Credit facility that offers flexibility in installment payment and withdrawals, so you still can fulfill any various needs .
Illustration
| Loan Amount | : IDR 200 Million |
| Installment 65% | : IDR 130 Million |
| Overdraft 35% | : IDR 70 Million |
| Tenure | : 10 years |
| Rate | : 10.50% p.a effective, fix 2 years |
Comparison of monthly installment indications
| Product | Installment Portion | Saving Balance | Installment Total |
|---|---|---|---|
| KPR Biasa | Rp2.698.700 | - | Rp2.698.700 |
| KPR Plus | Rp1.754.155 | Rp612.500* | Rp2.366.655 |
*the assumption of using a full bank account
Features & Benefits
Payment Flexibility
Pay the installment and do withdrawal anytime via ATM if the overdraft balance is sufficient
Easy monthly installment
Just pay the interest from overdraft facility
Wide Network
Wide network with developers and property agents throughout Indonesia.
Fixed Rates
Fix interest rate competitive options
Requirements
- Application Form
- Copy of debtor’s and spouse ID
- Copy of Family Card
- Copy of Marriage/ Divorced/ Death/ Prenuptial Agreement
- Original company reference letter
- Original salary slip
- Copy of last 3 months saving account
- Copy of personal NPWP
- Property Purchase Order (for new property) or Certificate, IMB, Building Plan, AJB and PBB (for secondary property)
Eligibility
- Indonesian citizen
- Minimal age is 21 years and maximal is 50 years at the end of the tenure.
- Having fix income
- Minimal working experience is 2 years
- Residence, work place and collateral location is within Maybank operational coverage area
- Application Form
- Copy of debtor’s and spouse ID
- Copy of Family Card
- Copy of Marriage/ Divorced/ Death/ Prenuptial Agreement
- Copy of Article of Association and its Amendments, Trade License (NPWP, SIUP and TDP)
- Copy of last 3 months saving account
- Copy of personal NPWP
- Property Purchase Order (for new property) or Certificate, IMB, Building Plan, AJB and PBB (for secondary property)
Eligibility
- Indonesian citizen
- Minimal age is 21 years and maximal is 60 years at the end of the tenure.
- Having regular income
- Minimal working experience is 3 years
- Residence, work place and collateral location is within Maybank operational coverage area
- Application Form
- Copy of debtor’s and spouse ID
- Copy of Family Card
- Copy of Marriage/ Divorced/ Death/ Prenuptial Agreement
- Copy of Practical License
- Copy of last 3 months saving account
- Copy of personal NPWP
- Property Purchase Order (for new property) or Certificate, IMB, Building Plan, AJB and PBB (for secondary property)
Eligibility
- Indonesian citizen
- Minimal age is 21 years and maximal is 60 years at the end of the tenure.
- Having regular income
- Minimal working experience is 3 years
- Residence, work place and collateral location is within Maybank operational coverage area
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