15 July 2025
ANNOUNCEMENT
Dear Customer,
Following up on the announcement previously made on 27 May 2025, we hereby inform you that there is a change in the effective date of the interest rate calculation method/indication of yield for Maybank/Maybank Savings Account iB and Maybank/Maybank iB Current Account to be effective 21 July 2025.
The details of this change apply to all customer accounts, in accordance with the following table:
| No | Product Type | Interest Rate/Indicated Extra Returns Calculation Method | ||
| Before 21 July 2025 | Effective from 21 July 2025 | |||
| 1 | Maybank/Maybank iB Savings Account (Regular) | Tier | Split | |
| 2 | Maybank Co-Branding/Maybank Co-Branding iB Savings Account | Tier | Split | |
| 3 | Maybank Payroll MBI Group/Maybank Payroll MBI Group iB Savings Account | Tier | Split | |
| 4 | Maybank Payroll Regular/Maybank Payroll Regular iB Savings Account | Tier | Split | |
| 5 | Maybank Payroll One/Maybank Payroll One iB Savings Account | Tier | Split | |
| 6 | Maybank MAKSI/Maybank MAKSI iB Savings Account | Tier | Split | |
| 7 | Maybank Woman One/Maybank Woman One iB Savings Account | Tier | Split | |
| 8 | Maybank Pro/Pro iB Savings Account | Tier | Split | |
| 9 | Maybank RDN/RDN iB Savings Account | Tier | Split | |
| 10 | Maybank SuperKidz/Maybank SuperKidz iB Savings Account | Tier | Split | |
| 11 | Maybank TabunganKu/Maybank TabunganKu iB Savings Account | Tier | Split | |
| 12 | Maybank SimPel/Maybank Simpel iB Savings Account | Tier | Split | |
| 13 | Maybank SuperValas/Maybank SuperValas iB Savings Account | Tier | Split | |
| 14 | Maybank MyArafah Savings Account | Tier | Split | |
| 15 | Maybank RTJH Savings Account | Tier | Split | |
| No | Product Type | Current Account Services/Indicated Extra Returns Calculation Method |
||
| Before 21 July 2025 | Effective from 21 July 2025 | |||
| 1 | Maybank/Maybank iB Current Account Valas | Tier | Split | |
| 2 | Maybank/Maybank iB Current Account Multi Currency | Tier | Split | |
| 3 | Maybank Giro Multi Currency/ Giro Multi Currency iB | Tier | Split | |
| 4 | Maybank/Maybank iB Current Account DHE SDA | Tier | Split | |
Notes: The change for Sharia applies only to products using the Indicative Equivalent Rate calculation method and the Mudharabah Mutlaqah contract.
Tier Calculation Method is the calculation of interest rate/indication of return by multiplying the total balance by the interest rate/indication of return at the level where the balance is located.
Split Calculation Method is the calculation of interest rate/indication extra returns by grouping balances according to the nominal limit of the interest rate/extra returns table, then each group is multiplied by the interest rate/indication extra returns limit. The interest rate/indication extra returns that must be paid to the customer is calculated by summing the multiplication results of each group.
Illustration of interest rate/indication of yield from Maybank/Maybank Savings Account iB and Maybank/Maybank iB Current Account
Table Illustration of interest rate/indication extra returns*:
| Account Balance (IDR) |
Interest rate/indicative extra returns from Maybank/Maybank iB Savings Account & Current Account Services from Maybank/Maybank iB Current Account (per annum/per year) |
|||
| ≤ 5,000,000 | 0.00% | |||
| > 5,000,000 - 100,000,000 | 0.25% | |||
| > 100,000,000 - 500,000,000 | 0.75% | |||
| > 500,000,000 – 1,000,000,000 | 1.25% | |||
| > 1,000,000,000 | 1.50% | |||
The table above is an illustration used to help simulate the calculation of interest rates/indication of returns for Maybank Savings Account and Current Accounts. Maybank Savings Account and Current Account product reference interest rate/indication extra returns may change at any time and information related to interest rates/indication extra returns can be accessed HERE
Example:
Customer A has a Maybank Savings Account (conventional) product with an ending balance of IDR1,200,000,000
The following is the calculation of interest earned:
1. Interest calculation starting 21 July 2025 with split method.
Interest rate (gross) = daily ending balance x % interest rate according to balance level x 1 day/365
| End of Day Balance (IDR) |
Maybank Savings Account interest rate | Interest Rate (IDR) |
|||
| Level 1 | 5,000,000 | X | 0,00% | /365 | - |
| Level 2 | 95,000,000 | X | 0,25% | /365 | 651 |
| Level 3 | 400,000,000 | X | 0,75% | /365 | 8,219 |
| Level 4 | 500,000,000 | X | 1,25% | /365 | 17,123 |
| Level 5 | 200,000,000 | X | 1,50% | /365 | 8,219 |
| Total | 1,200,000,000 | 34,212 |
Total daily interest rate (gross): IDR34,212
Interest rate tax value (20%): IDR6,842
Daily interest rate (nett): IDR27,370
2. Interest calculation before 21 July 2025 with tier method
Daily interest rate (gross) = daily ending balance x % interest rate x 1 day /365| End of Day Balance (IDR) |
Maybank Savings Account interest rate | Interest Rate (IDR) |
|||
| Total | IDR1,200,000.000 | X | 1.50% | /365 | 49,315 |
Total daily interest rate (gross): IDR49,315
Interest rate tax value (20%) : IDR9,863
Total daily interest rate (nett) : IDR39,452
For more information on product/services and 24/7 services, please call Maybank Customer Care at 1500611 or +622178869811 (abroad), or email to customercare@maybank.co.id (Monday – Friday at 08:00 – 20:00 Western Indonesian Time and Saturday – Sunday at 08:00 – 17:00 Western Indonesian Time).
Thank you
Sincerely,
Maybank Indonesia
Previous announcement (27 May 2025) Click here
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