Property Financing

Primary

Secondary / Take Over

Refinancing / Multipurpose

Note: Rental rate after the fixed period ends = floating rental rate for existing debtors/Customers in effect at that time

Fixed for a period of time
Rental Rate (For Credit Limit ≥ IDR1 billion)	Rental Rate (For Credit Limit < IDR1 billion)	Fixed Period (years)	Minimum Tenure (years)
6,75%	7,00%	1-3	No minimum tenure
7,25%	7,50%	4-5
8,00%	8,25%	6-8
8,25%	8,50%	9-10
8,75%	9,00%	11-15
9,25%	9,50%	16-20

Fixed & Floating
Rental Rate (For Credit Limit ≥ IDR1 billion)	Rental Rate (For Credit Limit < IDR1 billion)	Fixed Period (years)	Minimum Tenure (years)
5,00%	5,25%	3	8
4,75%	5,00%	3	10
6,00%	6,25%	5	10
5,00%	5,25%	5	12
7,75%	8,00%	10	15
7,15%	7,40%	10	17

Fixed & Fixed
Rental Rate (For Credit Limit ≥ IDR1 billion)	Rental Rate (For Credit Limit < IDR1 billion)	Fixed Period (years)	Minimum Tenure (years)
4,25%	4,50%	1	10
7,25%	7,50%	2-3
9,25%	9,50%	4-6
10,25%	10,50%	7-20

4,75%	5,00 %	1-3	15
8,25%	8,50%	4-6
10,25%	10,50%	7-9
11,25%	11,50%	10-20

4,99%	5,25%	1-5	20
8,49%	8,75%	6-10
10,49%	10,75%	11-15
11,49%	11,75%	16-20

Note: Rental Rate after the fixed period ends = floating Rental Rate for existing debtors/Customers in effect at that time.