27 May 2025

Notice of Changes to the Interest Rates/Indicative Rate of Return Calculation Method for Maybank/Maybank Savings Account iB & Maybank/Maybank iB Current Account

Dear Our Valued Customer,

We hereby inform you that effective on 15 July 2025, there will be a change in the interest rates/indicative rate of return calculation method for Maybank/Maybank iB Savings Account and Maybank/Maybank iB Current Account.

The details of this changes apply to all product accounts, according to the following table:

Note: Changes for Sharia products only apply to products with Indicative Equivalent Rate calculations and Mudharabah Mutlaqah contracts.

The Tier Calculation Method is the calculation of interest rates/indicative rate of return by multiplying the total balance by the interest rate at the level according to the balance.

The Split Calculation Method is the calculation of interest rates/indicative rate of return by grouping balances according to the nominal limit of the interest rates/extra return table, then each group is multiplied by the interest rates/extra return limit. The interest rate that must be paid to Customer is calculated by adding up the multiplication results of each group.

With this change, all Maybank/Maybank iB Savings Account and Maybank/Maybank iB Current Account products in the system will mandatorily use the giro interest/service rate calculation method and Counter Split (S) Yield Indication.

Illustration of interest rates/indicative rate of return from Maybank/Maybank iB Savings Account and current account services from Maybank/Maybank iB Current Account that apply as follows:

Table of Interest (Ilustration) :

Example:

A Customer have an account with balance IDR1,200,000.000
Calculation according to the following table :

• Interest rate effective on 15 July 2025 (Split Method).
  Interest rate (gross) = Account balance x % interest rate as account balance’s level x 1 (day)/365
  

  	End of Day Balance (IDR)		Maybank Savings Account interest rate		Interest Rate (IDR)
  Level 1	5,000,000	X	0.00%	/365	-
  Level 2	95,000,000	X	0.25%	/365	651
  Level 3	400,000,000	X	0.75%	/365	8,219
  Level 4	500,000,000	X	1.25%	/365	17,123
  Level 5	200,000,000	X	1.50%	/365	8,219
  Total	IDR1,200,000.000	X			34,212

  Total daily interest rate (gross): IDR34,212
  Interest rate tax value (20%) : IDR6,842
  Total daily interest rate (nett) : IDR27,370

• Interest rate before 15 July 2025 (Tier Method)
  Interest Rate (gross) = account balance x % interest rate as account balance’s level x 1 (day)/365
  

  	End of Day Balance (IDR)		Maybank Savings Account interest rate		Interest Rate (IDR)
  Total	IDR1,200,000.000	X	1.50%	/365	49,315

  Total daily interest rate (gross): IDR49,315
  Interest rate tax value (20%) : IDR9,863
  Total daily interest rate (nett) : IDR39,452

For more information on product/services and 24/7 services, please call Maybank Customer Care at 1500611 or +622178869811 (abroad), or email to customercare@maybank.co.id (Monday – Friday at 08:00 – 20:00 WIB and Saturday – Sunday at 08:00 – 17:00 WIB).

Best Regards,
Maybank Indonesia