Welcome Bonus MAPCLUB Points up to 2 million points.

1. Shop anywhere with the Maybank Visa Infinite Card within 3 months upon cards activation.
2. Transactions that are valid are retail shopping transactions and installments at EDC machines and online, both domestic and overseas.
3. Not valid for Maybank X-Cash, X-Bill, XPJC, Balance Conversion, and cash withdrawal transactions at ATM machines.
4. Only valid for Maybank Visa Infinite Card which is issued for the first time, both main card and supplementary card.
5. Not valid for renewal cards or replacement cards.
6. Minimum transaction and bonus MAPCLUB Points are as follows:

   Minimum transaction	IDR4 million	IDR10 million	IDR20 million
   Bonus MAPCLUB Points	400 thousand points	1 million points	2 million points

7. MAPCLUB Points will be credited to the Cardholders mobile number registered in the Maybank system and MAPCLUB Points account no later than the end of the following month.
8. Illustration of card activation date, transaction period, and MAPCLUB Points bonus award period are as follows:

   Card Activation	Transaction Period	MAPCLUB Points Giving Period
   October 2021	31st  January 2022	28th  February 2022
   November 2021	28th  February 2022	31st  March 2022
   December 2021	31st  March 2022	30th  April 2022

9. MAPCLUB Points can be exchanged for product discounts listed on the MAPCLUB Points website/mobile apps. 1 MAPCLUB Point = IDR1
10. MAPCLUB Points will be forfeited no later than 1 year after the transaction date. Example: transaction on 17th April 2021, then MAPCLUB Points will be forfeited on 30th April 2022.
11. MAPCLUB Points is valid for transaction on the website www.mapclub.com/help/aboutus/termsconditions
12. At the time of welcome bonus distribution, the Maybank Credit Card must be in an active condition, not blocked, not over limit and no late payment.

Discover the World with Miles

1. Get 1 Maybank TREATS Points for every IDR7,500 shopping transaction anywhere.
2. Exchange your Maybank TREATS Points into mileage to get the opportunity to enjoy free flights to various destinations around the world. Choice of airlines, minimum redemption, and earned mileage are as follows:

   Airlines	Minimum Maybank TREATS Points Converted	Mileage earned
   Singapore Airlines	30,000	30,000 KrisFlyer
   Garuda Indonesia	30,000	30,000 Garuda Miles
   Cathay Pacific	30,000	30,000 Asia Miles
   Malaysia Airlines	30,000	30,000 Enrich Miles
   Air Asia	10,000	20,000 BIG Points

3. Valid for retail shopping and installments transactions at EDC machines and online, both domestic and overseas.
4. Not valid for Maybank X-Cash, X-Bill, XPJC, Balance Conversion, and cash withdrawal transactions at ATM machines.
5. Collected Maybank TREATS Points will be credited every print date of your Maybank Visa Infinite Credit Card billing statement.
6. You can check the total of your Maybank TREATS Points by SMS to 69811 with format BONUSPOINT <space> The last 6 digits of your Maybank Credit Card. Use the mobile number registered in the Maybank Credit Card system.
7. Exchange your Maybank TREATS Points to mileage by contacting Maybank Customer Care at 1500611 or email to customercare@maybank.co.id with email subject Redeem Maybank TREATS Points.
8. When exchanging Maybank TREATS Points to mileage, Maybank Credit Card must be in active condition, not blocked, not over limit, and no late payment.
9. For further information please refer to click here

Guaranteed Low Foreign Exchange Rate

Enjoy guaranteed low foreign exchange rates for both traveling and online shopping in foreign currencies. You can make a claim for the foreign currency exchange difference provided by the Maybank Credit Card, if it is proven that there is a lower exchange rate on the same Maybank Visa Credit Card and on the same transaction day.

Claims for foreign exchange differences are made under the following conditions:

• Transactions being compared are retail purchases (excluding cash advances).
• The maximum claim for exchange differences can be made no later than 30 (thirty) days after the transaction is printed on the Maybank Credit Card billing statement.
• Claims are made by attaching proof of billing from another bank's Credit Card with the same principal and level (Visa Infinite) with the Maybank Credit Card used for the transaction.
• Comparison of transactions using credit cards from other banks must be made on the same day as transactions made using Maybank Credit Cards.
• Attach proof of billing from another bank informing a lower exchange rate than that given by Maybank in an email sent to customercare@maybank.co.id.
• If the results of the investigation prove that another bank provides a lower exchange rate, then the difference in exchange rates according to Maybank's calculations will be credited in the form of cashback to your Maybank Credit Card, no later than 30 (thirty) days after the claim was made.
• At the time of cashback crediting, the Maybank Credit Card owned must be active, no blocking, no over limit, and no late payments.

Illustration:
Maybank Visa Credit Card exchange rate 1 USD = IDR14,500
Other Bank Visa Credit Card exchange rate 1 USD = IDR14,250
Customer Purchase Transaction Value = USD2,000
Cashback on guaranteed low exchange rate = IDR500,000
Difference on exchange rate IDR14,500 - IDR14,250 = 250 x spend value USD2,000