based on the Unit Purchase Price at the time the claim is approved for the risk of death not by accident before reaching the age of 76, or a compensation of 300% of the Single Basic Premium plus all investment balance in the Policy, calculated based on the Unit Purchase Price when the claim is approved for the risk of death and disability before reaching the age of 66.
Final Policy Benefits
If the Insured lives until the end of the insurance period, Allianz will pay all the balance of the Investment Value (if any) at the end of the insurance period.
Benefits of Redemption Policy
If the Policy Holder dismisses the Policy or makes Policy Redemption, the amount to be paid to the Policy Holder is the amount of the Investment accumulated.
Term & Conditions
* Terms and conditions are fully arranged in the Policy.
Entry age
- 18-65 years (Death Protection not by accident)
- 18-64 years (Protection of Death and Accidental Disability)
Top Up
Minimum Top Up IDR 1 Million / USD 100
Top Up above IDR 2 Billion / USD 200,000 will be subject to Financial Underwriting
Total Single Premium (Basic Single Premium + Top Up)
- Minimum Total Single Premium IDR 50 Million / USD 5,000
- Minimum Basic Single Premium IDR 12 Million / USD 1,200
Premium Allocation
105,26%
Currency
Rupiah and US Dollar
Underwriting
Guaranteed Acceptance
- For a maximum sum of IDR 300 Million / USD 30,000
- For the sum insured above IDR 300 Million / USD 30,000 (including the incorporation of all policies with the type Guaranteed Acceptance for the same Insured) Full Underwriting method will be applied.
Ilustrasi
* Syarat dan ketentuan diatur lengkap di dalam Polis.
Tabel proyeksi nilai investasi dari premi yang dibayarkan
*) Asumsi tingkat investasi per tahun dalam tabel, tidak dijamin dan dapat berubah sewaktu-waktu sesuai dengan kinerja investasi equity fund.
- Asumsi tingkat investasi per tahun pada ilustrasi maslahat di atas berdasarkan alokasi investasi di equity fund.
- Untuk dana investasi dikenakan bid/offer spread sebesar 5%
| Akhir Tahun Polis | Usia | Premi yang dibayar per tahun | Proyeksi Nilai Investasi Per Tahun | |
|---|---|---|---|---|
| Agresif (16%) | Nilai Tebus | |||
| 1 | 36 | 100.000.000 | 115.844.000 | 107.735.000 |
| 2 | 37 | 0 | 115.844.000 | 107.735.000 |
| 3 | 38 | 0 | 180.177.000 | 180.177.000 |
| 4 | 39 | 0 | 180.177.000 | 180.177.000 |
| 5 | 40 | 0 | 180.177.000 | 180.177.000 |
| 6 | 41 | 0 | 180.177.000 | 180.177.000 |
| 7 | 42 | 0 | 325.492.000 | 242.080.000 |
| 8 | 43 | 0 | 325.492.000 | 242.080.000 |
| 9 | 44 | 0 | 325.492.000 | 242.080.000 |
| 10 | 45 | 0 | 325.492.000 | 242.080.000 |
| 15 | 50 | 0 | 325.492.000 | 918.243.000 |
| 20 | 55 | 0 | 325.492.000 | 1.927.138.000 |
| 25 | 60 | 0 | 4.045.479.000 | 4.045.479.000 |
Tentang Allianz
One of the largest insurance and asset management providers in the world founded in 1890 in Germany. Now Allianz is present in more than 70 countries, serving more than 75 Million Customers worldwide.
PT. Allianz Life Indonesia Insurance was established in 1996 and engaged in life insurance, health, pension funds and Shariah. Currently it has developed a distribution network of more than 44 cities through more than 87 business partner offices and more than 14,000 sales forces.
Important Notes
MyProtection Investa is an insurance product issued by PT. Allianz Life Indonesia Insurance. PT Bank Maybank Indonesia Tbk ("Bank") only acts as the reference provider for the Investa MyProtection.
MyProtection Investa is not a product of the Bank so the Bank is not responsible for any and all claims and risks arising from the management of this product portfolio. MyProtection Investa is not guaranteed by the Bank and its affiliates and is not included in the scope of the Government of Indonesia or the Deposit Insurance Agency ("LPS") guarantee program. The Bank is not responsible for insurance policies issued by PT. Allianz Life Indonesia Insurance. The management and investment of MyProtection Investa is carried out by PT Asuransi Allianz Life Indonesia and is the responsibility of PT. Allianz Life Indonesia Insurance. Performance of investment funds from PT. Allianz Life Indonesia Insurance can be seen on the monthly Fund Fact Sheet report.
PT Bank Maybank Indonesia Tbk is a bank registered and supervised by the Financial Services Authority.
Investments in capital market instruments contain market risk. The performance of this fund is not guaranteed, unit prices and revenue from these funds can increase or decrease. The performance of investment funds in the past is not an indication of future performance. Full information is in the Fund Fact Sheet.
The premium paid includes a commission for the bank.
A detailed description of the charge can be found in the Investa MyProtection Policy.
PT Asuransi Allianz Life Indonesia has been registered with and supervised by the Financial Services Authority, and its sales force has a license from the Indonesian Life Insurance Association.
For further information, contact Maybank Customer Care at 69811 (from mobile) or please visit the nearest Bank Maybank branch.
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