Effendi

Risk Management Director

Indonesian citizen. With over 21 years of extensive experience in the banking industry, Effendi is a Subject Matter Expert in the prudent recommendation and oversight of major, complex credit exposures. Effendi commenced his career in Maybank Indonesia in 2007 as Corporate Senior Risk Manager and became the Corporate Banking Risk Head in 2008. He then became Bankwide Risk Management Head in the same year and Head of Credit Review in 2011. In 2015, he was appointed as Chief Credit Officer.

Before joining Bank Maybank Indonesia, he was the Credit Advisor in PT Bank Central Asia Tbk since 2004. He commenced his career as Pre Engineer in ITB's Petroleum Engineer Department in 1993 where he continued to join PT Arco Indonesia in 1994. He started his banking career in 1996 as an Account Officer in PT Bank Danamon Indonesia Tbk. Following that, he was the Senior Staff and continued to be Group Head Credit Review Division Risk Management in the Indonesian Bank Restructuring Agency (IBRA) from 1999 – 2004.