Credit facilities that offer flexibility in the system of payments, withdrawals and installments. Thus, you are still free to fulfill various needs without being burdened with burdensome mortgage payments.
Illustrasi
| Loan Amount | : Rp200 juta |
| 65% of Installment Portion | : Rp130 juta |
| 35% of Saving Balance | : Rp70 juta |
| Tenure | : 10 tahun |
| Rate | : 10,50% p.a effective fix 2 years |
Comparison of monthly installment indications
| Product | Installment Portion | Saving Balance | Installment Total |
|---|---|---|---|
| KPR Biasa | Rp2.698.700 | - | Rp2.698.700 |
| KPR Plus | Rp1.754.155 | Rp612.500* | Rp2.366.655 |
*the assumption of using a full bank account
Features & Benefits
Payment Flexibility
Pay the installment and do withdrawal anytime via ATM if the overdraft balance is sufficient
Easy monthly installment
Just pay the interest from overdraft facility
Wide Network
Wide network with developers and property agents throughout Indonesia.
Fixed Rates
Fix interest rate competitive options
Requirements
- Application Form
- Copy of debtor’s and spouse ID
- Copy of Family Card
- Copy of Marriage/ Divorced/ Death/ Prenuptial Agreement
- Original company reference letter
- Original salary slip
- Copy of last 3 months saving account
- Copy of personal NPWP
- Proof of Down Payment (for a new property) or original / legalized certificate, IMB, building layout, AJB and PBB (for secondary property)
Eligibility
- Indonesian citizen
- Minimal age is 21 years and maximal is 55 years at the end of the tenure.
- Having fix income
- Minimal working experience is 2 years
- Residence, work place and collateral location is within Maybank operational coverage area
- Application Form
- Copy of debtor’s and spouse ID
- Copy of Family Card
- Copy of Marriage/ Divorced/ Death/ Prenuptial Agreement
- Copy of Article of Association and its Amendments, Trade License (NPWP, SIUP and TDP)
- Copy of last 3 months saving account
- Copy of personal NPWP
- Proof of Down Payment (for a new property) or original / legalized certificate, IMB, building layout, AJB and PBB (for secondary property)
Eligibility
- Indonesian citizen
- Minimal age is 21 years and maximal is 60 years at the end of the tenure.
- Having regular income
- Minimal working experience is 3 years
- Residence, work place and collateral location is within Maybank operational coverage area
- Application Form
- Copy of debtor’s and spouse ID
- Copy of Family Card
- Copy of Marriage/ Divorced/ Death/ Prenuptial Agreement
- Copy of Practical License
- Copy of last 3 months saving account
- Copy of personal NPWP
- Proof of Down Payment (for a new property) or original / legalized certificate, IMB, building layout, AJB and PBB (for secondary property)
Eligibility
- Indonesian citizen
- Minimal age is 21 years and maximal is 60 years at the end of the tenure.
- Having regular income
- Minimal working experience is 3 years
- Residence, work place and collateral location is within Maybank operational coverage area
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