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About KUR

Maybank supports government programs in developing Indonesian MSMEs by providing access to working capital and investment financing at a low cost and interest.

The maximum funding provided is IDR500 million, which can be repaid up to 5 years.

Benefit of Maybank Kredit Usaha Rakyat

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Working Capital Needs and Business Investment

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Managing Business Cash Flow

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Easier Business Transactions

 

Guarantee

Land and/or buildings, including houses, shop houses, offices, kiosks, flats, warehouses, factories, and cash financing.

Terms & Conditions

  • Company or individual business.
  • Have a minimum of 3 years business experience.
  • Min. age 21 years old and max. 70 years old at the end of the credit.
  • Indonesia citizen.
  • Not listed in National Black List.
  • Credit is used for productive purposes.

Submission supporting documents

Document

Individu

Company
(PT, CV)

Credit Aplication Form

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v

Identity Certificate (ID Card/ Passport of applicants, management, shareholders, spouse)

v

v

Marriage / Divorce Certificate/ Death Certificate/ Separation of Assets Agreement (if any)

v

 

NPWP

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v

Business License

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v

Bank statement for the last 6 months
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Deed of Establishment of the Company and its amendments and the latest deed
  v
Legalized by Ministry of Justice and Human Rights (Kemenkumham)
  v
Guarantee Documents: HM/HGB Certificate, Last Year PBB, Building Permit (IMB)
v v
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